Checked.be
Active
BE 0806.838.278Private limited company
NeysImmo & Co
Nieuwstraat 4B ·2910 Essen, Belgium· 17 yrs active
Sector: Development of residential building projects
(68121)
Conclusion
NeysImmo & Co has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €512k and a net result of €6k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 83% of 8862 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €512k |
| Net result | €6k |
| Staff (FTE) | 1.6 |
| Better than sector | 83% |
Financial profile
66
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
91
Profitability
6
Solvency
100
Growth
32
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2008, 17 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
91
/ 100
Excellent
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€45k
estimate, not credit advice
Score history
79
2021
100
2022
86
2023
86
2024
91
2025
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 2.29 (≥ 1.5)
+10
Quick ratio
Quick ratio 2.29 (≥ 1.0)
+5
Leverage
Debt/equity 0.30 (< 1.0)
+10
Profitability
ROE 1%
+3
Interest coverage
Interest coverage 22.2× (≥ 3×)
+8
Profit trend
Net profit up YoY
+5
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview
Annual accounts filed on 07-04-2026 with the NBB · fiscal year 2025 · abbreviated schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable
Equity: stable across 5 fiscal years (±0.7%/year).
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2025 · NACE 68, Real estate activities · compared within the same schema type (abbreviated schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 76.7% | 31.5% | |
| Net result | €6k | €11k | |
| Equity | €512k | €331k | |
| Gross operating margin | €120k | €93k | |
| Staff costs | €67k | €67k |
€49k
+48.3%
21-25
€6k
+184.3%
21-25
€40k
+19.0%
21-25
€668k
-30.7%
21-25
€512k
-37.3%
21-25
€128k
-13.9%
21-25
2
-20.0%
21-25
€67k
+7.4%
21-25
€11k
+80.1%
21-25
€311k
+148.8%
21-25
€155k
+5.7%
21-25
€99k
+46.0%
21-25
€56k
-28.8%
21-25
2.29
-28.2%
21-25
2.29
-28.2%
21-25
76.7%
-9.5%
21-25
0.30
+68.6%
21-25
1.2%
+353.5%
21-25
0.9%
+310.5%
21-25
22.18
+302.6%
21-25
Figures by fiscal year and ratios
| Fiscal year | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Deposit | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema | abbreviated schema |
| Revenue | - | - | - | - | - |
| EBITDA | €49k | €33k | €55k | €405k | €115k |
| Net profit | €6k | €2k | €15k | €245k | €26k |
| Cash flow | €40k | €33k | €56k | €287k | €97k |
| Staff costs | €67k | €62k | €68k | €61k | €43k |
| Income taxes | €11k | €6k | €12k | €117k | €14k |
| Dividends | €311k | - | - | €125k | - |
| Total assets | €668k | €964k | €1.03M | €1.04M | €1.54M |
| Equity | €512k | €817k | €815k | €800k | €680k |
| Debt | €155k | €147k | €216k | €245k | €857k |
| of which ≤ 1y | €99k | €68k | €115k | €115k | €165k |
| of which > 1y | €56k | €79k | €101k | €129k | €693k |
| Working capital | €128k | €148k | €153k | €137k | €128k |
| Employees (FTE) | 1.6 | 2.0 | 2.1 | 1.8 | 1.1 |
Ratios (computed)
| 2025 | 2024 | 2023 | 2022 | 2021 | |
|---|---|---|---|---|---|
| Current ratio | 2.29 | 3.18 | 2.33 | 2.19 | 1.78 |
| Quick ratio | 2.29 | 3.18 | 2.33 | 2.19 | 1.78 |
| Working capital ratio | 19.1% | 15.4% | 14.8% | 13.1% | 8.3% |
| Solvency | 76.7% | 84.8% | 79.0% | 76.6% | 44.2% |
| Debt / equity | 0.30 | 0.18 | 0.27 | 0.31 | 1.26 |
| Long-term debt ratio | 0.11 | 0.10 | 0.12 | 0.16 | 1.02 |
| Interest coverage | 22.18 | 5.51 | 13.63 | 35.69 | 8.39 |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | 0.9% | 0.2% | 1.4% | 23.4% | 1.7% |
| ROE | 1.2% | 0.3% | 1.8% | 30.6% | 3.8% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €668k | €964k | €1.03M | €1.04M | €1.54M |
| Fixed assets | 21/28 | €441k | €748k | €763k | €792k | €1.24M |
| Tangible fixed assets | 22/27 | €332k | €344k | €359k | €388k | €979k |
| Financial fixed assets | 28 | €109k | €404k | €404k | €404k | €265k |
| Current assets | 29/58 | €227k | €216k | €267k | €253k | €293k |
| Amounts receivable within one year | 40/41 | €180k | €192k | €133k | €65k | €54k |
| Cash & bank | 54/58 | €41k | €20k | €131k | €188k | €239k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €668k | €964k | €1.03M | €1.04M | €1.54M |
| Equity | 10/15 | €512k | €817k | €815k | €800k | €680k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | €19k |
| Reserves | 13 | €494k | €798k | €796k | €781k | €661k |
| Amounts payable | 17/49 | €155k | €147k | €216k | €245k | €857k |
| Amounts payable after one year | 17 | €56k | €79k | €101k | €129k | €693k |
| Amounts payable within one year | 42/48 | €99k | €68k | €115k | €115k | €165k |
| Trade debts payable within one year | 44 | €28k | €9k | €40k | €15k | €67k |
| Income statement | ||||||
| Gross operating margin | 9900 | €120k | €100k | €127k | €473k | €176k |
| Operating result | 9901 | €15k | €2k | €14k | €363k | €44k |
| Financial income | 75 | €5k | €13k | €17k | €10k | €9k |
| Financial charges | 65 | €2k | €6k | €4k | €11k | €14k |
| Result before taxes | 9903 | €17k | €8k | €26k | €361k | €39k |
| Income taxes | 67/77 | €11k | €6k | €12k | €117k | €14k |
| Net result for the period | 9904 | €6k | €2k | €15k | €245k | €26k |
| Result to be appropriated | 9905 | €6k | €2k | €15k | €245k | €26k |
Legal Structure
| NACE primary | Development of residential building projects(68121) |
| Legal form | Private limited company(610) |
| Incorporation | 03-10-2008 |
| Status | Active |
| Postal code | 2910 |
Establishment units
Nico
since 20082.173.906.194
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11016A0156/00R000 | Flanders | 388 m² | 1 · 339 m² | 10.7 m · 2 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
Next filing, fiscal year 2026, expected by
2026
07-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼84.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2021net €245k ▲852%
Operating result €363k, net result €245k, both a record.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Development of residential building projects68121Real estate agency activities68310Real estate activities68311Development of non-residential building projects68122Buying and selling of own real estate68110Renting and operating of own or leased residential real estate, excluding social housing68201Activities of building architects71111
Names & trade names
| Legal nameNL | NeysImmo & Co |
| AbbreviationNL | Nico |
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