Losses
-€26,666 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
Neybergh
Lifetime
2 annual accounts with figures on one time axispeak €5,542 (2024)
-€3,237▼ €8,779
lowest -€18,494 (2025)
-€18,494▼ €10,321
peak €26,827 (2024)
€8,334▼ 68.9%
€66,449▲ 8.8%
Board1 name since 2023
1 directorVAN OSSEL Gino Jos Elisabeth
Documentsfilings and deeds
18-08-202543 days before the deadline
2025micro format
Gross margin from €5,542 to -€3,237Loss of €18,494Equity from €26,827 to €8,334
Key points
from the 2025 annual accountsDebts
€66,449 89% of the balance sheet
Financial debts 53%Suppliers 45%Other 3%
Of this, €31,449 falls due within a year.
Position in the sector
-€18,494
Lower net result than 90% of companies in education. Sector median €7,281 · 2,614 companies.
Checked score
54
Fair
Financially stronger than 27% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.3%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.5%▲ +0.2 percentage points vs 09-2026
11-2026: 0.7%▲ +0.2 percentage points vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Figures for financial year 2025 (filed on 18-08-2025)
lowers risk
Sector: Education (NACE 85)
Size: turnover €15,950, total assets €74,783
Liquidity: current ratio 1.28, cash €29,609
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 23% of them on solvency, 70% on liquidity, 6% on profitability and 9% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 28-02-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,207 companies had the same profile as Neybergh has now. Each dot stands for 4 companies, two years later.
90.2%
were still trading
4.6%
stopped another way
4.6%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Neybergh itself is lower: 0.7% within 12 months. It rests on far more data about Neybergh than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,207 companies, not a prediction for Neybergh. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.28 (1.6 in 2024), below the usual 1.5. Short-term debt is 42.1% and cash 39.6% of total assets. 88.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2425
2024 to 2025 · latest year -€18,494
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 2612 sector peers (2025).
NBB · sector comparisonPosition among 2612 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 18-08-2025, 43 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
43 days early
2024
66 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 55 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799066006
Incorporation
Founding capital of €35,000, 100 shares, €3,000 paid up · Founder: VAN OSSEL Gino Jos Elisabeth · Appointment: VAN OSSEL Gino Jos Elisabeth (director) · published on 03-03-2023 · Gazette deed
First establishment
Richard Neyberghlaan 160, Brussels
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Neybergh Knokke-Heist | €74,783 | -€3,237 | 11.1% | - |
| Envision.community Bruges | €66,096 | €719 | -12.2% | - |
| BetterGrowth Antwerp | €86,021 | -€18,340 | -19.9% | 0.9 |
| pi-ProductivITy Westerlo | €59,027 | -€11,530 | -56.5% | - |
| EduArt Haaltert | €58,364 | -€877 | 29.5% | - |
| ReinoutVandepitte.com Gistel | €47,360 | -€7,694 | -133.2% | - |
| Verisure Academy Brussels | €48,163 | -€10,943 | -163.5% | - |
These companies have the same main activity as Neybergh: other education (NACE 85599). They are comparable in size and age: total assets between €47,400 and €86,000, founded between 2021 and 2022.
Official details
Source: KBO- Status
- Active since 01-03-2023Normal situation
- Activity
- Other educationNACE 85599and 1 other
- Establishment unit
- 2.342.730.2411020 Brussels, since 01-03-2023
- Financial year end
- 28 February
- Peppol
- Reachable since 15-12-2025
Annual accounts to 28-02-2025
- €74,783▼ 14.9%
- ≈ 0 FTEestimated
- Filing
- Filed on 18-08-2025, 43 days before the end of the filing period
Insights on Neybergh
The annual accounts of Neybergh for financial year 2025 show a net loss of 69% of the equity at the start of that year. The 2025 annual accounts show equity of €8,334 and a net result of -€18,494.
Its solvency ranks better than 24% of 2,612 sector peers (NACE 85, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
The computed 12-month bankruptcy probability is 0.7% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Neybergh
- What is the company number of Neybergh?
- The company number of Neybergh is 0799.066.006. The VAT number is the same number with BE in front: BE 0799.066.006.
- Where is Neybergh based?
- The registered office is at Zeedijk-Albertstrand 530, 8300 Knokke-Heist.Company details
- What does Neybergh do?
- According to the KBO register, the main activity is other education (NACE 85599).
- What is the legal form of Neybergh?
- Neybergh is a private limited company (BV).
- When was Neybergh founded?
- Neybergh was founded on 01-03-2023.
- Is Neybergh still active?
- Yes, Neybergh is an active enterprise in the KBO register.
- What is the turnover of Neybergh?
- The turnover of Neybergh was €15,950 in financial year 2025, according to the filed annual accounts.Financials
- Is Neybergh profitable?
- In financial year 2025, Neybergh made a loss of €18,494.
- Where can I find the annual accounts of Neybergh?
- Neybergh filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
Next steps
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