Financials
- Fiscal year
- 2025
- Total assets
- €59,027
- Loss
- -€25,811
- Solvency
- -56.5%
Total assets▼ 11.5%
Net result
20232025
pi-ProductivITy
ActiveSummary
pi-ProductivITy has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€33,373) and a net result of -€25,811. Equity is shrinking by ~206% per year across the filed fiscal years. Its solvency ranks better than 10% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Other education
NACE 85599
1 site
Size
€59,027total assets 2025
- Equity
- -€33,373
- Loss
- -€25,811
Turnover not published (abridged schema)
Structure
Accounts 46 d early0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€33,373- Loss of €25,811, the second in a row (FY 2025)+ Sector Education (NACE 85)+ Size: total assets €59,027Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 8% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0-14
equity -56.5% of total assets
Liquidity
34-31
short-term debt 54.5% · cash 9.8%
Profitability
0-59
return on assets -43.7%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 9 months
02-2026: 0.2%lowest value
03-2026: 0.2%▲ +2.1% vs 02-2026
04-2026: 0.2%▲ +3.3% vs 03-2026
05-2026: 0.3%▲ +8.8% vs 04-2026
06-2026: 0.3%▲ +3.0% vs 05-2026
07-2026: 0.6%▲ +116% vs 06-2026highest value
08-2026: 0.6%● 0.0% vs 07-2026highest value
09-2026: 0.6%● 0.0% vs 08-2026highest value
10-2026: 0.6%● 0.0% vs 09-2026highest value
- Sector Education (NACE 85) lowers the probability
- Negative equity -€33,373 raises the probability
- Size: total assets €59,027 lowers the probability for this profile
- Loss of €25,811, the second in a row (FY 2025) raises the probability
No credit on open account
Liquidity short (current ratio 0.75 against 1.82 in 2024; short-term debt: 54.5% and cash: 9.8% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 6%, liquidity 18%, profitability 7%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€33,373
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
46 d early
2024
41 d early
2023
36 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 41 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Weakest financial yearnet -€25,811
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 5
- Since
- 2024
- Next accounts
- by 31-07-2027
- 15-06-2026Annual accounts filed
- 31-12-2025Weakest financial year
- 20-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other educationNACE 85599
- Founded
- 05-04-2022
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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