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Envision.community

Active
Private limited companyfounded 20224 yrs activePrinsenhof 1, 8000 Brugge, BelgiumKBO/BCE: BE 0790.762.707
Summary

Envision.community has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,037) and a net result of -€5,948. Equity is shrinking by ~119.3% per year across the filed fiscal years. Its solvency ranks better than 9% of 787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Envision.communityActiveChecked score 54/100
Risk analysis ReportCompare

Overview

Activity
Other education
NACE 85599
1 site
Size
€66,096total assets 2025
Equity
-€8,037
Loss
-€5,948
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 18 d early0 of 2 deeds read
Why 54Capped at 59: negative equity- Negative equity -€8,037+ Sector Education (NACE 85)+ Size: total assets €66,096+ Liquidity: current ratio 1.69, cash €41,320Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 23% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 13-9
equity -12.2% of total assets
Liquidity 71-9
short-term debt 56.9% · cash 62.5%
Profitability 8-61
return on assets -9.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,739 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%● 0.0% vs 12-2024 02-2025: 0.2%● 0.0% vs 01-2025 03-2025: 0.2%▲ +2.2% vs 02-2025 04-2025: 0.3%▲ +7.2% vs 03-2025 05-2025: 0.3%▼ -0.4% vs 04-2025 06-2025: 0.3%▲ +1.2% vs 05-2025 07-2025: 0.3%▲ +3.5% vs 06-2025highest value 08-2025: 0.1%▼ -52.9% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%▲ +0.8% vs 10-2025 12-2025: 0.1%▲ +0.8% vs 11-2025 01-2026: 0.1%▼ -15.1% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +1.9% vs 02-2026 04-2026: 0.1%▲ +5.5% vs 03-2026 05-2026: 0.1%▼ -27.8% vs 04-2026lowest value 06-2026: 0.1%▲ +4.8% vs 05-2026 07-2026: 0.1%▲ +5.7% vs 06-2026 08-2026: 0.1%▲ +32.6% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Education (NACE 85) lowers the probability
  • Negative equity -€8,037 raises the probability
  • Size: total assets €66,096 lowers the probability for this profile
  • Liquidity: current ratio 1.69, cash €41,320 lowers the probability
No credit on open account
Liquidity ample (current ratio 1.69 against 2.19 in 2024; short-term debt: 56.9% and cash: 62.5% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 13%, liquidity 60%, profitability 16%, growth against the median 2%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€8,037
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €66,096
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.69, cash €41,320
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€8,037
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
18 d early
2024
17 d early
2023
28 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 2 days before the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 14 July (3 of the last 3 filed years within 46 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Weakest financial yearnet -€5,948
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€8,037 View
  • Caution: Among the weakest 9% on equitysector median €492,621 · 788 companies -€8,037 View
  • Total assets 20253 fiscal years filed €66,096 View

By topic

Financials

Fiscal year
2025
Total assets
€66,096
Loss
-€5,948
Solvency
-12.2%
Total assets▼ 6.8%
Net result
20232025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 13-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 14-07-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
13-09-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark

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