NEOBI
ActiveSummary
NEOBI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,701 and a net result of €86,511. Equity is growing by ~61.8% per year across the filed fiscal years. Its solvency ranks better than 33% of 9559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+15
Solvency60▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity short (current ratio 0.6 against 0.26 in 2024; short-term debt: 47.2% and cash: 4.8% of total assets), and 65.2% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.8%
Return on assets
17.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-01-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
1 d early
2023
51 d early
2022
48 d early
2021
60 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 14 December (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
€172,701▲ 100%
2024 · €86,190
Total assets
€495,934▲ 17.1%
2024 · €423,408
Net result
€86,511▲ 236%
2024 · €25,776
Working capital
-€93,731▲ 37.7%
2024 · -€150,519
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€15,071-€39,628▲ 163%€18,453▼ 53.4%€36,710▲ 98.9%€115,085▲ 213%
Net result€11,959within the sector's middle half-€27,285within the sector's middle half▲ 128%€11,171within the sector's middle half▼ 59.1%€25,776within the sector's middle half▲ 131%€86,511above the sector's middle half▲ 236%
Equity€21,959below the sector's middle half-€49,243within the sector's middle half▲ 124%€60,414within the sector's middle half▲ 22.7%€86,190within the sector's middle half▲ 42.7%€172,701above the sector's middle half▲ 100%
Total assets€487,267above the sector's middle half-€479,734above the sector's middle half▼ 1.5%€439,693above the sector's middle half▼ 8.3%€423,408above the sector's middle half▼ 3.7%€495,934above the sector's middle half▲ 17.1%
Debt€465,309-€430,491▼ 7.5%€379,278▼ 11.9%€337,218▼ 11.1%€323,233▼ 4.1%
Working capital-€393,041below the sector's middle half--€138,646below the sector's middle half▲ 64.7%-€152,324below the sector's middle half▼ 9.9%-€150,519below the sector's middle half▲ 1.2%-€93,731below the sector's middle half▲ 37.7%
Solvency4.5%below the sector's middle half-10.3%below the sector's middle half▲ 5.8pp13.7%below the sector's middle half▲ 3.5pp20.4%below the sector's middle half▲ 6.6pp34.8%within the sector's middle half▲ 14.5pp
Current ratio0.16below the sector's middle half-0.35below the sector's middle half▲ 0.190.25below the sector's middle half▼ 0.100.26below the sector's middle half▲ 0.010.60below the sector's middle half▲ 0.34
Return on assets (ROA)2.5%within the sector's middle half-5.7%within the sector's middle half▲ 3.2pp2.5%within the sector's middle half▼ 3.1pp6.1%within the sector's middle half▲ 3.5pp17.4%within the sector's middle half▲ 11.4pp
above
within
below
the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 213% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €495,934
Fixed assets
€355,625 ▼ 3.7%
Current assets
€140,309 ▲ 160%
Equity and liabilities €495,934
Equity
€172,701 ▲ 100%
Debt
€323,233 ▼ 4.1%
Debt's share of the balance-sheet total falls from 79.6% to 65.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€134,212▲
2024 · €55,573
Cash flow
€105,638▲
2024 · €44,639
Debt to equity
1.87▼
2024 · 3.91
ROE
50.1%▲
2024 · 29.9%
Interest coverage
49.26▲
2024 · 16.90
Debt ≤ 1 year
€234,040▲
2024 · €204,494
Debt > 1 year
€89,194▼
2024 · €132,724
Income taxes
€25,850▲
2024 · €7,645
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
2.7%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €52,843 | €17,378 | €18,631 | €18,863 | €19,127 | ▲ 1.4% |
| Other operating charges640/8 | - | €348 | €2,700 | €3,309 | €3,043 | ▼ 8.0% |
| Gross operating margin9900 | €69,890 | €57,353 | €39,785 | €58,882 | €137,255 | ▲ 133% |
| Operating profit (loss)9901 | €15,071 | €39,628 | €18,453 | €36,710 | €115,085 | ▲ 213% |
| Financial charges65/66B | - | €5,146 | €3,981 | €3,289 | €2,725 | ▼ 17.2% |
| Recurring financial charges65 | €30 | €5,146 | €3,981 | €3,289 | €2,725 | ▼ 17.2% |
| Profit (loss) for the period before taxes9903 | €15,041 | €34,482 | €14,472 | €33,421 | €112,360 | ▲ 236% |
| Income taxes67/77 | €3,083 | €7,198 | €3,301 | €7,645 | €25,850 | ▲ 238% |
| Profit (loss) for the period9904 | €11,959 | €27,285 | €11,171 | €25,776 | €86,511 | ▲ 236% |
| Profit (loss) for the period to be appropriated9905 | €11,959 | €27,285 | €11,171 | €25,776 | €86,511 | ▲ 236% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €487,267 | €479,734 | €439,693 | €423,408 | €495,934 | ▲ 17.1% |
| Fixed assets21/28 | €415,000 | €405,599 | €388,297 | €369,433 | €355,625 | ▼ 3.7% |
| Tangible fixed assets22/27 | €415,000 | €405,599 | €388,297 | €369,433 | €355,625 | ▼ 3.7% |
| Land and buildings22 | - | €398,400 | €381,800 | €368,758 | €355,393 | ▼ 3.6% |
| Plant, machinery and equipment23 | - | €7,199 | €5,378 | - | - | - |
| Furniture and vehicles24 | - | - | €1,118 | €675 | €232 | ▼ 65.6% |
| Current assets29/58 | €72,267 | €74,135 | €51,396 | €53,975 | €140,309 | ▲ 160% |
| Amounts receivable within one year40/41 | €58,413 | €49,610 | €36,905 | €37,274 | €116,410 | ▲ 212% |
| Trade receivables40 | - | €49,610 | €36,905 | €36,905 | €115,661 | ▲ 213% |
| Other amounts receivable41 | - | - | - | €369 | €750 | ▲ 103% |
| Cash at bank and in hand54/58 | €13,855 | €24,410 | €13,920 | €16,701 | €23,899 | ▲ 43.1% |
| Deferred charges and accrued income490/1 | - | €115 | €571 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €487,267 | €479,734 | €439,693 | €423,408 | €495,934 | ▲ 17.1% |
| Equity10/15 | €21,959 | €49,243 | €60,414 | €86,190 | €172,701 | ▲ 100% |
| Contributions10/11 | - | €10,000 | €10,000 | €10,000 | €10,000 | = |
| Profit (loss) carried forward14 | €11,959 | €39,243 | €50,414 | €76,190 | €162,701 | ▲ 114% |
| Amounts payable17/49 | €465,309 | €430,491 | €379,278 | €337,218 | €323,233 | ▼ 4.1% |
| Amounts payable after more than one year17 | - | €217,709 | €175,559 | €132,724 | €89,194 | ▼ 32.8% |
| Financial debts170/4 | - | - | €175,559 | €132,724 | €89,194 | ▼ 32.8% |
| Other amounts payable178/9 | - | €217,709 | - | - | - | - |
| Amounts payable within one year42/48 | €465,309 | €212,781 | €203,719 | €204,494 | €234,040 | ▲ 14.4% |
| Current portion of amounts payable after more than one year42 | - | €41,477 | €42,150 | €42,835 | €43,531 | ▲ 1.6% |
| Trade debts44 | €341,797 | €919 | €66 | €97 | €1,630 | ▲ 1,583% |
| Suppliers440/4 | - | €919 | €66 | €97 | €1,630 | ▲ 1,583% |
| Taxes, remuneration and social security45 | - | €18,336 | €9,509 | €9,568 | €36,689 | ▲ 283% |
| Taxes450/3 | - | €15,032 | €9,509 | €9,568 | €33,164 | ▲ 247% |
| Remuneration and social security454/9 | - | €3,303 | - | - | €3,524 | - |
| Other amounts payable47/48 | - | €152,050 | €151,994 | €151,994 | €152,191 | ▲ 0.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €11,959 | €27,285 | €11,171 | €25,776 | €86,511 | ▲ 236% |
| + Depreciation and write-downs630 | €52,843 | €17,378 | €18,631 | €18,863 | €19,127 | ▲ 1.4% |
| Operating cash flow (approximation) | €64,801 | €44,663 | €29,803 | €44,639 | €105,638 | ▲ 137% |
| Investment in fixed assets (approximation) | - | -€7,977 | -€1,330 | €0 | -€5,319 | - |
| Change in cash | - | €10,556 | -€10,491 | €2,782 | €7,197 | ▲ 159% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2021net €86,511 ▲236%
Operating result €115,085, net result €86,511, both a record.
30-06
Financial
Equity above €150,000Eq €172,701 ▲100%
5 profitable years in a row build equity to €172,701.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
11-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €11,171 ▼59.1%
Net result drops to €11,171, the lowest in the series; recovery starts the following year.
2022
14-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
02-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2020
Ground area
400 m²
Building footprint
400 m²
Volume, LiDAR
1,361 m³
Parcel 21304B0101/00Z003, Brussels · tallest building 7.7 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
NEOBI
since 20202.303.519.376
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21304B0101/00Z003 | Brussels | 400 m² | 1 · 400 m² | 7.7 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,148 companies in sector 71209 we hold annual accounts for 1,090. 822 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-06-2020
Fiscal year end30-06
Activities, NACEBEL 2025
71209Other technical testing and analysis
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID
0208:0748383209
Registered
02-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.