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BUILDINsights

Active
Private limited companyfounded 20197 yrs activeOttergemsesteenweg-Zuid 808, 9000 Gent, BelgiumKBO/BCE: BE 0733.637.427
Summary

BUILDINsights has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €106,047 and a net result of €20,393. Equity is growing by ~26% per year across the filed fiscal years. Its solvency ranks better than 29% of 32023 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability76▲+42
Solvency53▼-23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 1.6 against 2.78 in 2024; short-term debt: 61% and cash: 14.9% of total assets), but 71.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.3%
Return on assets
5.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 19-01-2026, 12 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
12 d early
2024
7 d early
2023
7 d early
2022
1 d early
2021
42 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 24 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 3 September 2019, BUILDINsights was incorporated as a Private limited company.1 In 2026 the registered office moved to Gent.2 Total assets went from EUR 32,822 in 2021 to EUR 374,512 in 2025 and headcount from 1 full-time equivalents in 2023 to 1 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 30-06-2026
  3. 3National Bank, annual accounts 2021, 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€106,047▲ 23.8%
2024 · €85,654
Total assets
€374,512▲ 121%
2024 · €169,126
Net result
€20,393▲ 1,868%
2024 · €1,036
Working capital
€137,931▲ 32.8%
2024 · €103,884
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€34,937-€45,478€13,377▼ 70.6%€1,938▼ 85.5%€30,066▲ 1,451%
Net result-€36,089below the sector's middle half-€41,127within the sector's middle half€7,580within the sector's middle half▼ 81.6%€1,036below the sector's middle half▼ 86.3%€20,393within the sector's middle half▲ 1,868%
Equity€11,911below the sector's middle half-€53,037within the sector's middle half▲ 345%€84,618within the sector's middle half▲ 59.5%€85,654within the sector's middle half▲ 1.2%€106,047within the sector's middle half▲ 23.8%
Total assets€32,822below the sector's middle half-€102,096within the sector's middle half▲ 211%€128,353within the sector's middle half▲ 25.7%€169,126within the sector's middle half▲ 31.8%€374,512within the sector's middle half▲ 121%
Debt€20,911-€49,059▲ 135%€43,736▼ 10.9%€83,472▲ 90.9%€268,465▲ 222%
Working capital€11,911within the sector's middle half-€52,097within the sector's middle half▲ 337%€83,191within the sector's middle half▲ 59.7%€103,884within the sector's middle half▲ 24.9%€137,931above the sector's middle half▲ 32.8%
Solvency36.3%within the sector's middle half-51.9%within the sector's middle half▲ 15.7pp65.9%within the sector's middle half▲ 14.0pp50.6%within the sector's middle half▼ 15.3pp28.3%within the sector's middle half▼ 22.3pp
Current ratio1.57within the sector's middle half-2.06within the sector's middle half▲ 0.492.90within the sector's middle half▲ 0.842.78within the sector's middle half▼ 0.131.60within the sector's middle half▼ 1.17
Return on assets (ROA)-110.0%below the sector's middle half-40.3%above the sector's middle half▲ 150.2pp5.9%within the sector's middle half▼ 34.4pp0.6%below the sector's middle half▼ 5.3pp5.4%within the sector's middle half▲ 4.8pp
Staff (FTE)11=1=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2021: -€34,937-€34,937Net result 2021: -€36,089-€36,089Operating result 2022: €45,478€45,478Net result 2022: €41,127€41,127Operating result 2023: €13,377€13,377Net result 2023: €7,580€7,580Operating result 2024: €1,938€1,938Net result 2024: €1,036€1,036Operating result 2025: €30,066€30,066Net result 2025: €20,393€20,39320212022202320242025€0€10,000€20,000€30,000Operating result 2023: €13,377€13,400Net result 2023: €7,580€7,580Operating result 2024: €1,938€1,940Net result 2024: €1,036€1,040Operating result 2025: €30,066€30,100Net result 2025: €20,393€20,400202320242025
The operating result recovers in 2025; 2025 is 1,451% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €374,512
Fixed assets €8,087 ▲ 19.5%
Current assets €366,425 ▲ 126%
Equity and liabilities €374,512
Equity €106,047 ▲ 23.8%
Debt €268,465 ▲ 222%
Debt's share of the balance-sheet total rises from 49.4% to 71.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€31,464▲
2024 · €3,180
Cash flow
€21,791▲
2024 · €2,278
Debt to equity
2.53▲
2024 · 0.97
ROE
19.2%▲
2024 · 1.2%
Interest coverage
18.42▲
2024 · 1.71
Debt ≤ 1 year
€228,494▲
2024 · €58,472
Income taxes
€8,836▲
2024 · €3,202
Staff costs
€78,709▲
2024 · €74,945
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,713 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,713 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€169,126€374,512▲
Fixed assets21/28€6,770€8,087▲
Tangible fixed assets22/27€2,540€1,142▼
Furniture and vehicles24€2,540€1,142▼
Financial fixed assets28€4,230€6,945▲
Current assets29/58€162,356€366,425▲
Amounts receivable within one year40/41€101,495€256,917▲
Trade receivables40€101,136€223,191▲
Other amounts receivable41€359€33,725▲
Current investments50/53-€50,000
Cash at bank and in hand54/58€56,221€55,804▼
Deferred charges and accrued income490/1€4,640€3,705▼
Equity and liabilities
Total equity and liabilities10/49€169,126€374,512▲
Equity10/15€85,654€106,047▲
Contributions10/11€72,000€72,000=
Reserves13€13,654€34,047▲
Distributable reserves133€13,654€34,047▲
Amounts payable17/49€83,472€268,465▲
Amounts payable within one year42/48€58,472€228,494▲
Financial debts43€86-
Credit institutions430/8€86-
Trade debts44€15,740€218,489▲
Suppliers440/4€15,740€218,489▲
Taxes, remuneration and social security45€42,449€9,747▼
Taxes450/3€28,969-
Remuneration and social security454/9€13,481€9,747▼
Other amounts payable47/48€196€258▲
Accrued charges and deferred income492/3€25,000€39,971▲
Income statement Code20242025
Remuneration, social security and pensions62€74,945€78,709▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,241€1,397▲
Other operating charges640/8€1,295€1,027▼
Gross operating margin9900€79,420€111,200▲
Operating profit (loss)9901€1,938€30,066▲
Financial income75/76B€4,156€871▼
Recurring financial income75€4,156€871▼
Financial charges65/66B€1,856€1,708▼
Recurring financial charges65€1,856€1,708▼
Profit (loss) for the period before taxes9903€4,239€29,230▲
Income taxes67/77€3,202€8,836▲
Profit (loss) for the period9904€1,036€20,393▲
Profit (loss) for the period to be appropriated9905€1,036€20,393▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,036€20,393▲
Transfer to equity691/2€1,036€20,393▲
To other reserves6921€1,036€20,393▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62--€30,873€74,945€78,709▲ 5.0%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,207€55€520€1,241€1,397▲ 12.6%
Other operating charges640/8-€742€1,799€1,295€1,027▼ 20.7%
Gross operating margin9900-€31,657€46,274€46,570€79,420€111,200▲ 40.0%
Operating profit (loss)9901-€34,937€45,478€13,377€1,938€30,066▲ 1,451%
Financial income75/76B-€3€361€4,156€871▼ 79.0%
Recurring financial income75-€3€361€4,156€871▼ 79.0%
Financial charges65/66B-€326€1,137€1,856€1,708▼ 8.0%
Recurring financial charges65€717€326€1,137€1,856€1,708▼ 8.0%
Profit (loss) for the period before taxes9903-€35,655€45,154€12,602€4,239€29,230▲ 590%
Income taxes67/77€434€4,028€5,022€3,202€8,836▲ 176%
Profit (loss) for the period9904-€36,089€41,127€7,580€1,036€20,393▲ 1,868%
Profit (loss) for the period to be appropriated9905-€36,089€41,127€7,580€1,036€20,393▲ 1,868%
Line20212022202320242025Change
Assets
Total assets20/58€32,822€102,096€128,353€169,126€374,512▲ 121%
Fixed assets21/28-€940€1,427€6,770€8,087▲ 19.5%
Tangible fixed assets22/27-€940€1,427€2,540€1,142▼ 55.0%
Furniture and vehicles24-€940€1,427€2,540€1,142▼ 55.0%
Financial fixed assets28---€4,230€6,945▲ 64.2%
Current assets29/58€32,822€101,156€126,927€162,356€366,425▲ 126%
Amounts receivable within one year40/41€21,303€63,347€67,147€101,495€256,917▲ 153%
Trade receivables40-€63,347€59,147€101,136€223,191▲ 121%
Other amounts receivable41--€8,000€359€33,725▲ 9,292%
Current investments50/53----€50,000-
Cash at bank and in hand54/58€9,871€36,596€57,909€56,221€55,804▼ 0.7%
Deferred charges and accrued income490/1-€1,213€1,870€4,640€3,705▼ 20.1%
Equity and liabilities
Total equity and liabilities10/49€32,822€102,096€128,353€169,126€374,512▲ 121%
Equity10/15€11,911€53,037€84,618€85,654€106,047▲ 23.8%
Contributions10/11-€48,000€72,000€72,000€72,000=
Reserves13-€5,037€12,618€13,654€34,047▲ 149%
Distributable reserves133-€5,037€12,618€13,654€34,047▲ 149%
Profit (loss) carried forward14-€36,089-----
Amounts payable17/49€20,911€49,059€43,736€83,472€268,465▲ 222%
Amounts payable within one year42/48€20,911€49,059€43,736€58,472€228,494▲ 291%
Financial debts43---€86--
Credit institutions430/8---€86--
Trade debts44€20,477€37,258€32,025€15,740€218,489▲ 1,288%
Suppliers440/4-€37,258€32,025€15,740€218,489▲ 1,288%
Taxes, remuneration and social security45-€11,083€11,711€42,449€9,747▼ 77.0%
Taxes450/3-€11,083€4,365€28,969--
Remuneration and social security454/9--€7,346€13,481€9,747▼ 27.7%
Other amounts payable47/48-€718-€196€258▲ 31.7%
Accrued charges and deferred income492/3---€25,000€39,971▲ 59.9%
Line20212022202320242025Change
Profit (loss) for the period9904-€36,089€41,127€7,580€1,036€20,393▲ 1,868%
+ Depreciation and write-downs630€1,207€55€520€1,241€1,397▲ 12.6%
Operating cash flow (approximation)-€34,882€41,181€8,100€2,278€21,791▲ 857%
Investment in fixed assets (approximation)---€1,007-€6,585-€2,715▲ 58.8%
Change in cash-€26,725€21,313-€1,688-€418▲ 75.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
12-08
State Gazette act Resignation: Rococo CSL S.A. (director)
2 facts ▸
  • Board meeting, 15-06-2026
  • Director resignation, Rococo CSL S.A. (director)
30-06
State Gazette act Registered office
Registered-office move2 facts ▸
  • Board meeting, 15-06-2026
  • Registered-office move, Ottergemsesteenweg-Zuid 808 bus 369,9000 Gent
19-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Equity above €100,000Eq €106,047 ▲23.8%
4 profitable years in a row build equity to €106,047.
24-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
24-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial Back to profitnet €41,127
Net result €41,127 after one loss-making year.
2021
20-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
2 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 2 have been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
no sitting director, last change in 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
3 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
3.2 ha
Building footprint
2.0 ha
Volume, LiDAR
251,951 m³
Parcel 44808H0602/00T003, Flanders · tallest building 40.8 m, ±4 floors. Linked by address, not a title deed.
183 companies at this address See who is registered here
1 establishment unit
BUILDINsights
Ottergemsesteenweg-Zuid 808, 9000 GentFinancial service activities, except insurance and pension funding
since 20192.292.922.127
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44808H0602/00T003 Flanders 3.2 ha 1 · 2.0 ha 40.8 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 0 in office
Show
  • Board
  • began earlier
Mandates per person, with start and end dates
Name Functions and periods
Rococo CSL S.A.
  • Director, until 15-06-2026
See the board, name and seat on a given date →

Structure & network

Owners and holdings

2 owners

Owners 2

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 3 entries · 4,577 EUR awarded · 2,162 EUR paid
Year Entries awardedpaid
2025 1 3,360 EUR945 EUR
2023 1 1,037 EUR1,037 EUR
2022 1 180 EUR180 EUR
Schemes
3 entries · 4,577 EUR · 2,162 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 82,641 companies in sector 70200 we hold annual accounts for 52,636. 40,721 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded03-09-2019
Fiscal year end30-06
Activities, NACEBEL 2025
70200Business and other management consultancy
71209Other technical testing and analysis
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0733637427
Also 9925:BE0733637427
Registered 31-10-2023

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.