Archipallium
ActiveArchipallium has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €481k and a net result of €106k. Equity is growing by ~26.1% per year across the filed fiscal years. Its solvency ranks better than 86% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▲+12
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 8.05 against 7.37 in 2024; short-term debt: 11.9% and cash: 16.6% of total assets), and 13.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.8%
Return on assets
19.1%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
5 d late
2024
3 d early
2023
92 d early
2022
43 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€481k▲ 28.3%
2024 · €375k
2022: €237k
2023: €329k
2024: €375k
2022 → 2025
Total assets
€554k▲ 22.5%
2024 · €452k
2022: €447k
2023: €512k
2024: €452k
2022 → 2025
Net result
€106k▲ 132%
2024 · €46k
2022: €237k
2023: €92k
2024: €46k
2022 → 2025
Working capital
€464k▲ 30.1%
2024 · €357k
2022: €222k
2023: €312k
2024: €357k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€237k-€329k▲ 38.8%€375k▲ 13.9%€481k▲ 28.3%
Operating result€310k-€115k▼ 62.8%€58k▼ 49.3%€140k▲ 139%
Net result€237k-€92k▼ 61.2%€46k▼ 50.4%€106k▲ 132%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 139% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €554k
Fixed assets
€24k▼ 39.5%
Current assets
€530k▲ 28.4%
Equity and liabilities €554k
Equity
€481k▲ 28.3%
Debt
€73k▼ 5.6%
The debt ratio falls from 17.1% to 13.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€155k▲
2024 · €74k
Cash flow
€121k▲
2024 · €61k
Solvency
86.8%▲
2024 · 82.9%
Current ratio
8.05▲
2024 · 7.37
Quick ratio
8.05▲
2024 · 7.37
Debt / equity
0.15▼
2024 · 0.21
ROE
22.0%▲
2024 · 12.2%
ROA
19.1%▲
2024 · 10.1%
Interest coverage
108.63▼
2024 · 128.89
Debt
€73k▼
2024 · €77k
Debt ≤ 1 year
€66k▲
2024 · €56k
Debt > 1 year
€7k▼
2024 · €21k
Income taxes
€32k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€452k€554k▲
Fixed assets21/28€39k€24k▼
Tangible fixed assets22/27€39k€24k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€36k€21k▼
Current assets29/58€412k€530k▲
Amounts receivable within one year40/41€394k€438k▲
Trade receivables40€350€9k▲
Other amounts receivable41€394k€429k▲
Cash at bank and in hand54/58€18k€92k▲
Equity and liabilities
Total equity and liabilities10/49€452k€554k▲
Equity10/15€375k€481k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€374k€480k▲
Amounts payable17/49€77k€73k▼
Amounts payable after more than one year17€21k€7k▼
Financial debts170/4€21k€7k▼
Amounts payable within one year42/48€56k€66k▲
Current portion of amounts payable after more than one year42€14k€14k▲
Trade debts44€11k€412▼
Suppliers440/4€11k€412▼
Taxes, remuneration and social security45€31k€51k▲
Taxes450/3€31k€51k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€310€320▲
Gross operating margin9900€74k€156k▲
Operating profit (loss)9901€58k€140k▲
Financial charges65/66B€571€1k▲
Recurring financial charges65€571€1k▲
Profit (loss) for the period before taxes9903€58k€138k▲
Income taxes67/77€12k€32k▲
Profit (loss) for the period9904€46k€106k▲
Profit (loss) for the period to be appropriated9905€46k€106k▲
Appropriation of the result
Profit (loss) to be appropriated9906€374k€480k▲
Profit (loss) brought forward from the previous period14P€328k€374k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €46k ▼50.4%
Net result drops to €46k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.37
Current ratio from 3.11 to 7.37; short-term debt falls from €148k to €56k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
18-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Platte-Vijversstraat 93500 HasseltGround area
1,447 m²
Building footprint
307 m²
Volume, LiDAR
1,839 m³
Parcel 71322B0300/00G002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Archipallium
since 20222.330.132.317
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71322B0300/00G002 | Flanders | 1,447 m² | 1 · 306 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 88 EUR awarded · 88 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 88 EUR | 88 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500ED85E148EA5A90
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Of 2,145 companies in sector 71209 we hold annual accounts for 1,085. 704 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-03-2022
Fiscal year end31-12
Activities, NACEBEL
71209Other technical testing and analysis
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.