NECTAR
ActiveNECTAR has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €72k and a net result of €38k. Equity is growing by ~39.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 13044 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
93
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency98▼-2
Growth78=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.59 in 2024), and 40.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.3%
Return on assets
31.5%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
5 d early
2024
31 d early
2023
26 d early
2022
22 d early
2021
28 d early
2020
26 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 6.8%
2024 · €67k
2019: €-2k
2020: €12k
2021: €16k
2022: €31k
2023: €40k
2024: €67k
2019 → 2025
Total assets
€121k▲ 17.9%
2024 · €103k
2019: €11k
2020: €20k
2021: €26k
2022: €48k
2023: €61k
2024: €103k
2019 → 2025
Net result
€38k▼ 17.4%
2024 · €46k
2019: €-5k
2020: €15k
2021: €4k
2022: €15k
2023: €9k
2024: €46k
2019 → 2025
Working capital
€59k▲ 4.8%
2024 · €56k
2019: €-6k
2020: €7k
2021: €2k
2022: €17k
2023: €27k
2024: €56k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€16k-€31k▲ 93.3%€40k▲ 28.1%€67k▲ 69.5%€72k▲ 6.8%
Operating result€4k-€15k▲ 296%€7k▼ 53.3%€62k▲ 784%€52k▼ 15.4%
Net result€4k-€15k▲ 319%€9k▼ 41.7%€46k▲ 429%€38k▼ 17.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 15% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€13k▲ 17.1%
Current assets
€108k▲ 18.0%
Equity and liabilities €121k
Equity
€72k▲ 6.8%
Debt
€49k▲ 39.1%
The debt ratio rises from 34.5% to 40.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€54k▼
2024 · €64k
Cash flow
€40k▼
2024 · €48k
Solvency
59.3%▼
2024 · 65.5%
Current ratio
2.19▼
2024 · 2.59
Quick ratio
2.17▼
2024 · 2.55
Debt / equity
0.69▲
2024 · 0.53
ROE
53.0%▼
2024 · 68.6%
ROA
31.5%▼
2024 · 44.9%
Interest coverage
32.31▼
2024 · 47.90
Debt
€49k▲
2024 · €35k
Debt ≤ 1 year
€49k▲
2024 · €35k
Income taxes
€15k▼
2024 · €16k
Staff costs
€69k▼
2024 · €80k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€103k€121k▲
Fixed assets21/28€11k€13k▲
Tangible fixed assets22/27€7k€9k▲
Land and buildings22€7k€8k▲
Plant, machinery and equipment23€699€460▼
Furniture and vehicles24-€867
Financial fixed assets28€4k€4k=
Current assets29/58€92k€108k▲
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€29k€55k▲
Other amounts receivable41€29k€55k▲
Cash at bank and in hand54/58€61k€52k▼
Equity and liabilities
Total equity and liabilities10/49€103k€121k▲
Equity10/15€67k€72k▲
Contributions10/11€19k€19k=
Reserves13€49k€53k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€47k€51k▲
Amounts payable17/49€35k€49k▲
Amounts payable within one year42/48€35k€49k▲
Trade debts44€5k€210▼
Suppliers440/4€5k€210▼
Taxes, remuneration and social security45€31k€26k▼
Taxes450/3€24k€21k▼
Remuneration and social security454/9€6k€4k▼
Other amounts payable47/48-€24k
Income statement
Code20242025
Remuneration, social security and pensions62€80k€69k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€147k€126k▼
Operating profit (loss)9901€62k€52k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€62k€53k▼
Income taxes67/77€16k€15k▼
Profit (loss) for the period9904€46k€38k▼
Profit (loss) for the period to be appropriated9905€46k€38k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€38k▼
Transfer to equity691/2€28k€5k▼
To other reserves6921€28k€5k▼
Profit to be distributed694/7€19k€34k▲
Return on contributions (dividend)694€19k€34k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €46k ▲429%
Operating result €62k, net result €46k, both a record.
05-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
05-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
30-06
Financial
Liquidity quadruplescurrent ratio 1.86
Current ratio from 0.51 to 1.86; short-term debt falls from €13k to €8k.
02-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelseplein 172000 AntwerpenGround area
73 m²
Building footprint
73 m²
Volume, LiDAR
684 m³
Parcel 11803C0996/00A000, Flanders · tallest building 14.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Nectar
since 20042.137.812.001
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0996/00A000 | Flanders | 73 m² | 1 · 73 m² | 14.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 291 EUR awarded · 291 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 291 EUR | 291 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.137.812.001
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Of 13,834 companies in sector 56301 we hold annual accounts for 4,807. 3,841 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2004
Fiscal year end30-06
Activities, NACEBEL
55401
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.