ANDALIZ
ActiveThe computed 12-month bankruptcy probability of ANDALIZ is 3.0% (moderate). The 2025 annual accounts show equity of €72k and a net result of €52k. Equity is growing by ~51.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 13071 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
96
/ 100
Excellent▲ +76 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency86▲+55
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 0.64 in 2024), and 43.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.7%
Return on assets
40.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 d early
2024
1 d early
2023
22 d early
2022
7 d early
2021
1 d late
2020
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€72k▲ 252%
2024 · €21k
2020: €-8k
2021: €220
2022: €55k
2023: €35k
2024: €21k
2020 → 2025
Total assets
€127k▲ 61.4%
2024 · €79k
2020: €13k
2021: €57k
2022: €91k
2023: €85k
2024: €79k
2020 → 2025
Net result
€52k
2024 · €-14k
2020: €-14k
2021: €8k
2022: €55k
2023: €-20k
2024: €-14k
2020 → 2025
Working capital
€26k
2024 · €-21k
2020: €-9k
2021: €-5k
2022: €6k
2023: €-18k
2024: €-21k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€220-€55k▲ 25,134%€35k▼ 36.9%€21k▼ 41.4%€72k▲ 252%
Operating result€9k-€57k▲ 559%€-19k€-13k▲ 32.7%€56k
Net result€8k-€55k▲ 614%€-20k€-14k▲ 29.3%€52k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €56k after a loss of €13k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€46k▲ 10.0%
Current assets
€81k▲ 119%
Equity and liabilities €127k
Equity
€72k▲ 252%
Debt
€55k▼ 5.4%
The debt ratio falls from 74.0% to 43.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€70k▲
2024 · €1k
Cash flow
€66k▲
2024 · €-847
Solvency
56.7%▲
2024 · 26.0%
Current ratio
1.48▲
2024 · 0.64
Quick ratio
1.43▲
2024 · 0.55
Debt / equity
0.76▼
2024 · 2.84
ROE
71.6%▲
2024 · -70.5%
ROA
40.6%▲
2024 · -18.4%
Interest coverage
16.96▲
2024 · 0.54
Debt
€55k▼
2024 · €58k
Debt ≤ 1 year
€55k▼
2024 · €58k
Staff costs
€124k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€79k€127k▲
Fixed assets21/28€42k€46k▲
Tangible fixed assets22/27€42k€46k▲
Plant, machinery and equipment23€4k€18k▲
Furniture and vehicles24€19k€12k▼
Other tangible fixed assets26€18k€15k▼
Current assets29/58€37k€81k▲
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€24k€45k▲
Trade receivables40€46€16k▲
Other amounts receivable41€24k€28k▲
Cash at bank and in hand54/58€8k€34k▲
Deferred charges and accrued income490/1€415€475▲
Equity and liabilities
Total equity and liabilities10/49€79k€127k▲
Equity10/15€21k€72k▲
Contributions10/11€6k€6k=
Reserves13€29k€66k▲
Distributable reserves133€29k€66k▲
Profit (loss) carried forward14€-14k€0▲
Amounts payable17/49€58k€55k▼
Amounts payable within one year42/48€58k€55k▼
Current portion of amounts payable after more than one year42€468€468=
Trade debts44€33k€16k▼
Suppliers440/4€33k€16k▼
Taxes, remuneration and social security45€25k€39k▲
Taxes450/3€16k€21k▲
Remuneration and social security454/9€9k€18k▲
Income statement
Code20242025
Remuneration, social security and pensions62€101k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€14k▲
Other operating charges640/8€3k€3k▼
Gross operating margin9900€105k€196k▲
Operating profit (loss)9901€-13k€56k▲
Financial income75/76B€31€10▼
Recurring financial income75€31€10▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-14k€52k▲
Profit (loss) for the period9904€-14k€52k▲
Profit (loss) for the period to be appropriated9905€-14k€52k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€37k▲
Profit (loss) brought forward from the previous period14P-€-14k
Transfer from equity791/2€0-
Transfer to equity691/2-€37k
To other reserves6921-€37k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €52k
Net result €52k after 2 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 1.48
Current ratio from 0.64 to 1.48; short-term debt falls from €58k to €55k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-20k ▼137%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2020net €55k ▲614%
Operating result €57k, net result €55k, both a record.
01-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
30-06
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
10-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Iepersestraat(Kor) 1468500 KortrijkGround area
893 m²
Building footprint
445 m²
Volume, LiDAR
2,690 m³
2 parcels, Flanders · tallest building 15.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie Rodenbach
since 20192.289.960.756
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352C0457/00A003 | Flanders | 570 m² | 1 · 125 m² | 9.1 m |
| 34353H0152/00A000 | Flanders | 323 m² | 1 · 320 m² | 15.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteKortrijk2.289.960.756
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ADA EVENTS
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POLAR LOUNGE
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Of 21,621 companies in sector 56112 we hold annual accounts for 9,654. 8,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2019
Fiscal year end30-06
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56301Cafés and bars
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.