Result
€80,025 ▲ 697%
The result rose in 2025 from €10,043 to €80,025.
NAWA Construct
Lifetime
2 annual accounts with figures on one time axispeak €157,565 (2025)
€157,565▲ 733%
peak €80,025 (2025)
€80,025▲ 697%
peak €93,568 (2025)
€93,568▲ 591%
€104,419▲ 226%
Board2 names since 2024
1 directorWASZKIEWICZ Agnieszka
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €18,925 to €157,565Result from €10,043 to €80,025Appointment: Nawrocki Alex (director) 14-03Equity from €13,543 to €93,568Debts from €32,039 to €104,419Investments €39,064
Key points
from the 2025 annual accountsTurnover
≈ €520,000 estimated
The micro format states no turnover.
Debts
€104,419 ▲ 226%
Debts rose by €72,379 in 2025.
Investments
€46,251 56.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
1.99 was 1.21 in 2024
Short-term debts rose from €31,724 to €76,624.
Position in the sector
€80,025
Higher net result than 94% of companies in construction of buildings. Sector median €8,554 · 9,452 companies.
2025 accounts filed 27 days after the deadline
Checked score
68
Healthy
Financially stronger than 82% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 1.9%
11-2025: 1.9%● unchanged vs 10-2025
12-2025: 1.9%● unchanged vs 11-2025
01-2026: 2.0%▲ +0.1 percentage points vs 12-2025
02-2026: 2.0%● unchanged vs 01-2026
03-2026: 2.1%▲ +0.1 percentage points vs 02-2026
04-2026: 2.4%▲ +0.3 percentage points vs 03-2026
05-2026: 2.4%● unchanged vs 04-2026
06-2026: 2.3%▼ -0.1 percentage points vs 05-2026
07-2026: 2.5%▲ +0.2 percentage points vs 06-2026
08-2026: 3.3%▲ +0.8 percentage points vs 07-2026highest value
09-2026: 1.1%▼ -2.2 percentage points vs 08-2026lowest value
10-2026: 1.1%● unchanged vs 09-2026
11-2026: 1.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: total assets €197,987
lowers risk
Liquidity: current ratio 1.99, cash €73,227
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 82% on liquidity, 91% on profitability and 99% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as NAWA Construct has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of NAWA Construct itself: 1.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for NAWA Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 1.99 (1.21 in 2024), above the usual 1.5. Short-term debt is 38.7% and cash 37% of total assets. However, 52.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
27 days late
2024
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 27 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1013760064
Appointment: Nawrocki Alex (director)
Permanent representative: Meesters Vincent · General meeting of 27-01-2025 · Gazette deed
Incorporation
Founding capital of €3,500, 100 shares · Founder: NAWROCKI Alex · Appointment: WASZKIEWICZ Agnieszka (director) · published on 20-09-2024 · Gazette deed
First establishment
Vierhoevenstraat 48, Kapellen
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| NAWA Construct Kapellen | €197,987 | €157,565 | 47.3% | - |
| Nailed it Ravels | €194,569 | €147,335 | 79.4% | - |
| BARENO Mechelen | €185,327 | €143,299 | 53.6% | - |
| G & D Bouwwerken Putte | €211,698 | €123,173 | 23.7% | - |
| HOME+ Geel | €230,921 | €142,075 | 18.4% | - |
| AFEXS Lier | €154,175 | €151,917 | 68.5% | - |
| DRK Totale Renovaties Herzele | €201,391 | €145,005 | 70.8% | - |
These companies have the same main activity as NAWA Construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €154,000 and €231,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 18-09-2024Normal situation
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.364.471.6042950 Kapellen, since 18-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 01-11-2025
Insights on NAWA Construct
NAWA Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €93,568 and a net result of €80,025.
Its solvency ranks better than 55% of 9,462 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about NAWA Construct
- What is the company number of NAWA Construct?
- The company number of NAWA Construct is 1013.760.064. The VAT number is the same number with BE in front: BE 1013.760.064.
- Where is NAWA Construct based?
- The registered office is at Vierhoevenstraat 48, 2950 Kapellen.Company details
- What does NAWA Construct do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of NAWA Construct?
- NAWA Construct is a private limited company (BV).
- When was NAWA Construct founded?
- NAWA Construct was founded on 18-09-2024.
- Is NAWA Construct still active?
- Yes, NAWA Construct is an active enterprise in the KBO register.
- How many employees does NAWA Construct have?
- NAWA Construct had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of NAWA Construct?
- The turnover in financial year 2025 is ≈ €520,000. This figure is estimated from the gross margin of €157,565 and 97 comparable companies (NACE 41001). It probably lies between €370,000 and €800,000.
- Is NAWA Construct profitable?
- In financial year 2025, NAWA Construct made a profit of €80,025.
- Where can I find the annual accounts of NAWA Construct?
- NAWA Construct filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of NAWA Construct due?
- NAWA Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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