BARENO

Active

Private limited companyfounded 20242 yrs activeOverheide 28, 2800 Mechelen, BelgiumKBO/BCE: BE 1010.766.031

Summary

The computed 12-month bankruptcy probability of BARENO is 1.8% (moderate). The 2025 annual accounts show equity of €99,275 and a net result of €58,723. Its solvency ranks better than 57% of 33943 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

BARENOActiveChecked score 56/100

Risk analysis Report Compare

Activity

Other building finishing work

NACE 43350General construction of residential buildings NACE 41001NACE 43390

1 site

Size

€185,327total assets 2025

Staff: 1.1 FTE
Equity: €99,275
Profit: €58,723

Turnover not published (abridged schema)

Financial health

56 Fair Checked score 2025

Bankruptcy chance 12 m: 1.8%

Structure

Accounts 9 d early0 of 1 deed read

Why 56- Founded in 2024- Size: total assets €185,327- Sector Specialised construction activities (NACE 43)+ Equity €99,275 (53.6% of total assets)Show the evidence

Checked score

Score 2025

56 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 67% of its sector peers (NACE 43, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 79+28

equity 53.6% of total assets

Liquidity 36-46

short-term debt 46.4% · cash 6.9%

Profitability 100+1

return on assets 31.7%

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)

Last 24 months 07-2025: 1.9%highest value 08-2025: 0.6%▼ -67.9% vs 07-2025lowest value 09-2025: 0.6%● 0.0% vs 08-2025lowest value 10-2025: 0.6%▲ +4.5% vs 09-2025 11-2025: 0.6%▲ +2.7% vs 10-2025 12-2025: 0.7%▲ +1.9% vs 11-2025 01-2026: 0.6%▼ -2.4% vs 12-2025 02-2026: 0.7%▲ +5.1% vs 01-2026 03-2026: 0.7%▲ +3.0% vs 02-2026 04-2026: 0.7%▲ +3.6% vs 03-2026 05-2026: 0.8%▲ +4.4% vs 04-2026 06-2026: 0.8%▲ +3.6% vs 05-2026 07-2026: 0.9%▲ +9.1% vs 06-2026 08-2026: 1.8%▲ +112% vs 07-2026 09-2026: 1.8%● 0.0% vs 08-2026 10-2026: 1.8%● 0.0% vs 09-2026

Founded in 2024 raises the probability for this profile
Size: total assets €185,327 raises the probability for this profile
Sector Specialised construction activities (NACE 43) raises the probability
Equity €99,275 (53.6% of total assets) lowers the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 1.8 against 3.7 in 2024; short-term debt: 46.4% and cash: 6.9% of total assets), and 46.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 58%, liquidity 24%, profitability 93%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Size: total assets €185,327

In the bankruptcy model this factor raises the probability for this profile.

NBB · annual accounts

Sector Specialised construction activities (NACE 43)

In the bankruptcy model this factor raises the probability.

KBO

Equity €99,275 (53.6% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

9 d early

2024

13 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

06-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

22-07-26 Annual accounts filedfiscal year 2025 · micro…
18-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Equity rose in 2025from €40,552 to €99,275 ▲ 145% View
Positive: Among the best 11% on net resultsector median €10,146 · 33,931 companies €58,723 View
Total assets 20252 fiscal years filed €185,327 View