Financials
- Fiscal year
- 2025
- Turnover
- €3.2m
- Profit
- €127,798
- Solvency
- 10.6%
Turnover▲ 52.4%
Net result
20232025
Summary
Naveau is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €365,711 and a net result of €127,798. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 18% of 538 sector peers (fiscal year 2025). The company has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Insurance agents and brokers
NACE 66220NACE 67201
#3 oldest company in Sivry-Rance3 sites
How big
€3.2mturnover 2025
- Staff
- 14.7 FTE
- Equity
- €365,711
- Profit
- €127,798
Financially healthy?
Financial institution: outside the modelProbability: sector outside the model
Who decides
- Parent
- RANCINVEST · 100%
- Board
- 2 members
Accounts 11 d early1 of 18 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 538 sector peers (2025).
NBB · sector comparisonPosition among 538 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
47 d late
2023
51 d early
2022
35 d early
2021
12 d early
2020
18 d early
2019
52 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Reappointments: Bénédicte Blaise (director) and RANCINVEST…State Gazette act
- Annual accounts filedfiscal year 2025 · full…
- Highest result since 2018net €127,798 ▲203%
Key points
By topic
Board & ownership
- Board
- 2 members
- Parent
- RANCINVEST · 100%
Go to Board & ownership
Timeline
- Events
- 17
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Reappointments: Bénédicte Blaise (director) and RANCINVEST (director)
- 20-07-2026Annual accounts filed
- 31-12-2025Highest result since 2018
Company details
- Sites
- 3
- Legal form
- Public limited company
- Activity
- Insurance agents and brokersNACE 66220
- Founded
- 22-12-1976
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed
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