Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Profit
- €601,342
- Solvency
- 2.4%
Total assets▲ 10.9%
Net result
20182025
NAGARA
ActiveSummary
The computed 12-month bankruptcy probability of NAGARA is 1.7% (moderate). The 2025 annual accounts show equity of €24,905 and a net result of €601,342. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9508 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€1.0mtotal assets 2025
- Staff
- 0.3 FTE
- Equity
- €24,905
- Profit
- €601,342
Structure
Accounts 29 d early1 of 5 deeds read
Why 54- 2 changes of registered office in 24 months- Equity €24,905 (2.4% of total assets)+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Liquidity: current ratio 0.99, cash €277,452Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 29% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
27-21
equity 2.4% of total assets
Liquidity
34-12
short-term debt 97.6% · cash 27.3%
Profitability
100=
return on assets 59.1%
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 4 months
07-2026: 0.3%lowest value
08-2026: 0.3%▲ +2.4% vs 07-2026
09-2026: 1.7%▲ +397% vs 08-2026highest value
10-2026: 1.7%● 0.0% vs 09-2026highest value
- 2 changes of registered office in 24 months raises the probability
- Equity €24,905 (2.4% of total assets) raises the probability
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Liquidity: current ratio 0.99, cash €277,452 lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.27 in 2024; short-term debt: 97.6% and cash: 27.3% of total assets), and 97.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 11%, liquidity 15%, profitability 85%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9508 sector peers (2025).
NBB · sector comparisonPosition among 9508 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
6 d early
2023
19 d late
2022
2 d late
2021
30 d late
2020
9 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Registered officeRegistered-office move · Director in…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €601,342 ▲4.4%
Key points
By topic
Timeline
- Events
- 15
- Since
- 2019
- Next accounts
- by 31-07-2027
- 25-08-2026Registered office
- 02-07-2026Annual accounts filed
- 31-12-2025Highest result since 2018
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 28-11-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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