NADIVE
ActiveSummary
NADIVE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.17M and a net result of €-22k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 71% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-40
Solvency91▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 75.39 against 4.72 in 2024; short-term debt: 0.3% and cash: 16.6% of total assets), and 34.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.9%
Return on assets
-1.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
1 d early
2022
30 d late
2021
16 d early
2020
12 d early
2019
32 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.17M▼ 1.9%
2024 · €1.19M
2018: €461k
2019: €454k
2020: €976k
2021: €940k
2022: €976k
2023: €1.02M
2024: €1.19M
2018 → 2025
Total assets
€1.77M▼ 6.3%
2024 · €1.89M
2018: €1.15M
2019: €1.15M
2020: €1.68M
2021: €1.66M
2022: €1.72M
2023: €2.12M
2024: €1.89M
2018 → 2025
Net result
€-22k
2024 · €166k
2018: €-4k
2019: €-8k
2020: €-27k
2021: €-36k
2022: €36k
2023: €46k
2024: €166k
2018 → 2025
Working capital
€395k▼ 1.9%
2024 · €402k
2018: €391k
2019: €405k
2020: €808k
2021: €664k
2022: €386k
2023: €121k
2024: €402k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€940k-€976k▲ 3.8%€1.02M▲ 4.7%€1.19M▲ 16.2%€1.17M▼ 1.9%
Operating result€-23k-€47k€51k▲ 9.6%€169k▲ 229%€-6k
Net result€-36k-€36k€46k▲ 29.3%€166k▲ 258%€-22k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €169k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.77M
Fixed assets
€1.37M ▼ 0.6%
Current assets
€400k ▼ 21.7%
Equity and liabilities €1.77M
Equity
€1.17M ▼ 1.9%
Debt
€603k ▼ 13.7%
Debt's share of the balance-sheet total falls from 37.0% to 34.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€48k▼
2024 · €197k
Cash flow
€32k▼
2024 · €194k
Current ratio
75.39▲
2024 · 4.72
Debt to equity
0.52▼
2024 · 0.59
ROE
-1.9%▼
2024 · 14.0%
ROA
-1.3%▼
2024 · 8.8%
Interest coverage
2.75▼
2024 · 11.55
Debt ≤ 1 year
€5k▼
2024 · €108k
Debt > 1 year
€597k▲
2024 · €591k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.89M€1.77M▼
Fixed assets21/28€1.38M€1.37M▼
Tangible fixed assets22/27€1.38M€1.37M▼
Land and buildings22€493k€1.37M▲
Assets under construction and advance payments27€882k€0▼
Financial fixed assets28€2k€2k=
Current assets29/58€510k€400k▼
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€301k€107k▼
Trade receivables40€95k€2k▼
Other amounts receivable41€206k€105k▼
Cash at bank and in hand54/58€209k€293k▲
Equity and liabilities
Total equity and liabilities10/49€1.89M€1.77M▼
Equity10/15€1.19M€1.17M▼
Contributions10/11€1.36M€1.36M=
Capital10€1.36M€1.36M=
Issued capital100€1.36M€1.36M=
Profit (loss) carried forward14€-168k€-190k▼
Amounts payable17/49€699k€603k▼
Amounts payable after more than one year17€591k€597k▲
Financial debts170/4€591k€597k▲
Amounts payable within one year42/48€108k€5k▼
Trade debts44€102k€2k▼
Suppliers440/4€102k€2k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€3k▼
Other amounts payable47/48€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€54k▲
Other operating charges640/8€18k€17k▼
Gross operating margin9900€215k€65k▼
Operating profit (loss)9901€169k€-6k▼
Financial income75/76B€14k€1k▼
Recurring financial income75€14k€1k▼
Financial charges65/66B€17k€18k▲
Recurring financial charges65€17k€18k▲
Profit (loss) for the period before taxes9903€166k€-22k▼
Profit (loss) for the period9904€166k€-22k▼
Profit (loss) for the period to be appropriated9905€166k€-22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-168k€-190k▼
Profit (loss) brought forward from the previous period14P€-333k€-168k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity times 16current ratio 75.39
Current ratio from 4.72 to 75.39; short-term debt falls from €108k to €5k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €166k ▲258%
Operating result €169k, net result €166k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 4.72
Current ratio from 1.30 to 4.72; short-term debt falls from €407k to €108k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €1MEq €1.02M ▲4.7%
2 profitable years in a row build equity to €1.02M.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Back to profitnet €36k
Net result €36k after 4 loss-making years.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-36k
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Show earlier events
2020
31-12
Financial
Equity above €500kEq €976k ▲115%
Equity rises from €454k to €976k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Eekhoornlaan 282970 SchildeGround area
3,136 m²
Building footprint
408 m²
Volume, LiDAR
1,535 m³
2 parcels, Flanders · tallest building 11.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Eekhoornlaan 58, 2970 Schilde
since 19892.334.303.020
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0398/00H000 | Flanders | 2,139 m² | 1 · 264 m² | 11.8 m · 2 fl. |
| 11041B0394/00F000 | Flanders | 998 m² | 1 · 144 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
P.B.C.+
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philfashion
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PROVAS
BE 0759.734.187
Maaseik · Eq €1,163,865
DELOVAN
BE 0873.412.447
Deinze · Eq €1,168,545
TENERE
BE 0441.263.292
Gent · Eq €1,163,428
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,255 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-01-1989
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.