PROVAS
ActiveSummary
PROVAS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.16M and a net result of €1.66M. Equity is growing by ~33.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 2276 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency65▼-28
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 2.06 in 2024; short-term debt: 59.8% and cash: 59.9% of total assets), and 59.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.1%
Return on assets
57.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-02-2026, 163 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
163 d early
2024
27 d early
2023
27 d early
2022
4 d early
2021
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.16M▼ 3.6%
2024 · €1.21M
2021: €257k
2022: €810k
2023: €1.69M
2024: €1.21M
2021 → 2025
Total assets
€2.90M▲ 63.1%
2024 · €1.78M
2021: €874k
2022: €1.33M
2023: €2.10M
2024: €1.78M
2021 → 2025
Net result
€1.66M▲ 41.3%
2024 · €1.17M
2021: €252k
2022: €553k
2023: €876k
2024: €1.17M
2021 → 2025
Working capital
€500k▼ 17.5%
2024 · €606k
2021: €136k
2022: €569k
2023: €1.32M
2024: €606k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€257k-€810k▲ 216%€1.69M▲ 108%€1.21M▼ 28.4%€1.16M▼ 3.6%
Operating result€7k-€77k▲ 1,044%€282k▲ 267%€210k▼ 25.5%€185k▼ 11.8%
Net result€252k-€553k▲ 120%€876k▲ 58.3%€1.17M▲ 33.9%€1.66M▲ 41.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 12% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.90M
Fixed assets
€665k ▲ 10.6%
Current assets
€2.24M ▲ 89.9%
Equity and liabilities €2.90M
Equity
€1.16M ▼ 3.6%
Debt
€1.74M ▲ 204%
Debt's share of the balance-sheet total rises from 32.1% to 59.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€190k
Cash flow
€1.66M
Current ratio
1.29▼
2024 · 2.06
Debt to equity
1.49▲
2024 · 0.47
ROE
142.3%▲
2024 · 97.1%
ROA
57.1%▼
2024 · 65.9%
Interest coverage
15.28
Debt ≤ 1 year
€1.74M▲
2024 · €571k
Income taxes
€84k▲
2024 · €39k
Staff costs
€36k▲
2024 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.78M€2.90M▲
Fixed assets21/28€601k€665k▲
Tangible fixed assets22/27-€64k
Furniture and vehicles24-€64k
Financial fixed assets28€601k€601k=
Current assets29/58€1.18M€2.24M▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Amounts receivable within one year40/41€155k€148k▼
Trade receivables40€144k€148k▲
Other amounts receivable41€11k€0▼
Current investments50/53-€350k
Cash at bank and in hand54/58€1.02M€1.74M▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€1.78M€2.90M▲
Equity10/15€1.21M€1.16M▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€1.20M€1.16M▼
Amounts payable17/49€571k€1.74M▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€571k€1.74M▲
Current portion of amounts payable after more than one year42€0-
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€31k€18k▼
Taxes450/3€21k€11k▼
Remuneration and social security454/9€10k€7k▼
Other amounts payable47/48€538k€1.72M▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Remuneration, social security and pensions62€33k€36k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8€1k€2k▲
Gross operating margin9900€244k€228k▼
Operating profit (loss)9901€210k€185k▼
Financial income75/76B€1.01M€1.57M▲
Recurring financial income75€1.01M€1.57M▲
Financial charges65/66B€11k€12k▲
Recurring financial charges65€11k€12k▲
Profit (loss) for the period before taxes9903€1.21M€1.74M▲
Income taxes67/77€39k€84k▲
Profit (loss) for the period9904€1.17M€1.66M▲
Profit (loss) for the period to be appropriated9905€1.17M€1.66M▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.85M€2.86M▲
Profit (loss) brought forward from the previous period14P€1.68M€1.20M▼
Profit to be distributed694/7€1.65M€1.70M▲
Return on contributions (dividend)694€1.65M€1.70M▲
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2021net €1.66M ▲41.3%
Net result €1.66M, the highest in the series.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.69M ▲108%
3 profitable years in a row build equity to €1.69M.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 4.62
Current ratio from 2.00 to 4.62.
31-12
Financial
Equity above €500kEq €810k ▲216%
2 profitable years in a row build equity to €810k.
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kriekelsheuvelstraat 683680 MaaseikGround area
1,286 m²
Building footprint
247 m²
Volume, LiDAR
1,359 m³
Parcel 72021A1583/00G000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JP HOLDING & MANAGEMENT
since 20202.311.052.417
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A1583/00G000 | Flanders | 1,286 m² | 1 · 247 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,550 EUR awarded · 2,550 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,800 EUR | 1,800 EUR |
| 2022 | 1 | 750 EUR | 750 EUR |
Schemes
Aanwervingsincentive voor langdurig werkzoekenden (AWI) - Stopgezet
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 4,257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
74999Other professional, scientific and technical activities
82990Other business support services
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.