Debts
Of this, €34,777 falls due within a year.
Of this, €34,777 falls due within a year.
Less equity than 84% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 21% of them on solvency, 15% on liquidity and 28% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 2,390 companies had the same profile as N-Tech Solutions has now. Each dot stands for 6 companies, two years later.
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of N-Tech Solutions itself is lower: 0.1% within 12 months. It rests on far more data about N-Tech Solutions than the profile alone.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for N-Tech Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is tight, with a current ratio of 1.22, below the usual 1.5. Short-term debt is 82% and cash 26.2% of total assets. 82.4% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
| Company | ||||
|---|---|---|---|---|
| N-Tech Solutions Anderlecht | €42,402 | €7,995 | 17.6% | - |
| TELL ME PLEASE Brussels | €33,390 | €8,390 | 40.1% | - |
| A3K WORKX Asse | €33,039 | €7,913 | 79.7% | - |
| MIO BOOST Awans | €40,182 | €8,731 | 27.3% | - |
| DGGO Consulting Tielt-Winge | €33,166 | €8,675 | 29.2% | - |
| Jocawebs Scherpenheuvel-Zichem | €34,538 | €9,670 | 29.9% | - |
| BIGORNO Braine-le-Château | €54,008 | €10,114 | 13.7% | - |
These companies have the same main activity as N-Tech Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €33,000 and €54,000, founded in 2025.
N-Tech Solutions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,462 and a net result of €5,462.
Its solvency ranks better than 19% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €43,000. Estimated: probably between €21,000 and €84,000.
Higher than 19% of 21,206 companies in 2025.
Higher than 26% of 20,569 companies in 2025.
Higher than 40% of 20,744 companies in 2025.
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
42,402 | |
29/58 |
42,402 | |
40/41 |
29,966 | |
40 |
29,632 | |
41 |
334 | |
54/58 |
11,095 | |
490/1 |
1,341 | |
| Balance sheet: equity and liabilities | ||
10/49 |
42,402 | |
10/15 |
7,462 | |
10/11 |
2,000 | |
14 |
5,462 | |
17/49 |
34,940 | |
42/48 |
34,777 | |
44 |
18,150 | |
440/4 |
18,150 | |
45 |
7,059 | |
450/3 |
4,509 | |
454/9 |
2,550 | |
47/48 |
9,568 | |
492/3 |
162 | |
| Income statement | ||
9900 |
7,995 | |
640/8 |
400 | |
9901 |
7,595 | |
65/66B |
178 | |
65 |
178 | |
9903 |
7,417 | |
67/77 |
1,955 | |
9904 |
5,462 | |
9905 |
5,462 | |
| Appropriation of the result | ||
9906 |
5,462 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 18-08-2026.
2025 annual accounts filed 18 days after the deadline. Filed on 18 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00404504.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 18-08-2026 | 2026-00404504 |
| Line | Trend | 2025 |
|---|---|---|
| 7,624 | ||
| 17.6% | ||
| 1.22 | ||
| 4.68 | ||
| 73.2% | ||
| 12.9% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Debt's share of the balance-sheet total is 82.4%.
N-Tech Solutions has no parent and no holdings in its annual accounts. XXX Utkarsh Anand is the only director. N-Tech Solutions shares no director with another company.
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| ALOOKA
registered office since 28-12-2023 · founded in 2023 |
turnover €38,308 (2025) 1003.989.887 |
| LUCCA.M CONSTRUCT
registered office since 08-02-2022 · founded in 2022 |
total assets €29,956 (2025) 0781.738.539 |
| RAPIRA ENGINEERING
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total assets €24,928 (2025) 0777.532.697 |
| MARCHPEET
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total assets €5,262 (2025) 0898.067.966 |
| Neoteric Digital Solutions SRL
registered office since 03-11-2026 |
founded in 2026 1044.850.544 |
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
| Establishment | Since | Unit number |
|---|---|---|
| Marius Renardlaan 27 registered office 1070 Anderlecht | 19-06-2025 | 2.375.576.718 |
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21308H0354/00Z000 | 8,177 m² | 1 · 999 m² | 88.6 m · 28 |
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