Debts
€34,940 82% of the balance sheet
Suppliers 52%Taxes and wages 20%Other 28%
Of this, €34,777 falls due within a year.
N-Tech Solutions
Lifetime
1 annual account with figurespeak €7,995 (2025)
€7,995
peak €5,462 (2025)
€5,462
peak €7,462 (2025)
€7,462
€34,940
Board1 name since 2025
1 directorXXX Utkarsh Anand
Documentsfilings and deeds
18-08-202618 days late
2025micro format
Incorporation 23-061 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
46 companies
Position in the sector
€7,462
Less equity than 84% of companies in computer programming and consultancy. Sector median €69,062 · 21,212 companies.
2025 accounts filed 18 days after the deadline
Checked score
90
Excellent
Financially stronger than 21% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.4%highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.1%▼ -0.3 percentage points vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 1.22, cash €11,095
Size: total assets €42,402
Figures for financial year 2025 (filed on 18-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 21% of them on solvency, 15% on liquidity and 28% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as N-Tech Solutions has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of N-Tech Solutions itself is lower: 0.1% within 12 months. It rests on far more data about N-Tech Solutions than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for N-Tech Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22, below the usual 1.5. Short-term debt is 82% and cash 26.2% of total assets. 82.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 21206 sector peers (2025).
NBB · sector comparisonPosition among 21206 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 18 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
18 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1024476683
Incorporation
Founding capital of €2,000, 100 shares · Founder: XXX Utkarsh Anand · Appointment: XXX Utkarsh Anand (director) · published on 23-06-2025 · Gazette deed
First establishment
Marius Renardlaan 27, Anderlecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| N-Tech Solutions Anderlecht | €42,402 | €7,995 | 17.6% | - |
| TELL ME PLEASE Brussels | €33,390 | €8,390 | 40.1% | - |
| A3K WORKX Asse | €33,039 | €7,913 | 79.7% | - |
| MIO BOOST Awans | €40,182 | €8,731 | 27.3% | - |
| DGGO Consulting Tielt-Winge | €33,166 | €8,675 | 29.2% | - |
| Jocawebs Scherpenheuvel-Zichem | €34,538 | €9,670 | 29.9% | - |
| BIGORNO Braine-le-Château | €54,008 | €10,114 | 13.7% | - |
These companies have the same main activity as N-Tech Solutions: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €33,000 and €54,000, founded in 2025.
Official details
Source: KBO- Status
- Active since 19-06-2025Normal situation
- Registered office
- 50 active companies are registered at this address9 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 3 others
- Establishment unit
- 2.375.576.7181070 Anderlecht, since 19-06-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 04-12-2025
Insights on N-Tech Solutions
N-Tech Solutions has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,462 and a net result of €5,462.
Its solvency ranks better than 19% of 21,206 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about N-Tech Solutions
- What is the company number of N-Tech Solutions?
- The company number of N-Tech Solutions is 1024.476.683. The VAT number is the same number with BE in front: BE 1024.476.683.
- Where is N-Tech Solutions based?
- The registered office is at Marius Renardlaan 27, 1070 Anderlecht.Company details
- What does N-Tech Solutions do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of N-Tech Solutions?
- N-Tech Solutions is a private limited company (BV).
- When was N-Tech Solutions founded?
- N-Tech Solutions was founded on 19-06-2025.
- Is N-Tech Solutions still active?
- Yes, N-Tech Solutions is an active enterprise in the KBO register.
- What is the turnover of N-Tech Solutions?
- The turnover in financial year 2025 is ≈ €43,000. This figure is estimated from the gross margin of €7,995 and 73 comparable companies (NACE 62200). It probably lies between €21,000 and €84,000. It is a rough estimate.Financials
- Is N-Tech Solutions profitable?
- In financial year 2025, N-Tech Solutions made a profit of €5,462.
- Where can I find the annual accounts of N-Tech Solutions?
- N-Tech Solutions filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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