Debts
€71,549 90% of the balance sheet
Suppliers 23%Taxes and wages 3%Other 74%
MYM CONSTRUCT
Overview
Lifetime
2 annual accounts with figures on one time axispeak €77,536 (2025)
€77,536▲ 40.9%
peak €3,910 (2025)
€3,910▲ 40.5%
peak €7,792 (2025)
€7,792▲ 101%
€71,549▲ 29×
Board1 name since 2023
1 directorHAMMOUNAÏCHA Mohammed
Documentsfilings and deeds
28-08-202628 days late
2025micro format
Turnover from €55,033 to €77,536Gross margin from €5,003 to €6,538Result from €2,782 to €3,910Equity from €3,882 to €7,792Debts from €2,459 to €71,5491 establishment registered
Key points
from the 2025 annual accountsPayment terms
326 days from customers
Customers pay 321 days later.
Liquidity
1.09 was 1.83 in 2024
Short-term debts rose from €2,459 to €71,549.
Starting capital
€6,000 100 shares
At the same address
954 companies
Position in the sector
9.8%
Lower solvency than 81% of companies in construction of buildings. Sector median 42.9% · 9,462 companies.
2025 accounts filed 28 days after the deadline
Checked score
37
Weak
Financially stronger than 37% of micro companies in construction of buildings (NACE 41)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
5.5% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,460 companies (NACE 41, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 6.7%highest value
01-2025: 4.2%▼ -2.5 percentage points vs 12-2024
02-2025: 4.6%▲ +0.4 percentage points vs 01-2025
03-2025: 4.6%● unchanged vs 02-2025
04-2025: 5.0%▲ +0.4 percentage points vs 03-2025
05-2025: 4.8%▼ -0.2 percentage points vs 04-2025
06-2025: 4.8%● unchanged vs 05-2025
07-2025: 5.1%▲ +0.3 percentage points vs 06-2025
08-2025: 3.0%▼ -2.1 percentage points vs 07-2025lowest value
09-2025: 3.1%▲ +0.1 percentage points vs 08-2025
10-2025: 3.1%● unchanged vs 09-2025
11-2025: 3.1%● unchanged vs 10-2025
12-2025: 3.1%● unchanged vs 11-2025
01-2026: 3.1%● unchanged vs 12-2025
02-2026: 3.1%● unchanged vs 01-2026
03-2026: 3.2%▲ +0.1 percentage points vs 02-2026
04-2026: 3.3%▲ +0.1 percentage points vs 03-2026
05-2026: 3.4%▲ +0.1 percentage points vs 04-2026
06-2026: 3.4%● unchanged vs 05-2026
07-2026: 3.6%▲ +0.2 percentage points vs 06-2026
08-2026: 3.8%▲ +0.2 percentage points vs 07-2026
09-2026: 5.4%▲ +1.6 percentage points vs 08-2026
10-2026: 5.5%▲ +0.1 percentage points vs 09-2026
11-2026: 5.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Sector: Construction of residential and non-residential buildings (NACE 41)
Size: turnover €77,536, total assets €79,340
Liquidity: current ratio 1.09, cash €5,187
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 18% of them on solvency, 8% on liquidity, 38% on profitability and 83% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as MYM CONSTRUCT has now. Each dot stands for 6 companies, two years later.
92.0%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MYM CONSTRUCT itself: 5.5% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for MYM CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is tight, with a current ratio of 1.09 (1.83 in 2024), below the usual 1.5. Short-term debt is 90.2% and cash 6.5% of total assets. 90.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
raises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9462 sector peers (2025).
NBB · sector comparisonPosition among 9462 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
28 days late
2024
18 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 5 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0804917084
First establishment
Sergeant De Bruynestraat 86, Anderlecht
Incorporation
Founding capital of €6,000, 100 shares · Founder: HAMMOUNAÏCHA Mohammed · Appointment: HAMMOUNAÏCHA Mohammed (director) · published on 23-08-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MYM CONSTRUCT Kraainem | €77,536 | 7.3% | 9.8% | - |
| K-Solution Overijse | - | - | 36.7% | - |
| VISSTROI CONSTRUCT Grimbergen | €63,117 | 12.3% | 78.3% | - |
| BATTI CARS Ternat | - | - | 52.4% | - |
| TS RENOVATION Zaventem | - | - | 15.7% | - |
| K.A.N. Construction Molenbeek-Saint-Jean | - | - | 78.5% | - |
| Kastrum Wervik | - | - | -8.0% | - |
Grey: the largest companies of the sector (construction of buildings (NACE 41)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as MYM CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €68,300 and €88,200, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 20-08-2023Normal situation
- Registered office
- 956 active companies are registered at this address95 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- General construction of residential buildingsNACE 41001
- Establishment unit
- 2.390.895.6891070 Anderlecht, since 01-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 22-12-2025
Annual accounts 2025
- €77,536▲ 40.9%
- €3,910▲ 40.5%
- €7,792▲ 101%
- €79,340▲ 13×
- Filing
- Filed on 28-08-2026
Insights on MYM CONSTRUCT
Solvency fell in 2025 from 61.2% to 9.8%.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 28-08-2026, 28 days late€77,536
▲ 40.9%
€5,625
▲ 59.4%
€6,175
▲ 38.9%
€4,460
▲ 20.6%
9.8%
▼ 51.4 percentage points
1.09
▼ 0.74
Money flows
of every €100 of turnover, €5.04 remains as profit in 2025Balance sheet
balance sheet total €79,340 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
9.8%
Higher than 18% of 9,462 companies in 2025.
1.09
Higher than 27% of 9,210 companies in 2025.
4.9%
Higher than 44% of 9,282 companies in 2025.
MYM CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
79,340 | 6,341 | |
21/28 |
1,283 | 1,833 | |
22/27 |
1,283 | 1,833 | |
24 |
1,283 | 1,833 | |
29/58 |
78,057 | 4,508 | |
40/41 |
72,870 | 4,266 | |
40 |
69,150 | 716 | |
41 |
3,721 | 3,549 | |
54/58 |
5,187 | 242 | |
| Balance sheet: equity and liabilities | |||
10/49 |
79,340 | 6,341 | |
10/15 |
7,792 | 3,882 | |
10/11 |
1,100 | 1,100 | |
14 |
6,692 | 2,782 | |
17/49 |
71,549 | 2,459 | |
42/48 |
71,549 | 2,459 | |
44 |
16,517 | - | |
440/4 |
16,517 | - | |
46 |
52,640 | - | |
45 |
2,392 | 2,459 | |
450/3 |
2,392 | 696 | |
454/9 |
- | 1,763 | |
| Income statement | |||
70 |
77,536 | 55,033 | |
9900 |
6,538 | 5,003 | |
60/61 |
70,999 | 50,030 | |
630 |
550 | 917 | |
640/8 |
363 | 558 | |
9901 |
5,625 | 3,529 | |
75/76B |
86 | 1 | |
75 |
86 | 1 | |
65/66B |
104 | 52 | |
65 |
104 | 52 | |
9903 |
5,606 | 3,478 | |
67/77 |
1,696 | 696 | |
9904 |
3,910 | 2,782 | |
9905 |
3,910 | 2,782 | |
| Appropriation of the result | |||
9906 |
6,692 | 2,782 | |
14P |
2,782 | - | |
| Document | |||
The notes to these accounts have 4 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 28-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 28 days after the deadline. Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00453032.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 6,175 | 4,446 | ||
| 4,460 | 3,699 | ||
| 0 | 2,750 | ||
| 4,944 | - | ||
| 6,508 | 2,049 | ||
| 7.3% | 6.4% | ||
| 9.8% | 61.2% | ||
| 1.09 | 1.83 | ||
| 9.18 | 0.63 | ||
| 50.2% | 71.7% | ||
| 4.9% | 43.9% | ||
| 59.15 | 85.56 | ||
| 326 days | 5 days | ||
| 85 days | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Tangible fixed assets | - | €2,750 |
| €550 | €917 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on MYM CONSTRUCT
The operating result for 2025 is 59% higher than in 2024.
Debt's share of the balance-sheet total rises from 38.8% to 90.2%. Equity and debt are higher.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 23-08-2023
term without a fixed end
1 other company judicially dissolved- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 23-08-2023
Mandates through the years
1 name, the dashed line is todayHAMMOUNAÏCHA Mohammed
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- HAMMOUNAÏCHA Mohammed
- Director (not named in the articles), appointed by deed of 23-08-2023, still in office
Control
Capital
- Contribution
- €1,100
- Shares
- 100
- Contribution per share
- €11
- Equity per share
- €77.92 in 2025
- Source
- 2025 annual accounts
Articles of association
deed of 23-08-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 20:00
Shareholders
At incorporation
deed of 23-08-2023 ↗
- HAMMOUNAÏCHA Mohammed 100 shares (100%) · in cash
The directors' other companies
1 current director with another company that went bankrupt, was dissolved or struck off1 other company of this director was judicially dissolved (2025).
- RIVER CONSTRUCT judicial dissolution on 28-11-2025Official Gazettemandate 2021 to 2023
Source: Belgian Official Gazette (bankruptcies, judicial dissolutions, board mandates), FPS Economy (strike-offs) and the KBO register. A bankruptcy, dissolution or strike-off says nothing about the director's part in it.
Network & group
No group
MYM CONSTRUCT has no parent and no holdings in its annual accounts. HAMMOUNAÏCHA Mohammed is the only director.
At the same address
Steenweg op Mechelen 455, 1950 Kraainem · 955 other companies| EFFICY
registered office since 13-03-2006 · founded in 2005 |
74 FTE (2025) 0875.895.449 |
| VERISURE
establishment since 15-11-2021 · founded in 1997 · group Verisure Midholding AB |
201 FTE (2025) 0459.866.904 |
| Efficy HoldCo
registered office since 16-10-2025 · founded in 2025 · group EFFICY |
total assets €124.5m (2025) 1029.273.829 |
| INFORMEX
registered office since 31-01-1983 · founded in 1983 |
12 FTE (2025) 0423.709.559 |
| NOVASOL
registered office since 13-06-1997 · founded in 1997 · group EGREGORA · accounts filed late |
13 FTE (2024) 0460.802.557 |
| Verzekeringskantoor Van Dessel
establishment since 01-04-2018 · founded in 1991 |
164 FTE (2025) 0446.433.491 |
| VERISURE SECURITY
establishment since 15-11-2021 · founded in 2005 · group Verisure Midholding AB |
390 FTE (2025) 0877.035.396 |
| Efficy Finco
registered office since 23-07-2025 · founded in 2025 · negative equity (2025) · group EFFICY |
total assets €30.0m (2025) 1025.813.503 |
| CENTER FOR CREATIVE LEADERSHIP
establishment since 27-07-1990 · founded in 1990 |
80 FTE (2019) 0544.219.785 |
| PerkinElmer (Belgium)
registered office since 18-10-2022 · founded in 2022 · accounts filed late |
32 FTE (2024) 0792.588.483 |
Earlier ties
| RIVER CONSTRUCT via HAMMOUNAÏCHA Mohammed, no longer at RIVER CONSTRUCT · Director · deed of 31-03-2021 No longer active |
total assets €70,108 (2024) |
Connections & network
The network starts from the earlier ties.
This company
Company
Director
Shareholding
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Timeline
Timeline
5 events since 2023Filings
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 28 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0804917084
Annual accounts 2024 filed PDFmicro format · 18 days before the deadline
First establishment Sergeant De Bruynestraat 86, Anderlecht
2023
IncorporationFounding capital of €6,000, 100 shares · Founder: HAMMOUNAÏCHA Mohammed · Appointment: HAMMOUNAÏCHA Mohammed (director) · published on 23-08-20234 points ▸
- Director appointment, HAMMOUNAÏCHA Mohammed (director (not named in the articles))
- Registered office clause, Steenweg op Mechelen 455 bus 1, 1950 Kraainem
- Founder, HAMMOUNAÏCHA Mohammed
- Founding capital, €6,000, 100 shares
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
MYM CONSTRUCT was incorporated on 20 August 2023 as a private limited company by one natural person, with a starting capital of €6,000.12 HAMMOUNAÏCHA Mohammed is director of the company, appointed by deed of 23-08-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0804.917.084
- VAT number
- BE 0804.917.084
- Peppol ID
- 0208:0804917084
- Other Peppol ID
- 9925:BE0804917084
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 20-08-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Monday of June at 20:00deed of 23-08-2023 (in Dutch)
- Peppol
- Reachable since 22-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MYM CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 23-08-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 23-08-2023 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
Codes under NACEBEL 2008
41201
General construction of buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Algemene bouwonderneming,het bouwrijp maken van terreinen,renovatie van burgerlijke en utiliteitsgebouwen,individuele huizen,residentiële en…”deed of 23-08-2023 (in Dutch)
36 activities
- Algemene bouwonderneming,het bouwrijp maken van terreinen,renovatie van burgerlijke en utiliteitsgebouwen,individuele huizen,residentiële en kantoorgebouwen,gebouwen van industriële,commerciële aard.
- Het bouwen,herstellen en onderhouden van wegen.
- Het aanbrengen in gebouwen en andere bouwwerken van parket en andere houten vloerbekleding,tapijt en vloerbedekking van linoleum,rubber of kunststof.
- Aannemer van metsel- en betonwerken,waterdicht maken van bouwwerken.
- Aannemer van slopingswerken.
- Installeren van individuele verwarmingsinstallaties.
- Het uitoefenen van het beroep van sanitair installateur,loodgieter,installateur van centrale verwarming en het plaatsen van elektrotechnische installaties,airco-installaties,enzovoort.
- Alle soorten elektriciteitswerken.
- Het kopen en verkopen,huren en verhuren van allerhande machines en infrastructuur noodzakelijk voor de bouwnijverheid,met bedieningspersoneel of zonder.
- Het leggen van opritten in klinkers,kasseien en andere gelijkaardige materialen.
- Aannemer van schrijnwerk in hout,kunststof en metaal.
- Montage van buiten- en binnenschrijnwerk in hout,kunststof en metaal.
- Dakbedekking en bouw van daken en dakconstructies,het plaatsen van dakbedekking van ongeacht welk materiaal,het plaatsen van dakgoten en regenafvoerbuizen,het waterdicht maken van daken en dakterrassen.
- Het aanbrengen van pleister- en stukadoorswerk (inclusief het aanbrengen van een hechtgrond) aan de binnen- of buitenzijde van gebouwen en andere bouwwerken.
- Het behandelen van muren met vochtwerende en waterafstotende producten.
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort,het reinigen van nieuwe gebouwen na beëindiging van de bouwwerkzaamheden.
- Overige werkzaamheden in verband met de afwerking van gebouwen.
- Het leggen van ondergrondse kabels.
- Plaatsen van behang.
- Schilderwerken.
- Rioleringswerken en het uitvoeren van bestratingen.
- Wegenwerken.
- Plaatsing van signalisatie.
- Alle aannemersactiviteiten.
- Algemene reiniging van gebouwen,productieruimtes en machines,burelen,vergaderzalen,sanitaire ruimtes.
- Reinigen van het interieur van allerlei gebouwen: kantoren,fabrieken,winkels,scholen,appartementsgebouwen,enz.
- Overige reiniging van gebouwen; industriële reiniging.
- Het opkuisen van bouwafval en werfopruiming.
- Reinigen van dakgoten.
- Straatreiniging.
- Het lappen van ramen.
- Gevelreiniging door middel van zandstralen,met behulp van stoom,enzovoort.
- Vervaardiging van poets en onderhoudsmiddelen.
- Wassen,bleken,chemisch reinigen,strijken,verven,enz.,van kleding en textielartikelen voor bedrijven,andere grootgebruikers en voor depothouders.
- Reinigen van tapijten en gordijnen.
- Activiteiten van wasserettes en wassalons ten behoeve van particulieren.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Steenweg op Mechelen 455 registered office 1950 Kraainem | ||
| Sergeant De Bruynestraat 86 1070 Anderlecht | 01-01-2025 | 2.390.895.689 |
Buildings and parcels at the addresses
- Ground area
- 1.1 ha
- Buildings
- 1,009 m²
- Volume, LiDAR
- 35,515 m³
- Tallest building
- 42.8 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 |
| 21305B0204/00Z036 | Brussels | 144 m² | 1 · 144 m² | 15.9 m · 4 |
Contact
E-mail
mymconstruct@gmail.com establishment in Anderlecht
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0804.917.084