MYM CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of MYM CONSTRUCT is 2.4% (moderate). The 2025 annual accounts show equity of €8k and a net result of €4k. Its solvency ranks better than 18% of 7453 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-17
Solvency35▼-51
Growth85
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.09 against 1.83 in 2024; short-term debt: 90.2% and cash: 6.5% of total assets), and 90.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7453 sector peers (2025).
NBB · sector comparisonPosition among 7453 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€78k▲ 40.9%
2024 · €55k
2024: €55k
2024 → 2025
EBIT margin
7.3%▲ 0.8pp
2024 · 6.4%
2024: 6.4%
2024 → 2025
Net result
€4k▲ 40.5%
2024 · €3k
2024: €3k
2024 → 2025
Working capital
€7k▲ 218%
2024 · €2k
2024: €2k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Turnover€55k-€78k▲ 40.9%
Equity€4k-€8k▲ 101%
Operating result€4k-€6k▲ 59.4%
Net result€3k-€4k▲ 40.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€1k ▼ 30.0%
Current assets
€78k ▲ 1,632%
Equity and liabilities €79k
Equity
€8k ▲ 101%
Debt
€72k ▲ 2,810%
Debt's share of the balance-sheet total rises from 38.8% to 90.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €4k
Cash flow
€4k▲
2024 · €4k
Current ratio
1.09▼
2024 · 1.83
Debt to equity
9.18▲
2024 · 0.63
ROE
50.2%▼
2024 · 71.7%
ROA
4.9%▼
2024 · 43.9%
Interest coverage
59.15▼
2024 · 85.56
Debt ≤ 1 year
€72k▲
2024 · €2k
Income taxes
€2k▲
2024 · €696
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6k€79k▲
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€5k€78k▲
Amounts receivable within one year40/41€4k€73k▲
Trade receivables40€716€69k▲
Other amounts receivable41€4k€4k▲
Cash at bank and in hand54/58€242€5k▲
Equity and liabilities
Total equity and liabilities10/49€6k€79k▲
Equity10/15€4k€8k▲
Contributions10/11€1k€1k=
Profit (loss) carried forward14€3k€7k▲
Amounts payable17/49€2k€72k▲
Amounts payable within one year42/48€2k€72k▲
Trade debts44-€17k
Suppliers440/4-€17k
Advances received on contracts in progress46-€53k
Taxes, remuneration and social security45€2k€2k▼
Taxes450/3€696€2k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Turnover70€55k€78k▲
Goods, raw materials, services and sundry goods60/61€50k€71k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€917€550▼
Other operating charges640/8€558€363▼
Gross operating margin9900€5k€7k▲
Operating profit (loss)9901€4k€6k▲
Financial income75/76B€1€86▲
Recurring financial income75€1€86▲
Financial charges65/66B€52€104▲
Recurring financial charges65€52€104▲
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€696€2k▲
Profit (loss) for the period9904€3k€4k▲
Profit (loss) for the period to be appropriated9905€3k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€7k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
13-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Steenweg op Mechelen 4551950 KraainemGround area
1.1 ha
Building footprint
1,009 m²
Volume, LiDAR
35,515 m³
2 parcels, Brussels, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
MYM CONSTRUCT
since 20252.390.895.689
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 fl. |
| 21305B0204/00Z036 | Brussels | 144 m² | 1 · 144 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IULIUS CONSTRUCT
BE 0760.331.728
Brussel · Eq €7,789
AITELEC
BE 0750.826.817
Sint-Pieters-Leeuw · Eq €7,781
PELS CONSTRUCT
BE 0802.045.290
Aalst · Eq €7,804
PVD COMPANY
BE 1023.119.871
Grimbergen · Eq €7,809
REMBAT
BE 0677.747.809
Lessines · Eq €7,771
Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 8,277 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-08-2023
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mymconstruct@gmail.com