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MyBuddy

Active
Private limited companyfounded 201511 yrs activeKlaterbaan 65, 9300 Aalst, BelgiumKBO/BCE: BE 0631.964.106
Summary

MyBuddy has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €176,469 and a net result of €217,247. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 24% of 20773 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
MyBuddyActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200IT consultancy NACE 62020
1 site
Size
€558,588total assets 2024
Equity
€176,469
Profit
€217,247
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2024
Bankruptcy chance 12 m
0.1%
Structure
Accounts 64 d overdue1 of 4 deeds read
Why 91- Figures for FY 2024 (filed 29-07-2025)+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 2.17, cash €456,536+ Size: total assets €558,588Show the evidence

Checked score

Score 2024
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 55% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 57+6
equity 31.6% of total assets
Liquidity 79+5
short-term debt 42.8% · cash 81.7%
Profitability 100=
return on assets 38.9%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,559 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -3.3% vs 12-2024lowest value 02-2025: < 0.1%● 0.0% vs 01-2025lowest value 03-2025: < 0.1%● 0.0% vs 02-2025lowest value 04-2025: < 0.1%● 0.0% vs 03-2025lowest value 05-2025: < 0.1%▲ +3.4% vs 04-2025 06-2025: < 0.1%▲ +10.0% vs 05-2025 07-2025: < 0.1%▲ +15.2% vs 06-2025 08-2025: < 0.1%▼ -18.4% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -6.5% vs 12-2025lowest value 02-2026: < 0.1%● 0.0% vs 01-2026lowest value 03-2026: < 0.1%▲ +3.4% vs 02-2026 04-2026: < 0.1%▼ -3.3% vs 03-2026lowest value 05-2026: < 0.1%▲ +3.4% vs 04-2026 06-2026: < 0.1%▲ +6.7% vs 05-2026 07-2026: < 0.1%▲ +12.5% vs 06-2026 08-2026: 0.1%▲ +55.6% vs 07-2026 09-2026: 0.1%▲ +35.7% vs 08-2026 10-2026: 0.1%▲ +92.1% vs 09-2026highest value
  • Figures for FY 2024 (filed 29-07-2025) raises the probability
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 2.17, cash €456,536 lowers the probability
  • Size: total assets €558,588 lowers the probability for this profile
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 2.17 against 1.78 in 2023; short-term debt: 42.8% and cash: 81.7% of total assets), but 68.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 30%, liquidity 63%, profitability 83%, growth against the median 43%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 29-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 2.17, cash €456,536
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €558,588
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 20773 sector peers (2024).
NBB · sector comparison
Position among 20773 sector peers
Solvency
better than 24%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
4 d early
2023
21 d early
2022
2 d late
2021
20 d early
2020
12 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Purpose · Statutes amendmentPower of attorney
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Among the best 5% on net resultsector median €27,402 · 20,774 companies €217,247 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €217,247 7 years View

By topic

Financials

Fiscal year
2024
Total assets
€558,588
Profit
€217,247
Solvency
31.6%
Total assets▼ 19.0%
Net result
20182024
Go to Financials

Timeline

Events
13
Since
2016
  1. 13-07-2026Purpose · Statutes amendment
  2. 27-07-2025Annual accounts filed
  3. 10-07-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
12-06-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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