MyBuddy: what changed
Two financial years side by side, explained: what moved most in the balance sheet and the result, why the result rose or fell, and where the money went.
MyBuddy
Largest movements
- Cash -€142,575
down €142,575 (-23.8%), from €599,111 to €456,536
mainly Contributions, distributions and other (-€217,000) and Other debts (-€83,902)
- Receivables within one year +€34,649
up €34,649 (+129.0%), from €26,862 to €61,511
of which Other amounts receivable: +€34,900
- Tangible fixed assets -€23,233
down €23,233 (-37.2%), from €62,379 to €39,146
of which Furniture and vehicles: -€19,537
- Other debts -€83,902
down €83,902 (-27.4%), from €305,867 to €221,965
- Tax, wage and social debts -€28,587
down €28,587 (-64.2%), from €44,516 to €15,930
- Debts after one year -€10,000
down €10,000 (-6.7%), from €150,000 to €140,000
- Accrued charges and deferred income -€7,438
down €7,438 (-71.3%), from €10,438 to €3,000
- Gross operating margin -€47,306
down €47,306 (-13.3%), from €355,003 to €307,697
- Financial income +€8,904
new in 2024: €8,904
- Taxes -€8,525
down €8,525 (-11.2%), from €76,210 to €67,684
From the 2023 result to the 2024 result
Each bar is the change in one income-statement line, as its effect on the result: higher costs pull it down, higher income lifts it.
Cash bridge derived
Derived from the 2023 and 2024 balance sheets and the 2024 result: not a filed cash-flow statement. It shows where the money came from and went.
Every line side by side
| Line | Code | 2023 | 2024 | Change | % |
|---|---|---|---|---|---|
| Total assets | 20/58 | €689,496 | €558,588 | -€130,908 | -19.0% |
| Fixed assets | 21/28 | €62,379 | €39,146 | -€23,233 | -37.2% |
| Tangible fixed assets | 22/27 | €62,379 | €39,146 | -€23,233 | -37.2% |
| Plant, machinery and equipment | 23 | €8,694 | €4,997 | -€3,697 | -42.5% |
| Furniture and vehicles | 24 | €53,685 | €34,149 | -€19,537 | -36.4% |
| Current assets | 29/58 | €627,117 | €519,442 | -€107,675 | -17.2% |
| Amounts receivable within one year | 40/41 | €26,862 | €61,511 | +€34,649 | +129.0% |
| Trade receivables | 40 | €26,862 | €26,611 | -€251 | -0.9% |
| Other amounts receivable | 41 | - | €34,900 | +€34,900 | |
| Cash at bank and in hand | 54/58 | €599,111 | €456,536 | -€142,575 | -23.8% |
| Deferred charges and accrued income | 490/1 | €1,144 | €1,395 | +€251 | +21.9% |
| Total equity and liabilities | 10/49 | €689,496 | €558,588 | -€130,908 | -19.0% |
| Equity | 10/15 | €176,222 | €176,469 | +€247 | +0.1% |
| Contributions | 10/11 | €18,600 | €18,600 | = | 0.0% |
| Reserves | 13 | €1,860 | €1,860 | = | 0.0% |
| Distributable reserves | 133 | €1,860 | €1,860 | = | 0.0% |
| Profit (loss) carried forward | 14 | €155,762 | €156,009 | +€247 | +0.2% |
| Amounts payable | 17/49 | €513,274 | €382,119 | -€131,155 | -25.6% |
| Amounts payable after more than one year | 17 | €150,000 | €140,000 | -€10,000 | -6.7% |
| Financial debts | 170/4 | €150,000 | €140,000 | -€10,000 | -6.7% |
| Amounts payable within one year | 42/48 | €352,836 | €239,119 | -€113,716 | -32.2% |
| Trade debts | 44 | €2,452 | €1,225 | -€1,228 | -50.1% |
| Suppliers | 440/4 | €2,452 | €1,225 | -€1,228 | -50.1% |
| Taxes, remuneration and social security | 45 | €44,516 | €15,930 | -€28,587 | -64.2% |
| Taxes | 450/3 | €44,516 | €15,930 | -€28,587 | -64.2% |
| Other amounts payable | 47/48 | €305,867 | €221,965 | -€83,902 | -27.4% |
| Accrued charges and deferred income | 492/3 | €10,438 | €3,000 | -€7,438 | -71.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets | 630 | €24,756 | €24,415 | -€341 | -1.4% |
| Other operating charges | 640/8 | €1,163 | €1,151 | -€13 | -1.1% |
| Gross operating margin | 9900 | €355,003 | €307,697 | -€47,306 | -13.3% |
| Operating profit (loss) | 9901 | €329,083 | €282,131 | -€46,953 | -14.3% |
| Financial income | 75/76B | - | €8,904 | +€8,904 | |
| Recurring financial income | 75 | - | €8,904 | +€8,904 | |
| Financial charges | 65/66B | €6,069 | €6,104 | +€35 | +0.6% |
| Recurring financial charges | 65 | €6,069 | €6,104 | +€35 | +0.6% |
| Profit (loss) for the period before taxes | 9903 | €323,014 | €284,931 | -€38,084 | -11.8% |
| Income taxes | 67/77 | €76,210 | €67,684 | -€8,525 | -11.2% |
| Profit (loss) for the period | 9904 | €246,805 | €217,247 | -€29,558 | -12.0% |
| Profit (loss) for the period to be appropriated | 9905 | €246,805 | €217,247 | -€29,558 | -12.0% |
Source: filed annual accounts (NBB), financial years ended 31 December 2023 and 31 December 2024. Colour: green is a favourable move for that line, red an unfavourable one. Prepared on 10 October 2026 via checked.be.