Content & Coffee
ActiveContent & Coffee has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €148k and a net result of €-104k. Equity is growing by ~31.4% per year across the filed fiscal years. Its solvency ranks better than 32% of 2671 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency45▼-19
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Liquidity tight (current ratio 1.36 against 1.25 in 2024), and 74.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.1%
Return on assets
-17.6%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year -€104k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
11 d early
2024
30 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€148k▼ 41.3%
2024 · €252k
2023: €55k
2024: €252k
2023 → 2025
Total assets
€591k▼ 12.1%
2024 · €672k
2023: €393k
2024: €672k
2023 → 2025
Net result
€-104k▼ 249%
2024 · €-30k
2023: €53k
2024: €-30k
2023 → 2025
Working capital
€111k▲ 21.1%
2024 · €92k
2023: €48k
2024: €92k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€55k-€252k▲ 358%€148k▼ 41.3%
Operating result€80k-€-25k€-86k▼ 239%
Net result€53k-€-30k€-104k▼ 249%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €86k in 2025 against €25k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €427k
Fixed assets
€3k▼ 46.4%
Current assets
€424k▼ 8.0%
Equity and liabilities €591k
Equity
€148k▼ 41.3%
Debt
€442k▲ 5.5%
The debt ratio rises from 62.4% to 74.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-42k▼
2024 · €-18k
Cash flow
€-60k▼
2024 · €-23k
Solvency
25.1%▼
2024 · 37.6%
Current ratio
1.36▲
2024 · 1.25
Quick ratio
1.36▲
2024 · 1.25
Debt / equity
2.98▲
2024 · 1.66
ROE
-70.2%▼
2024 · -11.8%
ROA
-17.6%▼
2024 · -4.4%
Interest coverage
-2.28▲
2024 · -3.77
Debt
€442k▲
2024 · €419k
Debt ≤ 1 year
€313k▼
2024 · €369k
Debt > 1 year
€127k▲
2024 · €50k
Income taxes
€30▼
2024 · €186
Staff costs
€379k▼
2024 · €683k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€672k€591k▼
Formation expenses20€206k€164k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Plant, machinery and equipment23€585€0▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€461k€424k▼
Amounts receivable within one year40/41€235k€199k▼
Trade receivables40€228k€192k▼
Other amounts receivable41€7k€7k▲
Cash at bank and in hand54/58€215k€221k▲
Deferred charges and accrued income490/1€12k€5k▼
Equity and liabilities
Total equity and liabilities10/49€672k€591k▼
Equity10/15€252k€148k▼
Contributions10/11€227k€227k=
Reserves13€25k€0▼
Distributable reserves133€25k€0▼
Profit (loss) carried forward14€0€-79k▼
Amounts payable17/49€419k€442k▲
Amounts payable after more than one year17€50k€127k▲
Financial debts170/4€50k€127k▲
Amounts payable within one year42/48€369k€313k▼
Current portion of amounts payable after more than one year42-€20k
Financial debts43€129k€144k▲
Credit institutions430/8€129k€144k▲
Other loans439€96-
Trade debts44€131k€104k▼
Suppliers440/4€131k€104k▼
Taxes, remuneration and social security45€108k€45k▼
Taxes450/3€25k€4k▼
Remuneration and social security454/9€84k€41k▼
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Remuneration, social security and pensions62€683k€379k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€44k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€665k€338k▼
Operating profit (loss)9901€-25k€-86k▼
Financial income75/76B€425€204▼
Recurring financial income75€425€204▼
Financial charges65/66B€5k€18k▲
Recurring financial charges65€5k€18k▲
Profit (loss) for the period before taxes9903€-30k€-104k▼
Income taxes67/77€186€30▼
Profit (loss) for the period9904€-30k€-104k▼
Profit (loss) for the period to be appropriated9905€-30k€-104k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€-104k▼
Profit (loss) brought forward from the previous period14P€2k€0▼
Transfer from equity791/2€27k€25k▼
Transfer to equity691/2€0-
To other reserves6921€0-
Social balance
Average headcount (FTE)90877.3-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-104k
Net result drops to €-104k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 30 days late
2024
31-12
Financial
Equity above €200kEq €252k ▲358%
Equity rises from €55k to €252k.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoegaarden · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardstraat 33320 HoegaardenGround area
253 m²
Building footprint
81 m²
Volume, LiDAR
528 m³
Parcel 24041D0091/00E000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Content & Coffee
since 20152.239.306.663
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24041D0091/00E000 | Flanders | 253 m² | 1 · 81 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 6,611 EUR awarded · 6,611 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 267 EUR | 267 EUR |
| 2024 | 1 | 4,245 EUR | 4,245 EUR |
| 2023 | 1 | 2,099 EUR | 2,099 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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WE-R SRL
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 6,822 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2015
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
18130Pre-press and pre-media services
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
68110Buying and selling of own real estate
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mathias.selleslach@contentcoffee.com