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MY SOLUTIONS

Active
Private limited companyfounded 20215 yrs activeGuldenschaapstraat 6, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0762.976.957
Summary

MY SOLUTIONS has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €70,984 and a net result of €8,673. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 94% of 9039 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
MY SOLUTIONSActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201
1 site
Size
€79,582total assets 2025
Equity
€70,984
Profit
€8,673
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 15 d early0 of 2 deeds read
Why 91- Sector Construction of residential and non-residential buildings (NACE 41)- Founded in 2021+ Liquidity: current ratio 9.26, cash €65,277+ Equity €70,984 (89.2% of total assets)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100+21
equity 89.2% of total assets
Liquidity 99+21
short-term debt 10.8% · cash 82.0%
Profitability 65-7
return on assets 10.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,367 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.5%▼ -11.9% vs 12-2024 02-2025: 0.5%▼ -6.4% vs 01-2025 03-2025: 0.5%● 0.0% vs 02-2025 04-2025: 0.6%▲ +19.1% vs 03-2025 05-2025: 0.8%▲ +30.1% vs 04-2025 06-2025: 0.8%▲ +5.6% vs 05-2025 07-2025: 0.9%▲ +13.4% vs 06-2025 08-2025: 0.8%▼ -8.0% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.9%▲ +0.5% vs 12-2025 02-2026: 0.8%▼ -1.6% vs 01-2026 03-2026: 0.8%▼ -1.6% vs 02-2026 04-2026: 0.9%▲ +9.1% vs 03-2026 05-2026: 1.1%▲ +23.2% vs 04-2026 06-2026: 1.2%▲ +4.0% vs 05-2026 07-2026: 1.3%▲ +9.2% vs 06-2026highest value 08-2026: 0.5%▼ -58.9% vs 07-2026 09-2026: 0.5%▲ +2.7% vs 08-2026 10-2026: 0.2%▼ -60.0% vs 09-2026lowest value
  • Liquidity: current ratio 9.26, cash €65,277 lowers the probability
  • Equity €70,984 (89.2% of total assets) lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
  • Founded in 2021 raises the probability for this profile
Credit up to €6,000 at 30 days acceptable
Liquidity ample (current ratio 9.26 against 2.18 in 2024; short-term debt: 10.8% and cash: 82% of total assets), and 10.8% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 97%, profitability 36%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 9.26, cash €65,277
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €70,984 (89.2% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
15 d early
2024
22 d early
2023
15 d early
2022
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 6 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 July (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet €8,673 ▼46.1%
  3. Liquidity quadruplescurrent ratio 9.26

Key points

  • Positive: Among the best 7% on solvencysector median 43.5% · 9,039 companies 89.2% View
  • Total assets 20254 fiscal years filed €79,582 View
  • Active since 2021founded 05-02-2021 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€79,582
Profit
€8,673
Solvency
89.2%
Total assets▼ 30.9%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 16-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 31-12-2025Liquidity quadruples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
05-02-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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