JAN NICOLAS
ActiveThe computed 12-month bankruptcy probability of JAN NICOLAS is 2.4% (moderate). The 2024 annual accounts show equity of €28k and a net result of €11k. Equity is growing by ~43.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 9982 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
48
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▼-3
Solvency60▼-21
Growth52=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 2.25 in 2023; short-term debt: 65.2% and cash: 1.5% of total assets), but 65.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.8%
Return on assets
14%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
21 d early
2023
43 d early
2022
57 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€28k▲ 67.5%
2023 · €17k
2022: €13k
2023: €17k
2022 → 2024
Total assets
€80k▲ 167%
2023 · €30k
2022: €20k
2023: €30k
2022 → 2024
Net result
€11k▲ 146%
2023 · €5k
2022: €13k
2023: €5k
2022 → 2024
Working capital
€28k▲ 67.5%
2023 · €17k
2022: €13k
2023: €17k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€13k-€17k▲ 24.1%€28k▲ 67.5%
Operating result€16k-€6k▼ 62.3%€13k▲ 116%
Net result€13k-€5k▼ 66.0%€11k▲ 146%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 116% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €80k
Equity
€28k▲ 67.5%
Debt
€52k▲ 292%
The debt ratio rises from 44.5% to 65.2%. Equity and debt are higher.
Key figures and ratios
Solvency
34.8%▼
2023 · 55.5%
Current ratio
1.53▼
2023 · 2.25
Quick ratio
1.53▼
2023 · 2.25
Debt / equity
1.88▲
2023 · 0.80
ROE
40.3%▲
2023 · 27.4%
ROA
14.0%▼
2023 · 15.2%
Debt
€52k▲
2023 · €13k
Debt ≤ 1 year
€52k▲
2023 · €13k
Income taxes
€3k▲
2023 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€30k€80k▲
Current assets29/58€30k€80k▲
Amounts receivable within one year40/41€29k€79k▲
Trade receivables40€2k€39k▲
Other amounts receivable41€27k€40k▲
Cash at bank and in hand54/58€936€1k▲
Equity and liabilities
Total equity and liabilities10/49€30k€80k▲
Equity10/15€17k€28k▲
Profit (loss) carried forward14€17k€28k▲
Amounts payable17/49€13k€52k▲
Amounts payable within one year42/48€13k€52k▲
Trade debts44€3k€48k▲
Suppliers440/4€3k€48k▲
Taxes, remuneration and social security45€10k€4k▼
Taxes450/3€10k€4k▼
Income statement
Code20232024
Other operating charges640/8€184€244▲
Gross operating margin9900€6k€13k▲
Operating profit (loss)9901€6k€13k▲
Financial income75/76B-€2k
Recurring financial income75-€2k
Financial charges65/66B€138€398▲
Recurring financial charges65€138€398▲
Profit (loss) for the period before taxes9903€6k€14k▲
Income taxes67/77€1k€3k▲
Profit (loss) for the period9904€5k€11k▲
Profit (loss) for the period to be appropriated9905€5k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€28k▲
Profit (loss) brought forward from the previous period14P€12k€17k▲
Timeline · acts, filings and financial milestones
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €5k ▼66%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstraat 1181730 AsseGround area
1.1 ha
Building footprint
2,301 m²
Volume, LiDAR
15,407 m³
2 parcels, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JAN NICOLAS
since 20212.322.688.061
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002F0049/00Z005 | Flanders | 1.1 ha | 1 · 2,214 m² | 14.5 m · 2 fl. |
| 31022I0273/00C002 | Flanders | 187 m² | 1 · 87 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NIO CONCEPT
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Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,299 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2021
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43910Bricklaying and masonry work
43990Other specialised construction activities
43994Specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.