Equity
€356,853 ▲ 82.0%
KWERY has made a profit in every financial year since 2023.
KWERY
Lifetime
3 annual accounts with figures on one time axispeak €527,815 (2025)
€527,815▲ 188%
peak €160,735 (2025)
€160,735▲ 740%
peak €356,853 (2025)
€356,853▲ 82.0%
€276,184▲ 183%
peak 4 FTE (2025)
4 FTE▲ 42.9%
Board1 name since 2023
1 directorPENSAERT Tanguy
Owners
Documentsfilings and deeds
14-07-202617 days before the deadline
2025abbreviated format
Gross margin from €183,097 to €527,815Result from €19,126 to €160,735Staff from 2.8 FTE to 4 FTEEquity from €196,118 to €356,853Debts from €97,680 to €276,1841 establishment registered
Key points
from the 2025 annual accountsResult
€160,735 ▲ 740%
The result rose in 2025 from €19,126 to €160,735.
Turnover
≈ €800,000 estimated
The accounts state no turnover.
Debts
€276,184 ▲ 183%
Debts rose by €178,504 in 2025.
Investments
€4,265 4.4 × depreciation
Green is investment, beige is depreciation.
Staff
5 employees on 31-12-2025
In 2025, 4 people joined and 2 left.
Checked score
97
Excellent
Financially stronger than 73% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%
01-2025: < 0.1%● unchanged vs 12-2024
02-2025: < 0.1%● unchanged vs 01-2025lowest value
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: 0.1%▲ +0.1 percentage points vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026highest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 2.28, cash €236,622
Figures for financial year 2025 (filed on 14-07-2026)
Equity €356,853 (56.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 52% of them on solvency, 67% on liquidity, 84% on profitability and 87% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as KWERY has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of KWERY itself is lower: < 0.1% within 12 months. It rests on far more data about KWERY than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for KWERY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.28 (3.0 in 2024), above the usual 1.5. Short-term debt is 43.6% and cash 37.4% of total assets. 43.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
17 days early
2024
2 days early
2023
1 day early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 3 accounts on average 7 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- PENSAERT & PARTNERS 90%score 87equity €498,402 (2025) · 2025 annual accounts of PENSAERT & PARTNERS
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0799718379
New establishment in Antwerp
Berchemstadionstraat 72
Incorporation
Founding capital of €30,000, 300 shares · Founders: PENSAERT & PARTNERS and ROSQUIN Margot Lieve Patrick · Appointment: PENSAERT Tanguy (director) · published on 22-03-2023 · Gazette deed
First establishment
Jean-Baptiste de Ghellincklaan 15, Ghent
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| KWERY Ghent | €0.6m | €527,815 | 56.4% | 4 |
| FLOWHR Zele | €0.8m | €720,342 | 44.1% | 4.5 |
| Bleen Consulting Ixelles | €0.7m | €410,420 | 40.1% | 4.6 |
| Optiniti Brussels | €0.8m | €473,022 | 76.9% | 3.1 |
| Careforce One Antwerp | €0.7m | €388,983 | 65.5% | 3.5 |
| Alixio Benelux Ixelles | €1.1m | €508,228 | -52.4% | 4 |
| KBC Sustainability Services Leuven | €0.5m | €401,934 | 65.1% | 6 |
These companies have the same main activity as KWERY: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €477,000 and €1.1m, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 20-03-2023Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.343.158.3289051 Ghent, since 20-03-2023
- 2.370.685.6412600 Antwerp, since 21-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 13-05-2026
Annual accounts 2025
- €633,037▲ 115%
- Employeeson 31-12-2025
- 5▲ 66.7%
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on KWERY
KWERY files the abbreviated format. That format states no turnover. The gross margin rose from €276,919 in 2023 to €527,815 in 2025.
PENSAERT & PARTNERS holds 90% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about KWERY
- What is the company number of KWERY?
- The company number of KWERY is 0799.718.379. The VAT number is the same number with BE in front: BE 0799.718.379.
- Where is KWERY based?
- The registered office is at Rijvisschepark 74, 9052 Ghent.Company details
- What does KWERY do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of KWERY?
- KWERY is a private limited company (BV).
- When was KWERY founded?
- KWERY was founded on 20-03-2023.
- Is KWERY still active?
- Yes, KWERY is an active enterprise in the KBO register.
- How many employees does KWERY have?
- KWERY had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does KWERY fall under?
- In its 2025 annual accounts, KWERY states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of KWERY?
- The turnover in financial year 2025 is ≈ €800,000. This figure is estimated from the gross margin of €527,815 and 74 comparable companies (NACE 70200). It probably lies between €620,000 and €1.5m.
- Is KWERY profitable?
- In financial year 2025, KWERY made a profit of €160,735.
- Where can I find the annual accounts of KWERY?
- KWERY filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of KWERY due?
- KWERY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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