TALENT AT WORK
ActiveTALENT AT WORK has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €44k. Its solvency ranks better than 22% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency30
Growth-
Stability67
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days only on tighter terms
Liquidity tight (current ratio 1.3), and 80.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.1%
Return on assets
8.9%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8589 sector peers (2025).
NBB · sector comparisonPosition among 8589 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
11 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€94k
Total assets
€489k
Net result
€44k
Working capital
€104k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €489k
Fixed assets
€34k
Current assets
€455k
Equity and liabilities €489k
Equity
€94k
Debt
€395k
Debt finances 80.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€95k
Cash flow
€46k
Solvency
19.1%
Current ratio
1.30
Quick ratio
1.30
Debt / equity
4.23
ROE
46.6%
ROA
8.9%
Interest coverage
58.19
Debt
€395k
Debt ≤ 1 year
€350k
Debt > 1 year
€45k
Income taxes
€48k
Staff costs
€932k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€489k
Fixed assets21/28€34k
Intangible fixed assets21€34k
Tangible fixed assets22/27€914
Furniture and vehicles24€914
Current assets29/58€455k
Amounts receivable after more than one year29€25k
Other amounts receivable291€25k
Amounts receivable within one year40/41€358k
Trade receivables40€345k
Other amounts receivable41€13k
Cash at bank and in hand54/58€62k
Deferred charges and accrued income490/1€9k
Equity and liabilities
Total equity and liabilities10/49€489k
Equity10/15€94k
Contributions10/11€50k
Reserves13€44k
Distributable reserves133€44k
Amounts payable17/49€395k
Amounts payable after more than one year17€45k
Financial debts170/4€45k
Amounts payable within one year42/48€350k
Current portion of amounts payable after more than one year42€56k
Trade debts44€135k
Suppliers440/4€135k
Taxes, remuneration and social security45€144k
Taxes450/3€82k
Remuneration and social security454/9€61k
Other amounts payable47/48€16k
Income statement
Code2025
Remuneration, social security and pensions62€932k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€729
Gross operating margin9900€1.03M
Operating profit (loss)9901€93k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€91k
Income taxes67/77€48k
Profit (loss) for the period9904€44k
Profit (loss) for the period to be appropriated9905€44k
Appropriation of the result
Profit (loss) to be appropriated9906€44k
Transfer to equity691/2€44k
To other reserves6921€44k
Social balance
Average headcount (FTE)908712.3
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
11-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 11 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalter · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smedenpoort 109880 AalterGround area
7,569 m²
Building footprint
1,818 m²
Volume, LiDAR
3,550 m³
Parcel 44001B0844/00D000, Flanders · tallest building 17.5 m. Linked by address, not a title deed.
1 establishment unit
TALENT AT WORK
since 20242.366.675.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44001B0844/00D000 | Flanders | 7,569 m² | 1 · 1,818 m² | 17.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 125 EUR awarded · 125 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 125 EUR | 125 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
RubyDW
BE 0802.644.316
Maasmechelen · Eq €94k
MELIUS CONSULTING
BE 0723.640.784
Wavre · Eq €94k
RO-MA
BE 0444.376.004
Wortegem-Petegem · Eq €94k
Project Smekens
BE 1010.752.767
Lebbeke · Eq €94k
Tutti Forza
BE 0632.818.201
Sint-Gillis (bij-Brussel) · Eq €94k
Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,349 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-09-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.