MY CONCEPT RESTO
Open bankruptcyA bankruptcy procedure is open for MY CONCEPT RESTO according to publications in the Belgian State Gazette; curator: DELPHINE DUQUESNOY.
Summary
The 2023 annual accounts show equity of €51k and a net result of €69k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 20-10-2024, 81 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
81 d late
2022
88 d late
2021
92 d late
2020
61 d late
2019
89 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€51k▲ 89.7%
2022 · €27k
2019: €7k
2020: €17k
2021: €16k
2022: €27k
2019 → 2023
Total assets
€247k▲ 3.3%
2022 · €239k
2019: €315k
2020: €274k
2021: €299k
2022: €239k
2019 → 2023
Net result
€69k▲ 123%
2022 · €31k
2019: €1k
2020: €9k
2021: €9k
2022: €31k
2019 → 2023
Working capital
€-34k▲ 57.5%
2022 · €-81k
2019: €-31k
2020: €-29k
2021: €-47k
2022: €-81k
2019 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€7k-€17k▲ 123%€16k▼ 4.8%€27k▲ 68.6%€51k▲ 89.7%
Operating result€8k-€11k▲ 34.2%€12k▲ 8.5%€36k▲ 205%€80k▲ 120%
Net result€1k-€9k▲ 630%€9k▲ 0.4%€31k▲ 235%€69k▲ 123%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2023 is 120% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €247k
Fixed assets
€89k ▼ 16.8%
Current assets
€158k ▲ 19.8%
Equity and liabilities €247k
Equity
€51k ▲ 89.7%
Debt
€196k ▼ 7.5%
Debt's share of the balance-sheet total falls from 88.8% to 79.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99k▲
2022 · €56k
Cash flow
€88k▲
2022 · €51k
Current ratio
0.82▲
2022 · 0.62
Quick ratio
0.77▲
2022 · 0.58
Debt to equity
3.88▼
2022 · 7.96
ROE
136.2%▲
2022 · 115.7%
ROA
27.9%▲
2022 · 12.9%
Interest coverage
48.84▲
2022 · 20.82
Debt ≤ 1 year
€192k▼
2022 · €212k
Income taxes
€9k▲
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 46 lines
Balance sheet
Code20222023
Assets
Total assets20/58€239k€247k▲
Fixed assets21/28€107k€89k▼
Tangible fixed assets22/27€105k€87k▼
Plant, machinery and equipment23€105k€87k▼
Financial fixed assets28€2k€2k=
Current assets29/58€132k€158k▲
Amounts receivable after more than one year29-€48k
Other amounts receivable291-€48k
Stocks and contracts in progress3€8k€10k▲
Stocks30/36€8k€10k▲
Amounts receivable within one year40/41€84k€84k=
Trade receivables40€84k€84k=
Cash at bank and in hand54/58€39k€16k▼
Equity and liabilities
Total equity and liabilities10/49€239k€247k▲
Equity10/15€27k€51k▲
Contributions10/11€6k€6k=
Reserves13€63€63=
Non-distributable reserves130/1€63€63=
Reserves not available under the articles1311€63€63=
Profit (loss) carried forward14€20k€44k▲
Amounts payable17/49€212k€196k▼
Amounts payable within one year42/48€212k€192k▼
Trade debts44€68k€44k▼
Suppliers440/4€68k€44k▼
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€9k€14k▲
Remuneration and social security454/9€4k-
Other amounts payable47/48€131k€134k▲
Accrued charges and deferred income492/3-€4k
Income statement
Code20222023
Remuneration, social security and pensions62€23k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€83k€104k▲
Operating profit (loss)9901€36k€80k▲
Financial income75/76B€341-
Recurring financial income75€341-
Financial charges65/66B€3k€2k▼
Recurring financial charges65€3k€2k▼
Profit (loss) for the period before taxes9903€34k€78k▲
Income taxes67/77€3k€9k▲
Profit (loss) for the period9904€31k€69k▲
Profit (loss) for the period to be appropriated9905€31k€69k▲
Appropriation of the result
Profit (loss) to be appropriated9906€40k€89k▲
Profit (loss) brought forward from the previous period14P€10k€20k▲
Profit to be distributed694/7€20k€45k▲
Directors or managers695€20k€45k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-12
Bankruptcy
Opening
Tribunal de l’entreprise du Brabant wallon · MY CONCEPT RESTO SRL BOULEVARD DE L’EUROPE 1, 1300 WAVRE · event 18-12-2025
2024
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 81 days late
2023
31-12
Financial
Highest result since 2019net €69k ▲123%
Operating result €80k, net result €69k, both a record.
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 88 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
28-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 89 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard de l'Europe 11300 WavreGround area
235 m²
Building footprint
235 m²
Volume, LiDAR
2,255 m³
Parcel 25112M0833/00F000, Wallonia · tallest building 14.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie Maxime
since 20182.277.955.423
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112M0833/00F000 | Wallonia | 234 m² | 1 · 235 m² | 14.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | DELPHINE DUQUESNOY RUE DE LA FONTAINE
SAINT-GERY 9, 1450 0 CHASTRE |
18-12-2025 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteWavre2.277.955.423
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Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 9,827 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.