Maia
ActiveThe computed 12-month bankruptcy probability of Maia is 1.6% (moderate). The 2025 annual accounts show equity of €50k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 70% of 13009 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency93▲+27
Growth78=
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.35 in 2024), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.1%
Return on assets
9.3%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €50k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
28 d early
2022
20 d early
2021
18 d early
2020
109 d late
2019
128 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▲ 21.3%
2024 · €42k
2018: €14k
2019: €15k
2020: €-16k
2021: €8k
2022: €-29k
2023: €22k
2024: €42k
2018 → 2025
Total assets
€95k▼ 13.9%
2024 · €111k
2018: €91k
2019: €87k
2020: €84k
2021: €80k
2022: €75k
2023: €110k
2024: €111k
2018 → 2025
Net result
€9k▼ 55.0%
2024 · €20k
2018: €-16k
2019: €1k
2020: €-31k
2021: €24k
2022: €-37k
2023: €51k
2024: €20k
2018 → 2025
Working capital
€37k▲ 68.2%
2024 · €22k
2018: €-13k
2019: €-14k
2020: €3k
2021: €4k
2022: €-36k
2023: €4k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€-29k€22k€42k▲ 90.2%€50k▲ 21.3%
Operating result€28k-€-32k€53k€21k▼ 60.4%€15k▼ 26.5%
Net result€24k-€-37k€51k€20k▼ 61.1%€9k▼ 55.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 26% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€15k▼ 41.2%
Current assets
€80k▼ 5.4%
Equity and liabilities €95k
Equity
€50k▲ 21.3%
Debt
€45k▼ 35.2%
The debt ratio falls from 62.3% to 46.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€26k▼
2024 · €34k
Cash flow
€20k▼
2024 · €33k
Solvency
53.1%▲
2024 · 37.7%
Current ratio
1.87▲
2024 · 1.35
Quick ratio
1.70▲
2024 · 1.24
Debt / equity
0.88▼
2024 · 1.66
ROE
17.6%▼
2024 · 47.4%
ROA
9.3%▼
2024 · 17.9%
Interest coverage
5.70▼
2024 · 19.40
Debt
€45k▼
2024 · €69k
Debt ≤ 1 year
€43k▼
2024 · €62k
Debt > 1 year
€2k▼
2024 · €7k
Income taxes
€5k▲
2024 · €1k
Staff costs
€72k▲
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€111k€95k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€2k€906▼
Other tangible fixed assets26€19k€11k▼
Current assets29/58€84k€80k▼
Stocks and contracts in progress3€7k€7k▲
Stocks30/36€7k€7k▲
Amounts receivable within one year40/41€17k€10k▼
Trade receivables40€9k€6k▼
Other amounts receivable41€8k€4k▼
Cash at bank and in hand54/58€59k€62k▲
Deferred charges and accrued income490/1€1k€911▼
Equity and liabilities
Total equity and liabilities10/49€111k€95k▼
Equity10/15€42k€50k▲
Contributions10/11€30k€30k=
Reserves13€12k€20k▲
Distributable reserves133€12k€20k▲
Amounts payable17/49€69k€45k▼
Amounts payable after more than one year17€7k€2k▼
Financial debts170/4€7k€2k▼
Amounts payable within one year42/48€62k€43k▼
Current portion of amounts payable after more than one year42€13k€5k▼
Trade debts44€20k€11k▼
Suppliers440/4€20k€11k▼
Taxes, remuneration and social security45€17k€14k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9€10k€12k▲
Other amounts payable47/48€13k€13k▲
Income statement
Code20242025
Remuneration, social security and pensions62€70k€72k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€2k€7k▲
Gross operating margin9900€106k€105k▼
Operating profit (loss)9901€21k€15k▼
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€2k€5k▲
Recurring financial charges65€2k€5k▲
Profit (loss) for the period before taxes9903€21k€13k▼
Income taxes67/77€1k€5k▲
Profit (loss) for the period9904€20k€9k▼
Profit (loss) for the period to be appropriated9905€20k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€9k▼
Profit (loss) brought forward from the previous period14P€-8k-
Transfer to equity691/2€12k€9k▼
To other reserves6921€12k€9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 1.06
Current ratio from 0.49 to 1.06; short-term debt falls from €71k to €66k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-37k ▼253%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.15
Current ratio from 0.45 to 1.15; short-term debt falls from €25k to €18k.
25-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-12-2024
A. Bundy Consult: Resigned as Director
31-12-2024
BV A. Bundy Consult: Resigned as Permanent representative
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Smedenstraat 18000 BruggeGround area
73 m²
Building footprint
63 m²
Volume, LiDAR
650 m³
Parcel 31804D1492/00A000, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
New Senses
since 20172.266.618.893
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D1492/00A000 | Flanders | 72 m² | 1 · 63 m² | 11.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,234 companies in sector 56111 we hold annual accounts for 11,308. 9,696 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-08-2017
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.