M & J PUUR
ActiveThe computed 12-month bankruptcy probability of M & J PUUR is 2.8% (moderate). The 2025 annual accounts show equity of €51k and a net result of €36k. Equity is shrinking by ~9.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 13090 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
93
/ 100
Excellent▲ +23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+46
Stability100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 19.72 against 13.04 in 2024), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
67.3%
Age of the figures
9 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €51k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
24 d early
2024
25 d early
2023
on the day
2022
2 d early
2021
23 d early
2020
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 245%
2024 · €15k
2020: €26k
2021: €42k
2022: €32k
2023: €20k
2024: €15k
2020 → 2025
Total assets
€53k▲ 236%
2024 · €16k
2020: €30k
2021: €54k
2022: €43k
2023: €23k
2024: €16k
2020 → 2025
Net result
€36k
2024 · €-5k
2020: €16k
2021: €16k
2022: €-10k
2023: €-12k
2024: €-5k
2020 → 2025
Working capital
€51k▲ 245%
2024 · €15k
2020: €24k
2021: €45k
2022: €34k
2023: €18k
2024: €15k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€32k▼ 24.3%€20k▼ 38.5%€15k▼ 25.0%€51k▲ 245%
Operating result€19k-€-9k€-12k▼ 23.1%€-5k▲ 58.6%€43k
Net result€16k-€-10k€-12k▼ 19.8%€-5k▲ 60.1%€36k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €43k after a loss of €5k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €53k
Equity
€51k▲ 245%
Debt
€3k▲ 125%
The debt ratio falls from 7.7% to 5.1%: equity grows faster than debt.
Key figures and ratios
Solvency
94.9%▲
2024 · 92.3%
Current ratio
19.72▲
2024 · 13.04
Quick ratio
19.72▲
2024 · 13.04
Debt / equity
0.05▼
2024 · 0.08
ROE
71.0%▲
2024 · -33.4%
ROA
67.3%▲
2024 · -30.9%
Debt
€3k▲
2024 · €1k
Debt ≤ 1 year
€3k▲
2024 · €1k
Income taxes
€7k▲
2024 · €105
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€16k€53k▲
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€16k€53k▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€229€890▲
Trade receivables40€0€283▲
Other amounts receivable41€229€607▲
Cash at bank and in hand54/58€16k€52k▲
Deferred charges and accrued income490/1€36€65▲
Equity and liabilities
Total equity and liabilities10/49€16k€53k▲
Equity10/15€15k€51k▲
Contributions10/11€10k€10k=
Reserves13€16k€41k▲
Distributable reserves133€16k€41k▲
Profit (loss) carried forward14€-11k€0▲
Amounts payable17/49€1k€3k▲
Amounts payable within one year42/48€1k€3k▲
Trade debts44€44€36▼
Suppliers440/4€44€36▼
Taxes, remuneration and social security45€125€2k▲
Taxes450/3€125€2k▲
Remuneration and social security454/9-€11
Other amounts payable47/48€1k€922▼
Accrued charges and deferred income492/3€0€39▲
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Other operating charges640/8€1k€652▼
Gross operating margin9900€-3k€45k▲
Operating profit (loss)9901€-5k€43k▲
Financial income75/76B€87€0▼
Recurring financial income75€87€0▼
Financial charges65/66B€70€204▲
Recurring financial charges65€70€204▲
Profit (loss) for the period before taxes9903€-5k€43k▲
Income taxes67/77€105€7k▲
Profit (loss) for the period9904€-5k€36k▲
Profit (loss) for the period to be appropriated9905€-5k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-27k€25k▲
Profit (loss) brought forward from the previous period14P€-23k€-11k▲
Transfer from equity791/2€16k€0▼
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after 3 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenstraat 60B3600 GenkGround area
3,487 m²
Building footprint
1,161 m²
Volume, LiDAR
14,588 m³
2 parcels, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Brasserie de Krater
since 20192.290.369.245
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71016I1074/00K000 | Flanders | 2,639 m² | 1 · 754 m² | 19.1 m · 6 fl. |
| 71303C0819/00K003 | Flanders | 848 m² | 1 · 407 m² | 8.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 20,510 companies in sector 56111 we hold annual accounts for 11,456. 9,821 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-06-2019
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:brasseriehetbestek@gmail.com
Phone:+32475627139
E-mail:julien.evens60@gmail.com