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mx construct

Active Private limited company (pre-2019)founded 2002active for 23 yearsRue de France, M.-St-Blaise 10, 5560 HouyetKBO/BCE: BE 0478.796.453 #4 oldest company in Houyet, Construction sector

Overview

Lifetime

18 annual accounts with figures on one time axis, 21 filings since 2003
peak €21,389 (2024)
€6,284▼ 70.6%
lowest -€43,944 (2013)
€3,951▼ 80.7%
peak -€6,311 (2007)
-€24,081▲ €3,951
€27,416▼ 8.8%
Board1 name since 2021
1 director
Documentsfilings and deeds
29-08-202629 days late
2025micro format
Gross margin from €21,389 to €6,284Result from €20,481 to €3,951Equity from -€28,032 to -€24,081Cash from €222 to €24

Key points

from the 2025 annual accounts

Equity

-€24,081
201920212022202320242025

Debts exceed assets in financial year 2025.

Investments

€822 8.2 × depreciation

Green is investment, beige is depreciation.

Position in the sector

-722.1%

Lower solvency than 95% of companies in construction of buildings. Sector median 43.1% · 10,152 companies.

2025 accounts filed 29 days after the deadline

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,795 companies had the same profile as mx construct has now. Each dot stands for 10 companies, two years later.

91.4%
were still trading
5.4%
stopped another way
2.7%
went bankrupt
  • Micro
  • 20 years or older
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.6% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,795 companies, not a prediction for mx construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0478796453
Registered office moved from Jumet to Houyet New registered office: Rue de France, 10 - B-5560 HOUYET · Previous registered office: Chaussée de Bruxelles, 151 - B-6040 JUMET · General meeting of 11-03-2019 · Gazette deed
First establishment Nieuwland 193, Brussels
Incorporation published on 25-11-2002 · Gazette deed
All 32 events

Comparable companies

same main activity, similar in size and age
Company
mx construct Houyet €3,335 €6,284 -722.1% -
MIKAIL Knokke-Heist €2,002 €6,161 -7588.4% -
BATITECH GROUP Zaventem €4,752 €3,445 -602.1% -
E.C.T. CONCEPT Tongeren-Borgloon €2,083 €4,729 99.5% -
HELTRA BOUWWERKEN Edegem €4,977 €4,654 -4430.4% -
VD Projecten Putte €6,572 €5,885 -367.3% -
Bouw & Woon Advies Haacht €4,862 €2,862 -183.2% -

These companies have the same main activity as mx construct: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €2,000 and €6,570, founded between 1984 and 2011.

Official details

Source: KBO
Status
Active since 18-11-2002Normal situation
Activity
General construction of residential buildingsNACE 41001
Establishment unit
2.114.779.1521000 Brussels, since 15-01-2003
Financial year end
31 December
Peppol
Reachable since 30-09-2025
Company details

Annual accounts 2025

€6,284▼ 70.6%
≈ €75,000estimated
€3,951▼ 80.7%
-€24,081▲ 14.1%
€3,335▲ 63.6%
Filing
Filed on 29-08-2026
Financials

Insights on mx construct

mx construct files the micro format. That format states no turnover. The gross margin fell from €13,315 in 2006 to €6,284 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 29-08-2026, 29 days late
€6,284
▼ 70.6%
€4,608
▼ 78.1%
€4,708
€4,051
-
-

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €75,000. Estimated: probably between €39,000 and €140,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €3,335 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-

Lower than 95% of 8,819 companies in 2023.

-

Higher than 7% of 8,567 companies in 2023.

-

Higher than 9% of 8,633 companies in 2023.

mx construct Middle half of the sector 80% of the sector Micro accounts in construction of buildings (NACE 41)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023202220212019201820172016201420132012201120102009200820072006
Balance sheet: assets
20/58 3,3352,03918,59112,15612,37020,75911,32512,61052,79650,56410,73752,65920,10813,18416,84421,77827,13525,777
20 -----------------160
21/28 722--------1,6933,0604,4956,6844,6435,3686,80612,77219,041
21 -----------1,2462,4933,7394,9856,2317,4788,724
22/27 722--------1,6933,0603,2484,1929043835755,29510,157
23 ---------6529781,305-1923835757665,150
24 722--------1,0412,0821,9444,192713--4,5285,007
29/58 2,6132,03918,59112,15612,37020,75911,32512,61052,79648,8717,67748,16413,4248,54111,47614,97214,3636,736
3 1,2251,2251,1671,1671,1672,1965,310185185-------3,000-
30/36 1,2251,2251,1671,1671,1672,1965,310185185---------
37 ----------------3,000-
40/41 99214114,15310,52910,33414,1074,62311,39150,80247,3092,66244,29110,2477,22211,12414,1929,8174,422
40 --14,1538,4758,21913,9942,8044,75140,12239,3811,07730,499-6,54110,57314,1929,7734,280
41 992141-2,0542,1151131,8186,64010,6807,9281,58613,79210,247681551-44142
54/58 242223,2704608693,878980691,8092084,3241,6712,5591,3193527801,5462,314
490/1 372450---578412965-1,3546912,203618-----
Balance sheet: equity and liabilities
10/49 3,3352,03918,59112,15612,37020,75911,32512,61052,79650,56410,73752,65920,10813,18416,84421,77827,13525,777
10/15 -24,081-28,032-48,513-45,440-45,990-51,073-56,376-42,554-24,921-72,764-68,309-24,364-26,675-30,138-20,618-13,022-6,311-9,285
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60012,9006,4006,4006,4006,4006,4006,4006,4006,400
100 -----18,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
101 ---------5,70012,20012,20012,20012,20012,20012,20012,20012,200
14 -42,681-46,632-67,113-64,040-64,590-69,673-74,976-61,154-43,521-85,664-74,709-30,764-33,075-36,538-27,018-19,422-12,711-15,685
17/49 27,41630,07167,10457,59658,36071,83267,70255,16477,717123,32879,04577,02346,78443,32237,46234,79933,44535,062
17 --26,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,228
170/4 --26,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,22826,228
42/48 27,41630,07140,87631,36832,13245,60441,47428,93751,48997,10152,81850,79620,55617,09511,2348,5256,3188,835
43 --------9922--51-45--42
430/8 --------9922--51-45--42
44 8271,6666,4014,5005,4023,128-1,15944,96462,0509,66812,9776,73413,6727,3212,7623,4213,104
440/4 8271,6666,4014,5005,4023,128-1,15944,96462,0509,66812,9776,73413,6727,3212,7623,4213,104
46 -------1,643----------
45 1,1032,6061,7265925602842892,4322,1041,1799,2956,7575,039-1,3001,895--
450/3 1,1032,6061,7265925602842892,4322,1041,1799,2956,7572,639--1,245--
454/9 ------------2,400-1,300650--
47/48 25,48625,79932,74926,27626,17142,19241,18623,7034,32333,85033,85531,0628,7323,4232,5683,8682,8975,688
492/3 ---------------47900-
Income statement
70 --------------25,99773,08866,74028,817
76A -11,228----------------
9900 6,28421,389-9109765,7396,494-10,492-14,530-13,874-6,861-37,50410,07711,9934,625-3,3951,57618,35813,315
60/61 --------------31,01570,08248,09119,002
62 -----------301301-----
630 100-------3261,3673,3673,8213,6751,7891,4385,96613,0279,535
631/4 -------------10,508----
640/8 1,576343--4228328151,0636691471,8902,4673,1076531,2171,016620659
66A ---------125605985475230---2,500
9901 4,60821,047-9109765,3185,662-11,307-15,593-14,869-8,374-42,7613,4894,910-8,325-6,050-5,4064,7113,121
75/76B 000-11-1001103811930---
75 000-11-1001103811930---
65/66B 1851061,73812171741,4631,7121,6642,389569659919681,5461,3051,7362,024
65 18510623812171744409972392,389569659919681,5461,3051,7362,024
66B --1,500---1,0237151,425---------
9903 4,42420,941-2,6488555,2585,588-12,760-17,305-16,523-10,888-43,8982,4403,463-9,521-7,596-6,7112,975-1,403
67/77 4734604253052872841,0623291366746129------
9904 3,95120,481-3,0735504,9715,303-13,822-17,633-16,659-10,955-43,9442,3113,463-9,521-7,596-6,7112,975-1,403
9905 3,95120,481-3,0735504,9715,303-13,822-17,633-16,659-10,955-43,9442,3113,463-9,521-7,596-6,7112,975-1,403
Appropriation of the result
9906 -42,681-46,632-67,113-64,040-64,590-69,673-74,976-61,154-43,521-85,664-74,709-30,764-33,075-36,538-27,018-19,422-12,711-15,685
14P -46,632-67,113-64,040-64,590-69,561-------------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The accounts for 3 older financial years (2003-2005) were filed as documents without figures as data, scans for example.

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 29-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 29 days after the deadline. Filed on 29 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00491210.

Financial year Type Filed Reference Document
31-12-2025 micro format 29-08-2026 2026-00491210 PDF
31-12-2024 micro format 27-09-2025 2025-00520769 PDF
31-12-2023 micro format 28-08-2024 2024-00381033 PDF
31-12-2022 micro format 29-09-2023 2023-00465347 PDF
31-12-2021 micro format 22-08-2022 2022-20300555 PDF
31-12-2019 micro format 31-10-2020 2020-68300479 PDF
31-12-2018 micro format 19-08-2019 2019-47300596 PDF
31-12-2017 micro format 28-08-2018 2018-50600411 PDF
31-12-2016 micro format 29-08-2017 2017-57400049 PDF
31-12-2014 full format 24-09-2015 2015-60200093 PDF
31-12-2013 full format 24-09-2015 2015-60500525 PDF
31-12-2012 full format 30-08-2013 2013-56800541 PDF
31-12-2011 full format 29-08-2012 2012-49100286 PDF
31-12-2010 full format 02-11-2011 2011-59700375 PDF
31-12-2009 abbreviated format 02-07-2010 2010-27000496 PDF
31-12-2008 abbreviated format 29-06-2009 2009-31700365 PDF
31-12-2007 abbreviated format 31-07-2008 2008-51900313 PDF
31-12-2006 abbreviated format 20-07-2007 2007-44100209 PDF
31-12-2005 abbreviated format 30-06-2006 2006-39502846 PDF
31-12-2004 abbreviated format 22-03-2006 2006-08003582 PDF
31-12-2003 abbreviated format 07-10-2004 2004-72001755 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023202220212019201820172016201420132012201120102009200820072006
4,708--------14,543-7,008-39,3947,3108,585-6,537-4,61256017,73812,656
4,051--------16,332-9,588-40,5776,1317,138-7,732-6,158-74516,0018,132
822--------03,1221,6315,7171,064006,7581,901
-199-3,0482,810-409-2,897912-1,740--4,1162,653-8891,240967-428-766-768-
-24,803-28,032-22,286-19,212-19,762-24,845-30,149-16,3271,307-48,229-45,141-2,631-7,132-8,5542426,4478,045-2,099
---------------23.3%-7.4%7.1%10.8%
---261.0%-373.8%-371.8%-246.0%-497.8%-337.5%-47.2%-143.9%-636.2%-46.3%-132.7%-228.6%-122.4%-59.8%-23.3%-36.0%
--0.450.390.380.460.270.441.030.500.150.950.650.501.021.762.270.76
--0.430.350.350.410.150.431.020.500.150.950.650.501.021.761.800.76
---16.5%4.5%40.2%25.5%-122.0%-139.8%-31.6%-21.7%-409.3%4.4%17.2%-72.2%-45.1%-30.8%11.0%-5.4%
25.51-----------------
--------------148 days71 days53 days54 days
--------------86 days14 days26 days60 days

The ratios are withheld because a balance sheet total of €3,335 is too small for a meaningful ratio.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€822----
€100----

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on mx construct

The operating result for 2025 is 78% lower than in 2024.

Equity is negative. Debt (€27,416) exceeds the balance-sheet total (€3,335).

Board & ownership

Board

1 director
Director
listed in the 2023 annual accounts, filed on 28-08-2024

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director
Boardmandate already running before its first mention
Mandates as a list
    • Director, since before 31-12-2021

See the board, name and registered office on a given date →

Control

Capital

Contribution
€18,600
Source
2025 annual accounts

Network & group

No group

mx construct has no parent and no holdings in its annual accounts. is the only director. mx construct shares no director with another company.

Timeline

Timeline

32 events since 2002

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 29 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0478796453
Annual accounts 2024 filed PDFmicro format · 58 days late
2024
Back to profit net €20,481 The net result is €20,481, after one loss-making year.
Annual accounts 2023 filed PDFmicro format · 28 days late
2023
Annual accounts 2022 filed PDFmicro format · 60 days late
2022
Annual accounts 2021 filed PDFmicro format · 22 days late
2020
Annual accounts 2019 filed PDFmicro format · 92 days late
2019
Back to profit net €5,303 The net result is €5,303, after 5 loss-making years.
Annual accounts 2018 filed PDFmicro format · 19 days late
Registered office moved from Jumet to HouyetNew registered office: Rue de France, 10 - B-5560 HOUYET · Previous registered office: Chaussée de Bruxelles, 151 - B-6040 JUMET · General meeting of 11-03-20192 points ▸
  • General meeting, 11-03-2019
  • Registered-office move, Rue de France, 10 - B-5560 HOUYET

Open the deed in the Belgian Official Gazette

2018
Annual accounts 2017 filed PDFmicro format · 28 days late
2017
Annual accounts 2016 filed PDFmicro format · 29 days late
2016
Liquidity doubles current ratio 1.03 The current ratio rises from 0.50 to 1.03. Short-term debt falls from €97,101 to €51,489.
2015
Annual accounts 2013 filed PDFfull format · 420 days late
Annual accounts 2014 filed PDFfull format · 55 days late
2013
Weakest financial year net -€43,944 The net result drops to -€43,944, the lowest from 2006 to 2025. It recovers the following year.
Annual accounts 2012 filed PDFfull format · 30 days late
2012
Annual accounts 2011 filed PDFfull format · 29 days late
2011
Back to profit net €3,463 The net result is €3,463, after 3 loss-making years.
Annual accounts 2010 filed PDFfull format · 94 days late
2010
Annual accounts 2009 filed PDFabbreviated format · 29 days before the deadline
2009
Annual accounts 2008 filed PDFabbreviated format · 32 days before the deadline
2008
Annual accounts 2007 filed PDFabbreviated format · on the deadline day
2007
Back to profit net €2,975 The net result is €2,975, after one loss-making year.
Liquidity more than doubled current ratio 2.27 The current ratio rises from 0.76 to 2.27. Short-term debt falls from €8,835 to €6,318.
Annual accounts 2006 filed PDFabbreviated format · 11 days before the deadline
2006
Annual accounts 2005 filed PDFabbreviated format
Annual accounts 2004 filed PDFabbreviated format
2004
Annual accounts 2003 filed PDFabbreviated format
2003
First establishment Nieuwland 193, Brussels
2002
Incorporation PDFpublished on 25-11-2002

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

Mx construct was incorporated on 18 November 2002.1 The registered office was moved to Houyet in 2019.2 Total assets fell from €11,325 in 2018 to €3,335 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 10-04-2019
  3. 3National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0478.796.453
VAT number
BE 0478.796.453
Peppol ID
0208:0478796453
Other Peppol ID
9925:BE0478796453
Legal form
Private limited company (pre-2019)
Status
Active, normal situation
Founded
18-11-2002
Financial year
ends on 31 December
Peppol
Reachable since 30-09-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
mx construct in Dutch
Entity type
Legal entity

Activities

NACEBEL 2025
Codes under NACEBEL 2008
41201 General construction of buildings main activity

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue de France, M.-St-Blaise 10 registered office 5560 Houyet
Nieuwland 193 1000 Brussels 25401 Forging of metal 15-01-2003 2.114.779.152

Buildings and parcels at the addresses

Ground area
930 m²
Buildings
269 m²
Volume, LiDAR
1,791 m³
Tallest building
17.8 m
Buildings to scale, each on its own parcel
207 m², 17.8 m 62 m², 3.6 m 207 m², 17.8 m 62 m², 3.6 m

Location

registered office establishment The establishment unit on the map

Parcels

Wallonia 1 (50%) Brussels 1 (50%)
Cadastral parcelRegionArea Buildings Height / floors
91090C0038/00B000Wallonia721 m² 1 · 62 m² 3.6 m · 1
21809K0188/00R003Brussels209 m² 1 · 207 m² 17.8 m · 1

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0478.796.453