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MVB IMMO

Active
Private limited companyfounded 2024active for 2 yearsRue de Marche 143, 6600 Bastogne, BelgiumKBO/BCE: BE 1008.090.118
Summary

MVB IMMO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68,706 and a net result of €21,424. Its solvency ranks better than 21% of 39,242 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Overview

Official details

Source: KBO
Status
Active since 05-04-2024 Normal situation
Activity
Business and other management consultancy NACE 70200and 2 others
Establishment unit
2.362.550.410 6681 Sainte-Ode, since 05-04-2024
Financial year end
31 December
Peppol
Reachable since 23-10-2025

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.7%
Annual accounts 2025
Gross margin
€40,763
▼ 35.6%
Turnover
≈ €120,000
estimated
Profit
€21,424
▼ 52.7%
Equity
€68,706
▲ 45.3%
Total assets
€400,021
▲ 22.8%
  • €4,284 of overdue tax debts on 31-12-2025
Filed on 08-05-2026, 84 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthsFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €400,021Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 36% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Average
Solvency 42+2
equity 17.2% of total assets
Liquidity 39-14
short-term debt 34.1% · cash 3.4%
Profitability 58-28
return on assets 5.4%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 05-2025: 0.4% 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.2%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.7%▲ +0.5 percentage points vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.6%▼ -0.1 percentage points vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026highest value 06-2026: 0.7%▼ -0.1 percentage points vs 05-2026 07-2026: 0.7%● unchanged vs 06-2026 08-2026: 0.7%● unchanged vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.55 (0.34 in 2024), below 1. Short-term debt is 34.1% and cash 3.4% of total assets. 82.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 22% of them on solvency, 19% on liquidity, 26% on profitability and 79% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €400,021
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 39242 sector peers (2025).
NBB · sector comparison
Position among 39242 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
84 days early
2024
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 43 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Financials

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 08-05-2026 PDF all 2 filings

Turnover
≈ €120,000
Estimated: probably between €69,000 and €160,000
Total assets
€400,021▲ 22.8%
2024 · €325,769
Net result
€21,424▼ 52.7%
2024 · €45,281
Working capital
-€60,713▼ 54.5%
2024 · -€39,309
Trend over the years

2024 to 2025, 2 financial years

The operating result for 2025 is 37% lower than in 2024.

Operating result€39,591 2025 Net result€21,424 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€62,871-€39,591▼ 37.0%
Net result€45,281within the sector's middle half-€21,424within the sector's middle half▼ 52.7%
Equity€47,281within the sector's middle half-€68,706within the sector's middle half▲ 45.3%
Total assets€325,769within the sector's middle half-€400,021within the sector's middle half▲ 22.8%
Debt€278,488-€331,316▲ 19.0%
Working capital-€39,309below the sector's middle half--€60,713below the sector's middle half▼ 54.5%
Solvency14.5%below the sector's middle half-17.2%below the sector's middle half▲ 2.7pp
Current ratio0.34below the sector's middle half-0.55below the sector's middle half▲ 0.21
Return on assets (ROA)13.9%within the sector's middle half-5.4%within the sector's middle half▼ 8.5pp
above within below The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €400,021
Fixed assets €324,462 ▲ 6.2%
Current assets €75,559 ▲ 274%
Equity and liabilities €400,021
Equity €68,706 ▲ 45.3%
Debt €331,316 ▲ 19.0%
Debt's share of the balance-sheet total falls from 85.5% to 82.8%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€40,078▼
2024 · €62,904
Cash flow
€21,912▼
2024 · €45,314
Quick ratio
0.20▼
2024 · 0.34
Debt to equity
4.82▼
2024 · 5.89
ROE
31.2%▼
2024 · 95.8%
Interest coverage
3.86▼
2024 · 25.53
Debt ≤ 1 year
€136,272▲
2024 · €59,516
Debt > 1 year
€191,381▼
2024 · €218,156
Income taxes
€7,777▼
2024 · €15,126
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Overdue debts

tax and social security
Item20242025
Overdue tax debts€15,126€4,284

Source: notes to the 2024 to 2025 annual accounts (statement of debts)

Securities and guarantees

on own assets and for others
Item20242025
Pledge on other assets, amount secured€200,000€200,000
Carrying value of the other pledged assets€294,000€294,000

Source: notes to the 2024 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20242025
Tangible fixed assets€1,795€19,388
Financial fixed assets€303,800-
Depreciation and write-downs of the year€33€488

Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as MVB IMMO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €331,000 and €448,000, founded between 2023 and 2024.

CompanyFoundedTotal assetsEquityGross marginNet resultFinancial year
MVB IMMO Bastogne2024€400,021€68,706€40,763€21,4242025
MO INVEST Thimister-Clermont2024€440,496€85,520€42,198€84,9142025
Niva Development Mol2024€448,311€16,327€38,867€31,4922025
BOLD CONSULT Gent2023€369,923€62,649€39,439€56,6492025
Maria-Magdalena PETRE - Management et Participation Gembloux2024€331,054€31,757€40,098€23,3242025
ELCAS Kampenhout2023€385,024€328,692€43,228€24,3632025
SCRIPTALIS Charleroi2024€341,639€54,966€44,945-€3,4642025

They were chosen from the 54,697 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines

Source: Annual accounts 2025 (PDF), filed on 08-05-2026.

Balance sheet Code20242025
Assets
Total assets20/58€325,769€400,021▲
Fixed assets21/28€305,562€324,462▲
Tangible fixed assets22/27€1,762€20,662▲
Furniture and vehicles24€1,762€6,786▲
Other tangible fixed assets26-€13,876
Financial fixed assets28€303,800€303,800=
Current assets29/58€20,207€75,559▲
Stocks and contracts in progress3-€48,819
Stocks30/36-€48,819
Amounts receivable within one year40/41-€12,723
Trade receivables40-€12,000
Other amounts receivable41-€723
Cash at bank and in hand54/58€20,207€13,669▼
Deferred charges and accrued income490/1-€348
Equity and liabilities
Total equity and liabilities10/49€325,769€400,021▲
Equity10/15€47,281€68,706▲
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€45,281€66,706▲
Amounts payable17/49€278,488€331,316▲
Amounts payable after more than one year17€218,156€191,381▼
Financial debts170/4€174,056€147,281▼
Other amounts payable178/9€44,100€44,100=
Amounts payable within one year42/48€59,516€136,272▲
Current portion of amounts payable after more than one year42€25,944€26,774▲
Trade debts44€2,874€13,061▲
Suppliers440/4€2,874€13,061▲
Taxes, remuneration and social security45€22,416€6,535▼
Taxes450/3€22,416€4,035▼
Remuneration and social security454/9-€2,500
Other amounts payable47/48€8,282€89,902▲
Accrued charges and deferred income492/3€816€3,663▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€488▲
Other operating charges640/8€437€685▲
Gross operating margin9900€63,341€40,763▼
Operating profit (loss)9901€62,871€39,591▼
Financial charges65/66B€2,464€10,389▲
Recurring financial charges65€2,464€10,389▲
Profit (loss) for the period before taxes9903€60,407€29,201▼
Income taxes67/77€15,126€7,777▼
Profit (loss) for the period9904€45,281€21,424▼
Profit (loss) for the period to be appropriated9905€45,281€21,424▼
Appropriation of the result
Profit (loss) to be appropriated9906€45,281€66,706▲
Profit (loss) brought forward from the previous period14P-€45,281

The notes to these accounts have 17 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€488▲ 15×
Other operating charges640/8€437€685▲ 56.7%
Gross operating margin9900€63,341€40,763▼ 35.6%
Operating profit (loss)9901€62,871€39,591▼ 37.0%
Financial charges65/66B€2,464€10,389▲ 322%
Recurring financial charges65€2,464€10,389▲ 322%
Profit (loss) for the period before taxes9903€60,407€29,201▼ 51.7%
Income taxes67/77€15,126€7,777▼ 48.6%
Profit (loss) for the period9904€45,281€21,424▼ 52.7%
Profit (loss) for the period to be appropriated9905€45,281€21,424▼ 52.7%
Line20242025Change
Assets
Total assets20/58€325,769€400,021▲ 22.8%
Fixed assets21/28€305,562€324,462▲ 6.2%
Tangible fixed assets22/27€1,762€20,662▲ 12×
Furniture and vehicles24€1,762€6,786▲ 285%
Other tangible fixed assets26-€13,876-
Financial fixed assets28€303,800€303,800=
Current assets29/58€20,207€75,559▲ 274%
Stocks and contracts in progress3-€48,819-
Stocks30/36-€48,819-
Amounts receivable within one year40/41-€12,723-
Trade receivables40-€12,000-
Other amounts receivable41-€723-
Cash at bank and in hand54/58€20,207€13,669▼ 32.4%
Deferred charges and accrued income490/1-€348-
Equity and liabilities
Total equity and liabilities10/49€325,769€400,021▲ 22.8%
Equity10/15€47,281€68,706▲ 45.3%
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14€45,281€66,706▲ 47.3%
Amounts payable17/49€278,488€331,316▲ 19.0%
Amounts payable after more than one year17€218,156€191,381▼ 12.3%
Financial debts170/4€174,056€147,281▼ 15.4%
Other amounts payable178/9€44,100€44,100=
Amounts payable within one year42/48€59,516€136,272▲ 129%
Current portion of amounts payable after more than one year42€25,944€26,774▲ 3.2%
Trade debts44€2,874€13,061▲ 355%
Suppliers440/4€2,874€13,061▲ 355%
Taxes, remuneration and social security45€22,416€6,535▼ 70.8%
Taxes450/3€22,416€4,035▼ 82.0%
Remuneration and social security454/9-€2,500-
Other amounts payable47/48€8,282€89,902▲ 985%
Accrued charges and deferred income492/3€816€3,663▲ 349%
Line20242025Change
Profit (loss) for the period9904€45,281€21,424▼ 52.7%
+ Depreciation and write-downs630€33€488▲ 15×
Operating cash flow (approximation)€45,314€21,912▼ 51.6%
Investment in fixed assets (approximation)--€19,388-
Change in cash--€6,539-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference Document
31-12-2025 micro format 08-05-2026 2026-00107146 PDF
31-12-2024 micro format 29-07-2025 2025-00320797 PDF

Board & ownership

Directors

Directors
1 director, no change since 2024
BAUDOIN François Claude Jean Henri Joël
Director (not named in the articles) · since 05-04-2024 · term without a fixed end · also on the board of 1 other company · listed in the 2025 annual accounts, filed on 08-05-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 09-04-2024

Owners and capital

Shareholders

At incorporation act of 09-04-2024 ↗

Capital transactions

Capital over time
  1. 09-04-2024 Incorporation · €2,000 · 100 shares

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“1, 3”

Articles of association, deed of 09-04-2024 (in French)

Network & group

Holdings and subsidiaries

2 holdings

Holdings 2

Source for every holding own accounts 2025

  • Equity €229,894 Profit of €419,788 in 2025 Checked score 86
    49%+ 100% via subsidiaries
  • Equity €288,667 Loss of €6,197 in 2025 (profit of €6,936 in 2024) Checked score 67
    49%+ 100% via subsidiaries

Board mandates elsewhere

3 board mandates
Board mandates of MVB IMMOMVB IMMO sits on their board3
1 location
1 location
1 location

Companies at the same address

3 other companies

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
Alfabet
via BAUDOIN François Claude Jean Henri Joël · Permanent representative
→

Timeline

Acts, filings and financial milestones

Deadline for the 2026 accounts: 31-07-2027
2026
08-05
NBB filing Annual accounts 2025 filedPDF
micro format · 84 days before the deadline
2025
31-12
Gazette deed Registered office moved from Lavacherie to Bastogne
Director in office3 points ▸
  • Board meeting, 27-11-2025
  • Registered-office move, 6600 Bastogne, Rue de Marche 143
  • Director in office, François BAUDOIN (director)

Open the act in the Belgian Official Gazette

29-07
NBB filing Annual accounts 2024 filedPDF
micro format · 2 days before the deadline
2024
09-04
Gazette deed Incorporation
Starting capital €2,000 · Appointment: BAUDOIN François Claude Jean Henri Joël (director) · Founder9 points ▸
  • Incorporation, 04-04-2024
  • Founder, BAUDOIN François Claude Jean Henri Joël
  • Founding capital, €2,000
  • Bank account, 2000, “Namur” (deed in French)
  • Declaration, “attestation de dépôt”, 2000 (deed in French)
  • Capital
  • General meeting, “décisions effectives seulement à dater du dépôt au greffe d’une expédition de l’acte constitutif, le comparant,exerçant les pouvoirs dévolus à l’assemblée génér…” (deed in French)
  • Registered office clause, 2, “6681 Lavacherie (Sainte-Ode),Rue de Bastogne,42” (deed in French)
  • Director appointment, BAUDOIN François Claude Jean Henri Joël (director (not named in the articles))

Open the act in the Belgian Official Gazette

Gazette deedNBB filing

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

On 5 April 2024, MVB IMMO was incorporated as a private limited company by one natural person, with a starting capital of €2,000.12 In 2025 the registered office moved to Bastogne.3 BAUDOIN François Claude Jean Henri Joël has served as director since 2024.4

  1. 1KBO register
  2. 2Belgian Official Gazette, 09-04-2024
  3. 3Belgian Official Gazette, 31-12-2025
  4. 4National Bank, annual accounts 2025

Company details

Register details

Identity

KBO record
Name MVB IMMO in French
Enterprise number 1008.090.118
Legal form Private limited company
Status Active, normale toestand
Founded 05-04-2024
Entity type Legal entity
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région wallonne, sièges administratifs,agences,ateliers,dépôts et succursales,tant en Belgique qu'à l'étranger,par simple décision de…”
deed of 09-04-2024 (in French)

Registered office and establishments

Registered office Rue de Marche 143, 6600 Bastogne, Belgium
Former registered office 6681 Lavacherie (Sainte-Ode) until 01-12-2025 · act of 31-12-2025
Establishment unit MVB IMMO, Rue de Bastogne,Lavacherie 42, 6681 Sainte-Ode since 05-04-2024 · unit number 2.362.550.410
E-mail baudoin.francois@hotmail.com
Phone +32484787248

Activities

NACEBEL 2025
70200 Business and other management consultancy main activity
68201 Renting and operating of own or leased residential real estate, excluding social housing
68310 Real estate agency activities
Codes under NACEBEL 2008
70220 Business consulting main activity
68201 Real estate activities
68311 Real estate activities

Invoicing and payment

VAT number BE 1008.090.118
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:1008090118
Registered 23-10-2025

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 1 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Friday of June at 18:00
deed of 09-04-2024 (in French)

Sites & property

Location
registered office establishment The establishment unit on the map
4 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
2,506 m²
Building footprint
417 m²
Building volume
1,325 m³
Tallest building: 7.0 m.
Cadastral parcel Region Area Buildings Height / floors
84032B1678/00A000 Wallonia 1,767 m² 1 · 168 m² -
82003E1142/00W000 Wallonia 740 m² 1 · 249 m² 7.0 m · 2