MVB IMMO

Active

Private limited companyfounded 20242 yrs activeRue de Marche 143, 6600 Bastogne, BelgiumKBO/BCE: BE 1008.090.118

MVB IMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €69k and a net result of €21k. Its solvency ranks better than 21% of 31487 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

43 / 100

Weak= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency13▲+3

Growth52

Stability82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €3k at 30 days only on tighter terms

Liquidity short (current ratio 0.55 against 0.34 in 2024), and 82.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

17.2%

Return on assets

5.4%

Age of the figures

8 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31487 sector peers (2025).

NBB · sector comparison

Position among 31487 sector peers

Solvency

better than 21%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

84 d early

2024

2 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

13-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€69k▲ 45.3%

2024 · €47k

2024: €47k

2024 → 2025

Total assets

€400k▲ 22.8%

2024 · €326k

2024: €326k

2024 → 2025

Net result

€21k▼ 52.7%

2024 · €45k

2024: €45k

2024 → 2025

Working capital

€-61k▼ 54.5%

2024 · €-39k

2024: €-39k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€47k-€69k▲ 45.3%

Operating result€63k-€40k▼ 37.0%

Net result€45k-€21k▼ 52.7%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 37% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €400k

81.1%

18.9%

Fixed assets €324k▲ 6.2%

Current assets €76k▲ 274%

Equity and liabilities €400k

17.2%

82.8%

Equity €69k▲ 45.3%

Debt €331k▲ 19.0%

The debt ratio falls from 85.5% to 82.8%: equity grows faster than debt.

Key figures and ratios

2025 value · change against 2024

EBITDA

€40k▼

2024 · €63k

Cash flow

€22k▼

2024 · €45k

Solvency

17.2%▲

2024 · 14.5%

Current ratio

0.55▲

2024 · 0.34

Quick ratio

0.20▼

2024 · 0.34

Debt / equity

4.82▼

2024 · 5.89

ROE

31.2%▼

2024 · 95.8%

ROA

5.4%▼

2024 · 13.9%

Interest coverage

3.86▼

2024 · 25.53

Debt

€331k▲

2024 · €278k

Debt ≤ 1 year

€136k▲

2024 · €60k

Debt > 1 year

€191k▼

2024 · €218k

Income taxes

€8k▼

2024 · €15k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€326k€400k▲

Fixed assets21/28€306k€324k▲

Tangible fixed assets22/27€2k€21k▲

Furniture and vehicles24€2k€7k▲

Other tangible fixed assets26-€14k

Financial fixed assets28€304k€304k=

Current assets29/58€20k€76k▲

Stocks and contracts in progress3-€49k

Stocks30/36-€49k

Amounts receivable within one year40/41-€13k

Trade receivables40-€12k

Other amounts receivable41-€723

Cash at bank and in hand54/58€20k€14k▼

Deferred charges and accrued income490/1-€348

Equity and liabilities

Total equity and liabilities10/49€326k€400k▲

Equity10/15€47k€69k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€45k€67k▲

Amounts payable17/49€278k€331k▲

Amounts payable after more than one year17€218k€191k▼

Financial debts170/4€174k€147k▼

Other amounts payable178/9€44k€44k=

Amounts payable within one year42/48€60k€136k▲

Current portion of amounts payable after more than one year42€26k€27k▲

Trade debts44€3k€13k▲

Suppliers440/4€3k€13k▲

Taxes, remuneration and social security45€22k€7k▼

Taxes450/3€22k€4k▼

Remuneration and social security454/9-€3k

Other amounts payable47/48€8k€90k▲

Accrued charges and deferred income492/3€816€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33€488▲

Other operating charges640/8€437€685▲

Gross operating margin9900€63k€41k▼

Operating profit (loss)9901€63k€40k▼

Financial charges65/66B€2k€10k▲

Recurring financial charges65€2k€10k▲

Profit (loss) for the period before taxes9903€60k€29k▼

Income taxes67/77€15k€8k▼

Profit (loss) for the period9904€45k€21k▼

Profit (loss) for the period to be appropriated9905€45k€21k▼

Appropriation of the result

Profit (loss) to be appropriated9906€45k€67k▲

Profit (loss) brought forward from the previous period14P-€45k

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Gazette 3Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

09-07

State Gazette act Merger · Accounting effect

Net-asset statement · Ownership

07-07

State Gazette act Corporate act · Merger

Accounting effect · Net-asset statement

07-07

State Gazette act Merger · Accounting effect

Net-asset statement · Shareholding

08-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

29-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

State Gazette actNBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Bastogne · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Marche 1436600 Bastogne

Ground area

2,506 m²

Building footprint

417 m²

Volume, LiDAR

1,325 m³

2 parcels, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MVB IMMO

Rue de Bastogne,Lavacherie 42, 6681 Sainte-OdeReal estate activities

since 20242.362.550.410

2 parcels

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
84032B1678/00A000	Wallonia	1,767 m²	1 · 168 m²	-
82003E1142/00W000	Wallonia	740 m²	1 · 249 m²	7.0 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

RUFFE

BE 0459.545.220

Blankenberge · Eq €69k

Scherpenheuvel-Zichem · Eq €69k

CONNECTNOW

BE 0542.471.015

Rotselaar · Eq €69k

Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 39,449 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded05-04-2024

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

68201Renting and operating of own or leased residential real estate, excluding social housing

68310Real estate agency activities

68311Real estate activities

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

E-mail:baudoin.francois@hotmail.com

Enterprise

Phone:+32484787248

Enterprise