Financials
- Fiscal year
- 2025
- Total assets
- €1.9m
- Profit
- €419,788
- Solvency
- 12.1%
ERA B-LUX
ActiveSummary
ERA B-LUX has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €229,894 and a net result of €419,788. Its solvency ranks better than 31% of 10958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Real estate agency activities
NACE 68310NACE 68311
#8 company by total assets in Marche-en-Famenne, Real estate sector6 sites
Size
€1.9mtotal assets 2025
- Staff
- 7.2 FTE
- Equity
- €229,894
- Profit
- €419,788
Turnover not published (abridged schema)
Structure
- Largest shareholder
- MVB IMMO · 49%
- Holdings
- 2
Accounts 51 d early1 of 2 deeds read
Why 86- Equity €229,894 (12.1% of total assets)- Founded in 2024+ Sector Real estate activities (NACE 68)+ Liquidity: current ratio 1.03, cash €897,822Show the evidence
Checked score
Score 2025
86
/ 100
Excellent
Probability in this band: under 0.55%
Better than 66% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
37
equity 12.1% of total assets
Liquidity
66
short-term debt 64.3% · cash 47.1%
Profitability
96
return on assets 22.0%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.8%
11-2025: 0.8%▲ +3.0% vs 10-2025
12-2025: 0.9%▲ +5.8% vs 11-2025
01-2026: 0.9%▲ +5.5% vs 12-2025
02-2026: 1.0%▲ +12.9% vs 01-2026
03-2026: 1.0%● 0.0% vs 02-2026
04-2026: 1.1%▲ +11.4% vs 03-2026
05-2026: 1.2%▲ +2.2% vs 04-2026highest value
06-2026: 1.1%▼ -5.0% vs 05-2026
07-2026: 0.4%▼ -66.9% vs 06-2026
08-2026: 0.4%▲ +5.2% vs 07-2026
09-2026: 0.4%● 0.0% vs 08-2026
10-2026: 0.4%▼ -7.3% vs 09-2026lowest value
- Sector Real estate activities (NACE 68) lowers the probability
- Liquidity: current ratio 1.03, cash €897,822 lowers the probability
- Equity €229,894 (12.1% of total assets) raises the probability
- Founded in 2024 raises the probability for this profile
Credit up to €19,000 at 30 days only on tighter terms
Liquidity tight (current ratio 1.03; short-term debt: 64.3% and cash: 47.1% of total assets), and 87.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 33%, liquidity 77%, profitability 89%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
51 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- RestructuringPermanent representative: François BAUDOIN ·…
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Board & ownership
- Largest shareholder
- MVB IMMO · 49%
Network & group
- Subsidiaries
- 2
- Mergers and contributions
- 2
2 subsidiaries
Timeline
- Events
- 2
- Since
- 2026
- 07-07-2026Restructuring
- 10-06-2026Annual accounts filed
Company details
- Sites
- 6
- Legal form
- Private limited company
- Activity
- Real estate agency activitiesNACE 68310
- Founded
- 02-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 6
- Purpose
- L'achat,l'échange,la vente,la prise en location et en sous-location,ainsi que la cession…
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