MURPROTEC SERVICES

Active

Private limited companyfounded 20224 yrs activeAvenue de l'Industrie 22, 1420 Braine-l'Alleud, BelgiumKBO/BCE: BE 0780.419.240

Summary

MURPROTEC SERVICES has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €201k and a net result of €34k. Equity is growing by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 8001 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Watch Print / PDF

Checked score

Score 2025

54 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability72▲+3

Solvency41▲+5

Growth78▲+26

Track record94

Bankruptcy probability, 12 months

1.5% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €10k at 30 days acceptable

Liquidity tight (current ratio 1.18 against 1.2 in 2024; short-term debt: 84.2% and cash: 28.9% of total assets), and 84.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 46

Relative position

BE, all sectors

reference

Sector 46

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.8%

Return on assets

2.6%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 8001 sector peers (2025).

NBB · sector comparison

Position among 8001 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

14 d early

2024

24 d early

2023

40 d early

2022

35 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€34k

2024 · €-481

2022: €33k 2023: €126k 2024: €-481

2022 → 2025

Working capital

€193k▼ 24.8%

2024 · €257k

2022: €68k 2023: €204k 2024: €257k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€43k-€168k▲ 293%€168k▼ 0.3%€201k▲ 20.0%

Operating result€71k-€219k▲ 210%€69k▼ 68.4%€130k▲ 87.6%

Net result€33k-€126k▲ 283%€-481€34k

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 88% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.27M

99.3%

Fixed assets €8k ▼ 13.9%

Current assets €1.27M ▼ 17.0%

Equity and liabilities €1.27M

15.8%

84.2%

Equity €201k ▲ 20.0%

Debt €1.07M ▼ 21.6%

Debt's share of the balance-sheet total falls from 89.1% to 84.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€136k▲

2024 · €73k

Cash flow

€40k▲

2024 · €3k

Current ratio

1.18▼

2024 · 1.20

Debt to equity

5.33▼

2024 · 8.15

ROE

16.7%▲

2024 · -0.3%

ROA

2.6%▲

2024 · 0.0%

Interest coverage

85.24▲

2024 · 56.10

Debt ≤ 1 year

€1.07M▼

2024 · €1.27M

Income taxes

€95k▲

2024 · €68k

Staff costs

€4.10M▲

2024 · €4.05M

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines

Balance sheet Code20242025

Assets

Total assets20/58€1.54M€1.27M▼

Fixed assets21/28€10k€8k▼

Tangible fixed assets22/27€10k€8k▼

Furniture and vehicles24€10k€8k▼

Current assets29/58€1.53M€1.27M▼

Amounts receivable within one year40/41€1.21M€861k▼

Trade receivables40€1.20M€821k▼

Other amounts receivable41€12k€41k▲

Cash at bank and in hand54/58€281k€368k▲

Deferred charges and accrued income490/1€32k€37k▲

Equity and liabilities

Total equity and liabilities10/49€1.54M€1.27M▼

Equity10/15€168k€201k▲

Contributions10/11€10k€10k=

Reserves13€158k€190k▲

Distributable reserves133€158k€190k▲

Profit (loss) carried forward14-€2k

Amounts payable17/49€1.37M€1.07M▼

Amounts payable within one year42/48€1.27M€1.07M▼

Trade debts44€47k€120k▲

Suppliers440/4€47k€120k▲

Taxes, remuneration and social security45€1.22M€953k▼

Taxes450/3€379k€245k▼

Remuneration and social security454/9€843k€708k▼

Accrued charges and deferred income492/3€99k€89▼

Income statement Code20242025

Remuneration, social security and pensions62€4.05M€4.10M▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲

Other operating charges640/8€2k€16k▲

Gross operating margin9900€4.12M€4.25M▲

Operating profit (loss)9901€69k€130k▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€68k€128k▲

Income taxes67/77€68k€95k▲

Profit (loss) for the period9904€-481€34k▲

Profit (loss) for the period to be appropriated9905€-481€34k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-140€34k▲

Profit (loss) brought forward from the previous period14P€341€0▼

Transfer from equity791/2€140-

Transfer to equity691/2-€32k

To the legal reserve6920-€32k

Social balance

Average headcount (FTE)908732.033.2▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 5Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

17-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

31-12

Financial Back to profitnet €34k

Net result €34k after one loss-making year.

31-12

Financial Equity above €200kEq €201k ▲20%

Equity rises from €168k to €201k.

07-07

NBB filing Annual accounts filed

fiscal year 2024 · full schema

2024

31-12

Financial Weakest financial yearnet €-481 ▼100%

Net result drops to €-481, the lowest in the series; recovery starts the following year.

21-06

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

31-12

Financial Highest result since 2022net €126k ▲283%

Operating result €219k, net result €126k, both a record.

31-12

Financial Equity above €150kEq €168k ▲293%

2 profitable years in a row build equity to €168k.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · full schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Braine-l'Alleud · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue de l'Industrie 221420 Braine-l'Alleud

Ground area

5,383 m²

Building footprint

816 m²

Volume, LiDAR

5,440 m³

Parcel 25743G0179/00G000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

MURPROTEC SERVICES

Avenue de l'Industrie 22, 1420 Braine-l'AlleudAgents in the wholesale of timber and building materials

since 20222.326.533.815

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25743G0179/00G000	Wallonia	5,383 m²	1 · 816 m²	7.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

LS SERVICE

BE 0828.963.285

Beernem · Eq €200,741

Holsbeek · Eq €200,135

EDILTECO BENELUX

BE 0455.265.540

Fleurus · Eq €198,964

LIFRA CONSULTANCY

BE 0894.482.233

Lommel · Eq €204,843

Of 1,137 companies in sector 46130 we hold annual accounts for 646. 506 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded13-01-2022

Fiscal year end31-12

Activities, NACEBEL 2025

43421Specialised construction activities

46130Agents in the wholesale of timber and building materials

46839Wholesale trade

47529Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.