INTERHOLCO BELGIUM
ActiveINTERHOLCO BELGIUM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €682k and a net result of €2k. Equity is growing by ~3.7% per year across the filed fiscal years. Its solvency ranks better than 81% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 4.45 against 3.53 in 2024; short-term debt: 20.1% and cash: 2.7% of total assets), and 20.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
58 d early
2024
59 d early
2023
55 d early
2022
61 d early
2021
52 d early
2020
74 d early
2019
79 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€682k▲ 0.2%
2024 · €680k
2018: €530k
2020: €534k
2021: €602k
2022: €675k
2023: €675k
2024: €680k
2018 → 2025
Total assets
€853k▼ 4.5%
2024 · €894k
2018: €967k
2020: €729k
2021: €814k
2022: €909k
2023: €929k
2024: €894k
2018 → 2025
Net result
€2k▼ 69.9%
2024 · €5k
2018: €33k
2020: €4k
2021: €69k
2022: €73k
2024: €5k
2018 → 2025
Working capital
€591k▲ 9.5%
2024 · €540k
2018: €425k
2020: €519k
2021: €570k
2022: €570k
2023: €544k
2024: €540k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€602k-€675k▲ 12.1%€675k=€680k▲ 0.8%€682k▲ 0.2%
Operating result€102k-€107k▲ 4.6%€21k▼ 80.4%€18k▼ 14.4%€14k▼ 20.2%
Net result€69k-€73k▲ 6.4%€5k€2k▼ 69.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 20% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €853k
Fixed assets
€91k▼ 35.3%
Current assets
€763k▲ 1.2%
Equity and liabilities €853k
Equity
€682k▲ 0.2%
Debt
€171k▼ 19.8%
The debt ratio falls from 23.9% to 20.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▼
2024 · €67k
Cash flow
€51k▼
2024 · €54k
Solvency
79.9%▲
2024 · 76.1%
Current ratio
4.45▲
2024 · 3.53
Quick ratio
4.45▲
2024 · 3.53
Debt / equity
0.25▼
2024 · 0.31
ROE
0.2%▼
2024 · 0.8%
ROA
0.2%▼
2024 · 0.6%
Interest coverage
123.91▼
2024 · 127.60
Debt
€171k▼
2024 · €214k
Debt ≤ 1 year
€171k▼
2024 · €214k
Income taxes
€12k▲
2024 · €12k
Staff costs
€1.08M▼
2024 · €1.13M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€894k€853k▼
Fixed assets21/28€140k€91k▼
Tangible fixed assets22/27€133k€83k▼
Furniture and vehicles24€133k€83k▼
Financial fixed assets28€8k€8k=
Current assets29/58€754k€763k▲
Amounts receivable within one year40/41€674k€733k▲
Trade receivables40€617k€724k▲
Other amounts receivable41€57k€9k▼
Cash at bank and in hand54/58€71k€23k▼
Deferred charges and accrued income490/1€9k€6k▼
Equity and liabilities
Total equity and liabilities10/49€894k€853k▼
Equity10/15€680k€682k▲
Contributions10/11€100k€100k=
Reserves13€10k€10k=
Distributable reserves133€10k€10k=
Profit (loss) carried forward14€570k€572k▲
Amounts payable17/49€214k€171k▼
Amounts payable within one year42/48€214k€171k▼
Trade debts44€18k€19k▲
Suppliers440/4€18k€19k▲
Taxes, remuneration and social security45€196k€152k▼
Taxes450/3€1k€2k▲
Remuneration and social security454/9€194k€150k▼
Income statement
Code20242025
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€1.13M€1.08M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€49k▲
Other operating charges640/8€4k€4k▲
Gross operating margin9900€1.20M€1.15M▼
Operating profit (loss)9901€18k€14k▼
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€523€515▼
Recurring financial charges65€523€515▼
Profit (loss) for the period before taxes9903€17k€14k▼
Income taxes67/77€12k€12k▲
Profit (loss) for the period9904€5k€2k▼
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€570k€572k▲
Profit (loss) brought forward from the previous period14P€565k€570k▲
Social balance
Average headcount (FTE)90878.68.8▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €2k ▼69.9%
Net result drops to €2k, the lowest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €73k ▲6.4%
Operating result €107k, net result €73k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 3.96
Current ratio from 1.90 to 3.96; short-term debt falls from €470k to €175k.
13-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
30-11-2017
Resigned as Manager
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Villalaan 169320 AalstGround area
3,953 m²
Building footprint
1,628 m²
Volume, LiDAR
19,805 m³
Parcel 41002B0033/00M000, Flanders · tallest building 15.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
INTERHOLCO BELGIUM
since 20152.247.224.041
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0033/00M000 | Flanders | 3,953 m² | 1 · 1,628 m² | 15.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AYSHOVE
BE 0668.671.973
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O-mar
BE 0721.673.961
Roeselare · Eq €683k
HORECA EXPLOITATIE BELGIUM
BE 0430.696.826
Antwerpen · Eq €680k
Finsiders
BE 0761.405.458
Sint-Martens-Latem · Eq €685k
Officenter Pelt
BE 0764.547.367
Pelt · Eq €685k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 5,314 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2015
Fiscal year end31-12
Abbreviation NL
IHC-BE
Activities, NACEBEL
46130Agents in the wholesale of timber and building materials
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.