MULTI SERVICE A D
ActiveMULTI SERVICE A D has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €-3k. Equity is growing by ~29.3% per year across the filed fiscal years. Its solvency ranks better than 61% of 4477 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
61
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-46
Solvency76▲+5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.38 in 2024; short-term debt: 43.8% and cash: 12.8% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
-2.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
24 d late
2023
24 d late
2022
31 d late
2021
2 d early
2020
13 d late
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€67k▼ 3.9%
2024 · €69k
2018: €13k
2019: €26k
2020: €13k
2021: €-2k
2022: €35k
2023: €41k
2024: €69k
2018 → 2025
Total assets
€131k▼ 13.4%
2024 · €152k
2018: €51k
2019: €51k
2020: €40k
2021: €64k
2022: €78k
2023: €107k
2024: €152k
2018 → 2025
Net result
€-3k
2024 · €29k
2018: €5k
2019: €14k
2020: €-13k
2021: €-15k
2022: €37k
2023: €6k
2024: €29k
2018 → 2025
Working capital
€21k▼ 14.6%
2024 · €25k
2018: €-10k
2019: €8k
2020: €918
2021: €-30k
2022: €11k
2023: €535
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-2k-€35k€41k▲ 16.7%€69k▲ 69.7%€67k▼ 3.9%
Operating result€-13k-€48k€14k▼ 70.3%€51k▲ 259%€8k▼ 84.9%
Net result€-15k-€37k€6k▼ 84.2%€29k▲ 388%€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 85% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€52k▼ 13.4%
Current assets
€79k▼ 13.3%
Equity and liabilities €131k
Equity
€67k▼ 3.9%
Debt
€65k▼ 21.4%
The debt ratio falls from 54.2% to 49.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€23k▼
2024 · €64k
Cash flow
€12k▼
2024 · €42k
Solvency
50.8%▲
2024 · 45.8%
Current ratio
1.37▼
2024 · 1.38
Quick ratio
1.37▼
2024 · 1.38
Debt / equity
0.97▼
2024 · 1.18
ROE
-4.1%▼
2024 · 41.1%
ROA
-2.1%▼
2024 · 18.8%
Interest coverage
3.53▼
2024 · 8.59
Debt
€65k▼
2024 · €82k
Debt ≤ 1 year
€58k▼
2024 · €66k
Debt > 1 year
€7k▼
2024 · €16k
Income taxes
€4k▼
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€152k€131k▼
Fixed assets21/28€61k€52k▼
Tangible fixed assets22/27€61k€52k▼
Land and buildings22€20k€17k▼
Plant, machinery and equipment23€2k€4k▲
Furniture and vehicles24€38k€31k▼
Current assets29/58€91k€79k▼
Amounts receivable within one year40/41€88k€62k▼
Trade receivables40€88k€51k▼
Other amounts receivable41-€11k
Cash at bank and in hand54/58€3k€17k▲
Equity and liabilities
Total equity and liabilities10/49€152k€131k▼
Equity10/15€69k€67k▼
Contributions10/11€19k€19k=
Reserves13€71k€71k=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-20k€-23k▼
Amounts payable17/49€82k€65k▼
Amounts payable after more than one year17€16k€7k▼
Financial debts170/4€16k€7k▼
Amounts payable within one year42/48€66k€58k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Trade debts44€22k€12k▼
Suppliers440/4€22k€12k▼
Taxes, remuneration and social security45€28k€28k▼
Taxes450/3€24k€24k▲
Remuneration and social security454/9€4k€4k▼
Other amounts payable47/48€6k€8k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€15k▲
Other operating charges640/8€36k€2k▼
Gross operating margin9900€100k€25k▼
Operating profit (loss)9901€51k€8k▼
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€44k€1k▼
Income taxes67/77€15k€4k▼
Profit (loss) for the period9904€29k€-3k▼
Profit (loss) for the period to be appropriated9905€29k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€8k€-23k▼
Profit (loss) brought forward from the previous period14P€-20k€-20k▲
Transfer to equity691/2€28k-
To other reserves6921€28k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
24-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 24 days late
2024
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €37k
Net result €37k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.25
Current ratio from 0.55 to 1.25; short-term debt falls from €66k to €43k.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 14 days late
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2015
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2015
Deschrijver Alain: Resigned as Manager
23-06-2012
VAILLANT Marie Clémence Colette: Resigned as Manager
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hortensialaan 438300 Knokke-HeistGround area
1,794 m²
Building footprint
274 m²
Volume, LiDAR
1,515 m³
2 parcels, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MULTI SERVICE A D
since 20112.200.596.240
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31333I0783/00D000 | Flanders | 1,723 m² | 1 · 204 m² | 9.8 m · 2 fl. |
| 31333H0649/00R003 | Flanders | 71 m² | 1 · 71 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-06-2011
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.