JPB 79
ActiveSummary
JPB 79 has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €107k and a net result of €13k. Equity is growing by ~25.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability83▼-5
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 16.0 against 15.43 in 2024; short-term debt: 5.9% and cash: 73.6% of total assets), and 5.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
11.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
1 d early
2023
5 d early
2022
6 d early
2021
25 d late
2020
3 d early
2019
63 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€107k▲ 13.6%
2024 · €94k
2018: €7klowest in 8 years
2019: €23k▲ +214% vs 2018
2020: €27k▲ +16.0% vs 2019
2021: €48k▲ +79.1% vs 2020
2022: €65k▲ +35.3% vs 2021
2023: €79k▲ +21.7% vs 2022
2024: €94k▲ +19.3% vs 2023
2025: €107k▲ +13.6% vs 2024highest in 8 years
2018 → 2025
Total assets
€114k▲ 13.8%
2024 · €100k
2018: €36klowest in 8 years
2019: €65k▲ +79.6% vs 2018
2020: €46k▼ -30.0% vs 2019
2021: €71k▲ +56.5% vs 2020
2022: €78k▲ +8.8% vs 2021
2023: €90k▲ +15.9% vs 2022
2024: €100k▲ +11.2% vs 2023
2025: €114k▲ +13.8% vs 2024highest in 8 years
2018 → 2025
Net result
€13k▼ 15.7%
2024 · €15k
2018: €12k
2019: €18k▲ +52.0% vs 2018
2020: €4k▼ -79.7% vs 2019lowest in 8 years
2021: €21k▲ +474% vs 2020highest in 8 years
2022: €17k▼ -20.2% vs 2021
2023: €14k▼ -16.6% vs 2022
2024: €15k▲ +7.9% vs 2023
2025: €13k▼ -15.7% vs 2024
2018 → 2025
Working capital
€100k▲ 20.7%
2024 · €83k
2018: €5klowest in 8 years
2019: €21k▲ +342% vs 2018
2020: €25k▲ +20.5% vs 2019
2021: €37k▲ +43.9% vs 2020
2022: €47k▲ +27.7% vs 2021
2023: €65k▲ +39.6% vs 2022
2024: €83k▲ +27.5% vs 2023
2025: €100k▲ +20.7% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€48k-€65k▲ 35.3%€79k▲ 21.7%€94k▲ 19.3%€107k▲ 13.6%
2021: €48klowest in 5 years
2022: €65k▲ +35.3% vs 2021
2023: €79k▲ +21.7% vs 2022
2024: €94k▲ +19.3% vs 2023
2025: €107k▲ +13.6% vs 2024highest in 5 years
Operating result€30k-€26k▼ 15.4%€21k▼ 19.1%€22k▲ 8.0%€19k▼ 15.8%
2021: €30khighest in 5 years
2022: €26k▼ -15.4% vs 2021
2023: €21k▼ -19.1% vs 2022
2024: €22k▲ +8.0% vs 2023
2025: €19k▼ -15.8% vs 2024lowest in 5 years
Net result€21k-€17k▼ 20.2%€14k▼ 16.6%€15k▲ 7.9%€13k▼ 15.7%
2021: €21khighest in 5 years
2022: €17k▼ -20.2% vs 2021
2023: €14k▼ -16.6% vs 2022
2024: €15k▲ +7.9% vs 2023
2025: €13k▼ -15.7% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €114k
Fixed assets
€6k ▼ 40.6%
Current assets
€107k ▲ 20.4%
Equity and liabilities €114k
Equity
€107k ▲ 13.6%
Debt
€7k ▲ 16.1%
Debt's share of the balance-sheet total rises from 5.8% to 5.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €27k
Cash flow
€17k▼
2024 · €20k
Current ratio
16.00▲
2024 · 15.43
Quick ratio
13.24▲
2024 · 11.75
Debt to equity
0.06▲
2024 · 0.06
ROE
12.0%▼
2024 · 16.2%
ROA
11.3%▼
2024 · 15.2%
Interest coverage
423.08▼
2024 · 453.60
Debt ≤ 1 year
€7k▲
2024 · €6k
Income taxes
€6k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€114k▲
Fixed assets21/28€11k€6k▼
Tangible fixed assets22/27€11k€6k▼
Furniture and vehicles24€11k€6k▼
Current assets29/58€89k€107k▲
Stocks and contracts in progress3€21k€18k▼
Stocks30/36€21k€18k▼
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€3k€4k▲
Cash at bank and in hand54/58€64k€84k▲
Deferred charges and accrued income490/1€659€665▲
Equity and liabilities
Total equity and liabilities10/49€100k€114k▲
Equity10/15€94k€107k▲
Contributions10/11€11k€11k=
Reserves13€83k€95k▲
Distributable reserves133€83k€95k▲
Profit (loss) carried forward14€364€379▲
Amounts payable17/49€6k€7k▲
Amounts payable within one year42/48€6k€7k▲
Trade debts44€146€150▲
Suppliers440/4€146€150▲
Taxes, remuneration and social security45€5k€4k▼
Taxes450/3€5k€4k▼
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€286€184▼
Gross operating margin9900€27k€23k▼
Operating profit (loss)9901€22k€19k▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€59€55▼
Recurring financial charges65€59€55▼
Profit (loss) for the period before taxes9903€22k€19k▼
Income taxes67/77€7k€6k▼
Profit (loss) for the period9904€15k€13k▼
Profit (loss) for the period to be appropriated9905€15k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€13k▼
Profit (loss) brought forward from the previous period14P€363€364▲
Transfer to equity691/2€15k€13k▼
To other reserves6921€15k€13k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3k | €2k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €3k | €4k | €4k | €4k | ▲ 1.7% |
| Other operating charges640/8 | €138 | €168 | €166 | €286 | €184 | ▼ 35.6% |
| Gross operating margin9900 | €33k | €29k | €25k | €27k | €23k | ▼ 13.2% |
| Operating profit (loss)9901 | €30k | €26k | €21k | €22k | €19k | ▼ 15.8% |
| Financial income75/76B | €1 | - | €20 | - | €2 | - |
| Recurring financial income75 | €1 | - | €20 | - | €2 | - |
| Financial charges65/66B | €50 | €56 | €54 | €59 | €55 | ▼ 6.7% |
| Recurring financial charges65 | €50 | €56 | €54 | €59 | €55 | ▼ 6.7% |
| Profit (loss) for the period before taxes9903 | €30k | €26k | €21k | €22k | €19k | ▼ 15.9% |
| Income taxes67/77 | €9k | €9k | €7k | €7k | €6k | ▼ 16.2% |
| Profit (loss) for the period9904 | €21k | €17k | €14k | €15k | €13k | ▼ 15.7% |
| Profit (loss) for the period to be appropriated9905 | €21k | €17k | €14k | €15k | €13k | ▼ 15.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71k | €78k | €90k | €100k | €114k | ▲ 13.8% |
| Fixed assets21/28 | €11k | €18k | €14k | €11k | €6k | ▼ 40.6% |
| Tangible fixed assets22/27 | €11k | €18k | €14k | €11k | €6k | ▼ 40.6% |
| Plant, machinery and equipment23 | €675 | €338 | - | - | - | - |
| Furniture and vehicles24 | €10k | €18k | €14k | €11k | €6k | ▼ 40.6% |
| Financial fixed assets28 | €280 | - | - | - | - | - |
| Current assets29/58 | €60k | €59k | €76k | €89k | €107k | ▲ 20.4% |
| Stocks and contracts in progress3 | €24k | €24k | €23k | €21k | €18k | ▼ 12.9% |
| Stocks30/36 | €24k | €24k | €23k | €21k | €18k | ▼ 12.9% |
| Amounts receivable within one year40/41 | €4k | €1k | €4k | €3k | €4k | ▲ 30.0% |
| Trade receivables40 | €4k | €1k | €4k | €3k | €4k | ▲ 30.0% |
| Cash at bank and in hand54/58 | €31k | €34k | €49k | €64k | €84k | ▲ 31.2% |
| Deferred charges and accrued income490/1 | €578 | €638 | €643 | €659 | €665 | ▲ 1.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71k | €78k | €90k | €100k | €114k | ▲ 13.8% |
| Equity10/15 | €48k | €65k | €79k | €94k | €107k | ▲ 13.6% |
| Contributions10/11 | €11k | €11k | €11k | €11k | €11k | = |
| Reserves13 | €36k | €53k | €67k | €83k | €95k | ▲ 15.5% |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Reserves not available under the articles1311 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €35k | €52k | €67k | €83k | €95k | ▲ 15.5% |
| Profit (loss) carried forward14 | €274 | €275 | €363 | €364 | €379 | ▲ 4.1% |
| Amounts payable17/49 | €23k | €13k | €11k | €6k | €7k | ▲ 16.1% |
| Amounts payable within one year42/48 | €23k | €13k | €11k | €6k | €7k | ▲ 16.1% |
| Trade debts44 | €835 | €1k | €2k | €146 | €150 | ▲ 2.5% |
| Suppliers440/4 | €835 | €1k | €2k | €146 | €150 | ▲ 2.5% |
| Taxes, remuneration and social security45 | €12k | €4k | €3k | €5k | €4k | ▼ 22.8% |
| Taxes450/3 | €12k | €4k | €3k | €5k | €4k | ▼ 22.8% |
| Other amounts payable47/48 | €11k | €8k | €6k | €1k | €3k | ▲ 183% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €17k | €14k | €15k | €13k | ▼ 15.7% |
| + Depreciation and write-downs630 | €2k | €3k | €4k | €4k | €4k | ▲ 1.7% |
| Operating cash flow (approximation) | €24k | €20k | €19k | €20k | €17k | ▼ 11.8% |
| Investment in fixed assets (approximation) | - | €-10k | €0 | €-2k | €0 | ▲ 100% |
| Change in cash | - | €2k | €15k | €15k | €20k | ▲ 31.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €107k ▲13.6%
8 profitable years in a row build equity to €107k.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 15.43
Current ratio from 6.98 to 15.43; short-term debt falls from €11k to €6k.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Highest result since 2018net €21k ▲474%
Operating result €30k, net result €21k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼79.7%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
02-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 63 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2009
Ground area
1,286 m²
Building footprint
116 m²
Volume, LiDAR
770 m³
Parcel 23752G0479/00R000, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
JPB 79
since 20092.185.017.446
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23752G0479/00R000 | Flanders | 1,286 m² | 1 · 116 m² | 10.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LEOLYS
BE 0833.889.006
Sint-Jans-Molenbeek · Eq €107,030
CLEANING & SERVICES SD
BE 0680.810.336
Kortemark · Eq €106,835
ABD Cleaning
BE 1000.117.114
Boom · Eq €107,063
SCHOONMAAKWOEDE
BE 0739.956.976
Brugge · Eq €106,751
MDYA
BE 0799.215.761
Sint-Pieters-Leeuw · Eq €106,750
Of 7,361 companies in sector 81210 we hold annual accounts for 2,731. 2,130 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2009
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Scores and ratios are computed by Checked and are not a credit decision.