RENOVA.LUX
ActiveRENOVA.LUX has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €67k and a net result of €15k. Equity is growing by ~19% per year across the filed fiscal years. Its solvency ranks better than 63% of 455 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-22
Solvency80▲+7
Growth71▼-2
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 1.92 in 2024; short-term debt: 45.1% and cash: 0.1% of total assets), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
12.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
57 d late
2023
55 d late
2022
40 d late
2021
24 d early
2020
72 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€112k▲ 3.9%
2024 · €108k
2022: €90k
2023: €101k
2024: €108k
2022 → 2025
EBIT margin
13.6%▼ 17.9pp
2024 · 31.5%
2022: 23.6%
2023: 8.0%
2024: 31.5%
2022 → 2025
Net result
€15k▼ 55.0%
2024 · €34k
2018: €4k
2019: €9k
2020: €-224
2021: €4k
2022: €21k
2023: €8k
2024: €34k
2018 → 2025
Working capital
€58k▲ 13.6%
2024 · €51k
2018: €18k
2019: €22k
2020: €19k
2021: €25k
2022: €35k
2023: €43k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€90k€101k▲ 12.8%€108k▲ 6.5%€112k▲ 3.9%
Equity€28k-€38k▲ 33.2%€45k▲ 20.2%€52k▲ 14.0%€67k▲ 29.6%
Operating result€5k-€21k▲ 344%€8k▼ 61.5%€34k▲ 317%€15k▼ 55.0%
Net result€4k-€21k▲ 477%€8k▼ 64.5%€34k▲ 346%€15k▼ 55.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 55% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €122k
Fixed assets
€9k▲ 1,427%
Current assets
€113k▲ 5.9%
Equity and liabilities €122k
Equity
€67k▲ 29.6%
Debt
€55k▼ 1.2%
The debt ratio falls from 51.8% to 45.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€19k▼
2024 · €35k
Cash flow
€19k▼
2024 · €35k
Solvency
54.9%▲
2024 · 48.2%
Current ratio
2.06▲
2024 · 1.92
Quick ratio
2.06▲
2024 · 1.92
Debt / equity
0.82▼
2024 · 1.08
ROE
22.8%▼
2024 · 65.8%
ROA
12.5%▼
2024 · 31.7%
Debt
€55k▼
2024 · €55k
Debt ≤ 1 year
€55k▼
2024 · €55k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€107k€122k▲
Fixed assets21/28€584€9k▲
Tangible fixed assets22/27-€7k
Furniture and vehicles24-€7k
Financial fixed assets28€584€2k▲
Current assets29/58€106k€113k▲
Amounts receivable within one year40/41€104k€112k▲
Trade receivables40€15k€12k▼
Other amounts receivable41€90k€100k▲
Cash at bank and in hand54/58€2k€139▼
Equity and liabilities
Total equity and liabilities10/49€107k€122k▲
Equity10/15€52k€67k▲
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Profit (loss) carried forward14€32k€47k▲
Amounts payable17/49€55k€55k▼
Amounts payable within one year42/48€55k€55k▼
Trade debts44€16k€15k▼
Suppliers440/4€16k€15k▼
Other amounts payable47/48€40k€40k=
Income statement
Code20242025
Turnover70€108k€112k▲
Non-recurring operating income76A-€270
Goods, raw materials, services and sundry goods60/61€72k€93k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€4k▲
Other operating charges640/8€571€422▼
Gross operating margin9900€36k€19k▼
Operating profit (loss)9901€34k€15k▼
Profit (loss) for the period before taxes9903€34k€15k▼
Profit (loss) for the period9904€34k€15k▼
Profit (loss) for the period to be appropriated9905€34k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€59k€47k▼
Profit (loss) brought forward from the previous period14P€26k€32k▲
Profit to be distributed694/7€28k-
Directors or managers695€28k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 57 days late
2024
31-12
Financial
Highest result since 2018net €34k ▲346%
Operating result €34k, net result €34k, both a record.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 55 days late
2023
09-09
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 40 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 6.08
Current ratio from 3.02 to 6.08; short-term debt falls from €10k to €5k.
11-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 72 days late
2020
31-12
Financial
Weakest financial yearnet €-224 ▼103%
Net result drops to €-224, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jollystraat 1861030 SchaarbeekGround area
209 m²
Building footprint
171 m²
Volume, LiDAR
1,597 m³
Parcel 21910E0035/00E013, Brussels · tallest building 16.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
RENOVA.LUX
since 20182.274.068.097
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21910E0035/00E013 | Brussels | 209 m² | 1 · 171 m² | 16.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,734. 2,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-01-2013
Fiscal year end31-12
Activities, NACEBEL
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
81230Other cleaning activities
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.