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MTM CONSULTING

Active
Private limited companyfounded 20241 yr activeRue d'Havré(BR) 22, 7130 Binche, BelgiumKBO/BCE: BE 1017.701.630
Summary

MTM CONSULTING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,494 and a net result of €8,951. Its solvency ranks better than 55% of 7097 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100=
Solvency85▼-7
Growth78
Track record82
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.6 in 2024; short-term debt: 35.6% and cash: 11.4% of total assets), and 40.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
59.7%
Return on assets
26.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
on the day
2024
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 16 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 December 2024, MTM CONSULTING was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€20,494▲ 77.5%
2024 · €11,543
Total assets
€34,320▲ 101%
2024 · €17,112
Net result
€8,951▲ 36.8%
2024 · €6,543
Working capital
€14,574▲ 63.5%
2024 · €8,916
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€8,997-€12,423▲ 38.1%
Net result€6,543within the sector's middle half-€8,951within the sector's middle half▲ 36.8%
Equity€11,543below the sector's middle half-€20,494within the sector's middle half▲ 77.5%
Total assets€17,112below the sector's middle half-€34,320below the sector's middle half▲ 101%
Debt€5,569-€13,825▲ 148%
Working capital€8,916within the sector's middle half-€14,574within the sector's middle half▲ 63.5%
Solvency67.5%within the sector's middle half-59.7%within the sector's middle half▼ 7.7pp
Current ratio2.60within the sector's middle half-2.19within the sector's middle half▼ 0.41
Return on assets (ROA)38.2%above the sector's middle half-26.1%within the sector's middle half▼ 12.2pp
above within below the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000Operating result 2024: €8,997€8,997Net result 2024: €6,543€6,543Operating result 2025: €12,423€12,423Net result 2025: €8,951€8,95120242025€0€5,000€10,000Operating result 2024: €8,997€9,000Net result 2024: €6,543€6,540Operating result 2025: €12,423€12,400Net result 2025: €8,951€8,95020242025
The operating result rises in 2025; 2025 is 38% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €32,219
Fixed assets €5,419
Current assets €26,800
Equity and liabilities €34,320
Equity €20,494 ▲ 77.5%
Debt €13,825 ▲ 148%
Debt's share of the balance-sheet total rises from 32.5% to 40.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13,716▲
2024 · €9,000
Cash flow
€10,244▲
2024 · €6,546
Debt to equity
0.67▲
2024 · 0.48
ROE
43.7%▼
2024 · 56.7%
Interest coverage
103.06
Debt ≤ 1 year
€12,225▲
2024 · €5,569
Income taxes
€3,762▲
2024 · €2,454
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet Code20242025
Assets
Total assets20/58€17,112€34,320▲
Formation expenses20€2,627€2,101▼
Fixed assets21/28-€5,419
Tangible fixed assets22/27-€5,419
Furniture and vehicles24-€5,419
Current assets29/58€14,485€26,800▲
Amounts receivable within one year40/41€14,485€22,904▲
Trade receivables40€9,000€12,390▲
Other amounts receivable41€5,485€10,514▲
Cash at bank and in hand54/58-€3,895
Equity and liabilities
Total equity and liabilities10/49€17,112€34,320▲
Equity10/15€11,543€20,494▲
Contributions10/11€5,000€5,000=
Reserves13€6,543€15,494▲
Distributable reserves133€6,543€15,494▲
Amounts payable17/49€5,569€13,825▲
Amounts payable within one year42/48€5,569€12,225▲
Trade debts44€3,115-
Suppliers440/4€3,115-
Taxes, remuneration and social security45€2,454€12,225▲
Taxes450/3€2,454€12,225▲
Accrued charges and deferred income492/3-€1,600
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3€1,293▲
Gross operating margin9900€9,000€13,716▲
Operating profit (loss)9901€8,997€12,423▲
Financial income75/76B-€423
Recurring financial income75-€423
Financial charges65/66B-€133
Recurring financial charges65-€133
Profit (loss) for the period before taxes9903€8,997€12,713▲
Income taxes67/77€2,454€3,762▲
Profit (loss) for the period9904€6,543€8,951▲
Profit (loss) for the period to be appropriated9905€6,543€8,951▲
Appropriation of the result
Profit (loss) to be appropriated9906€6,543€8,951▲
Transfer to equity691/2€6,543€8,951▲
To other reserves6921€6,543€8,951▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3€1,293▲ 41,733%
Gross operating margin9900€9,000€13,716▲ 52.4%
Operating profit (loss)9901€8,997€12,423▲ 38.1%
Financial income75/76B-€423-
Recurring financial income75-€423-
Financial charges65/66B-€133-
Recurring financial charges65-€133-
Profit (loss) for the period before taxes9903€8,997€12,713▲ 41.3%
Income taxes67/77€2,454€3,762▲ 53.3%
Profit (loss) for the period9904€6,543€8,951▲ 36.8%
Profit (loss) for the period to be appropriated9905€6,543€8,951▲ 36.8%
Line20242025Change
Assets
Total assets20/58€17,112€34,320▲ 101%
Formation expenses20€2,627€2,101▼ 20.0%
Fixed assets21/28-€5,419-
Tangible fixed assets22/27-€5,419-
Furniture and vehicles24-€5,419-
Current assets29/58€14,485€26,800▲ 85.0%
Amounts receivable within one year40/41€14,485€22,904▲ 58.1%
Trade receivables40€9,000€12,390▲ 37.7%
Other amounts receivable41€5,485€10,514▲ 91.7%
Cash at bank and in hand54/58-€3,895-
Equity and liabilities
Total equity and liabilities10/49€17,112€34,320▲ 101%
Equity10/15€11,543€20,494▲ 77.5%
Contributions10/11€5,000€5,000=
Reserves13€6,543€15,494▲ 137%
Distributable reserves133€6,543€15,494▲ 137%
Amounts payable17/49€5,569€13,825▲ 148%
Amounts payable within one year42/48€5,569€12,225▲ 120%
Trade debts44€3,115--
Suppliers440/4€3,115--
Taxes, remuneration and social security45€2,454€12,225▲ 398%
Taxes450/3€2,454€12,225▲ 398%
Accrued charges and deferred income492/3-€1,600-
Line20242025Change
Profit (loss) for the period9904€6,543€8,951▲ 36.8%
+ Depreciation and write-downs630€3€1,293▲ 41,733%
Operating cash flow (approximation)€6,546€10,244▲ 56.5%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
2,462 m²
Building footprint
185 m²
Volume, LiDAR
1,518 m³
Parcel 55005B0392/00H000, Wallonia · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MTM
Rue d'Havré(BR) 22, 7130 BincheOther information service activities
since 20252.371.060.377
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
55005B0392/00H000 Wallonia 2,462 m² 1 · 185 m² 11.3 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 13,417 companies in sector 73300 we hold annual accounts for 6,906. 4,742 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-12-2024
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017701630
Also 9925:BE1017701630
Registered 11-09-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.