MS Services

Active

Private limited companyfounded 20215 yrs activeGroot Overlaar(HGD) 67, 3300 Tienen, BelgiumKBO/BCE: BE 0774.580.038

Summary

MS Services has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €205,700 and a net result of €72,190. Equity is growing by ~40.2% per year across the filed fiscal years. Its solvency ranks better than 72% of 5451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

MS ServicesActiveChecked score 84/100

Risk analysis Report Compare

Activity

General cleaning of buildings

NACE 81210

1 site

Size

€339,548total assets 2025

Equity: €205,700
Profit: €72,190

Turnover not published (abridged schema)

Financial health

84 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts filed 25 d late0 of 1 deed read

Why 84- Founded in 2021- Sector Services to buildings and landscape activities (NACE 81)+ Figures for FY 2025 (filed 25-08-2026)+ Liquidity: current ratio 2.58, cash €39,418Show the evidence

Checked score

Score 2025

84 / 100

Excellent

Probability in this band: under 0.55%

Better than 74% of its sector peers (NACE 81, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 86+12

equity 60.6% of total assets

Liquidity 61-4

short-term debt 16.1% · cash 11.6%

Profitability 95+9

return on assets 21.3%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,663 companies)

Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%● 0.0% vs 01-2025 03-2025: 0.8%● 0.0% vs 02-2025 04-2025: 0.8%▲ +4.8% vs 03-2025 05-2025: 0.9%▲ +2.0% vs 04-2025 06-2025: 0.7%▼ -20.3% vs 05-2025 07-2025: 0.7%▲ +3.8% vs 06-2025 08-2025: 1.2%▲ +68.7% vs 07-2025highest value 09-2025: 0.6%▼ -47.1% vs 08-2025 10-2025: 0.6%● 0.0% vs 09-2025 11-2025: 0.6%● 0.0% vs 10-2025 12-2025: 0.6%● 0.0% vs 11-2025 01-2026: 0.6%▼ -1.1% vs 12-2025 02-2026: 0.7%▲ +2.8% vs 01-2026 03-2026: 0.7%▲ +3.5% vs 02-2026 04-2026: 0.7%▲ +11.4% vs 03-2026 05-2026: 0.8%▲ +6.9% vs 04-2026 06-2026: 0.8%▲ +1.1% vs 05-2026 07-2026: 0.8%▲ +3.5% vs 06-2026 08-2026: 1.2%▲ +40.9% vs 07-2026 09-2026: 0.6%▼ -52.5% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value

Founded in 2021 raises the probability for this profile
Sector Services to buildings and landscape activities (NACE 81) raises the probability
Figures for FY 2025 (filed 25-08-2026) lowers the probability
Liquidity: current ratio 2.58, cash €39,418 lowers the probability

Credit up to €17,000 at 30 days acceptable

Liquidity ample (current ratio 2.58 against 3.92 in 2024; short-term debt: 16.1% and cash: 11.6% of total assets), and 39.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 81, micro). Better than this share of them on solvency 71%, liquidity 63%, profitability 80%, growth against the median 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Sector Services to buildings and landscape activities (NACE 81)

In the bankruptcy model this factor raises the probability.

KBO

Figures for FY 2025 (filed 25-08-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Liquidity: current ratio 2.58, cash €39,418

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

25 d late

2024

20 d late

2023

27 d late

2022

31 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 10 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 August (3 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

25-08-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Highest result since 2022net €72,190 ▲92.2%
31-12-25 Equity above €200,000Eq €205,700 ▲54.1%

Key points

Positive: Among the best 8% on net resultsector median €9,328 · 5,446 companies €72,190 View
Positive: Equity rose in 2025from €133,510 to €205,700 ▲ 54.1% View
Total assets 20254 fiscal years filed €339,548 View