FULL REPAIR
ActiveThe computed 12-month bankruptcy probability of FULL REPAIR is 1.9% (moderate). The 2025 annual accounts show equity of €168k and a net result of €30k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 66% of 454 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +45 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+89
Solvency98▲+49
Growth52=
Stability94
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.14 against 1.29 in 2024), and 43.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.9%
Return on assets
10.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
165 d late
2023
30 d late
2022
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€30k
2024 · €-29k
2022: €99k
2023: €62k
2024: €-29k
2022 → 2025
Working capital
€146k▲ 42.5%
2024 · €102k
2022: €220k
2023: €288k
2024: €102k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€104k-€167k▲ 59.8%€138k▼ 17.2%€168k▲ 21.6%
Operating result€102k-€69k▼ 32.4%€-4k€53k
Net result€99k-€62k▼ 37.2%€-29k€30k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €53k after a loss of €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €296k
Fixed assets
€22k▼ 37.6%
Current assets
€273k▼ 40.6%
Equity and liabilities €296k
Equity
€168k▲ 21.6%
Debt
€128k▼ 64.4%
The debt ratio falls from 72.1% to 43.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€67k▲
2024 · €16k
Cash flow
€43k▲
2024 · €-8k
Solvency
56.9%▲
2024 · 27.9%
Current ratio
2.14▲
2024 · 1.29
Quick ratio
2.14▲
2024 · 1.29
Debt / equity
0.76▼
2024 · 2.59
ROE
17.8%▲
2024 · -20.7%
ROA
10.1%▲
2024 · -5.8%
Interest coverage
19.93▲
2024 · 6.18
Debt
€128k▼
2024 · €358k
Debt ≤ 1 year
€128k▼
2024 · €358k
Income taxes
€21k▼
2024 · €28k
Staff costs
€75k▲
2024 · €60k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€496k€296k▼
Fixed assets21/28€36k€22k▼
Tangible fixed assets22/27€26k€13k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€19k€8k▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€10k€10k=
Current assets29/58€460k€273k▼
Amounts receivable within one year40/41€460k€273k▼
Trade receivables40€280k€217k▼
Other amounts receivable41€180k€56k▼
Cash at bank and in hand54/58€77€229▲
Equity and liabilities
Total equity and liabilities10/49€496k€296k▼
Equity10/15€138k€168k▲
Contributions10/11€5k€5k=
Capital10€5k€5k=
Issued capital100€5k€5k=
Profit (loss) carried forward14€133k€163k▲
Amounts payable17/49€358k€128k▼
Amounts payable within one year42/48€358k€128k▼
Financial debts43€25k€19k▼
Credit institutions430/8€25k€19k▼
Trade debts44€108k€2k▼
Suppliers440/4€108k€2k▼
Advances received on contracts in progress46€125k€82k▼
Taxes, remuneration and social security45-€10k
Taxes450/3-€1k
Remuneration and social security454/9-€9k
Other amounts payable47/48€100k€15k▼
Income statement
Code20242025
Remuneration, social security and pensions62€60k€75k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€14k▼
Other operating charges640/8€4k€2k▼
Gross operating margin9900€80k€144k▲
Operating profit (loss)9901€-4k€53k▲
Financial income75/76B€6k€1k▼
Recurring financial income75€6k€1k▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€-754€51k▲
Income taxes67/77€28k€21k▼
Profit (loss) for the period9904€-29k€30k▲
Profit (loss) for the period to be appropriated9905€-29k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€133k€163k▲
Profit (loss) brought forward from the previous period14P€162k€133k▼
Social balance
Average headcount (FTE)90872.02.0=
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
12-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 165 days late
2025
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
31-12
Financial
Equity above €150kEq €168k ▲21.6%
Equity rises from €138k to €168k.
2024
31-12
Financial
Weakest financial yearnet €-29k ▼146%
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Equity above €150kEq €167k ▲59.8%
2 profitable years in a row build equity to €167k.
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindestraat 421640 Sint-Genesius-RodeGround area
2,867 m²
Building footprint
214 m²
Volume, LiDAR
707 m³
2 parcels, Flanders, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
FULL REPAIR
since 20212.319.450.934
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25111A0689/00X006 | Wallonia | 2,656 m² | 1 · 125 m² | - |
| 22004C0677/00T000 | Flanders | 210 m² | 1 · 89 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryFULL REPAIR BV42057
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DUBBEL 8 SCHOONMAAK
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DIENSTENBEDRIJF EASY LIFE
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Fadaservice
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Of 7,273 companies in sector 81210 we hold annual accounts for 2,691. 1,977 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-06-2021
Fiscal year end31-12
Activities, NACEBEL
43992Specialised construction activities
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.