Mountain Advisory
ActiveThe computed 12-month bankruptcy probability of Mountain Advisory is 2.4% (moderate). The 2025 annual accounts show negative equity (€-40k) and a net result of €-441. Equity is shrinking by ~63.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 7027 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
29
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+49
Solvency0=
Growth32=
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31 against 0.13 in 2024; short-term debt: 265% and cash: 0% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-165%
Return on assets
-1.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-40k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
31 d early
2023
29 d late
2022
46 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-40k▼ 1.1%
2024 · €-40k
2022: €5k
2023: €-15k
2024: €-40k
2022 → 2025
Total assets
€24k▲ 97.4%
2024 · €12k
2022: €14k
2023: €31k
2024: €12k
2022 → 2025
Net result
€-441▲ 98.2%
2024 · €-25k
2022: €3k
2023: €-20k
2024: €-25k
2022 → 2025
Working capital
€-45k▲ 1.6%
2024 · €-45k
2022: €-2k
2023: €-21k
2024: €-45k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€-15k€-40k▼ 170%€-40k▼ 1.1%
Operating result€5k-€-16k€-25k▼ 53.2%€-86▲ 99.7%
Net result€3k-€-20k€-25k▼ 26.6%€-441▲ 98.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €86 in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €24k
Fixed assets
€4k▼ 21.1%
Current assets
€20k▲ 195%
Key figures and ratios
EBITDA
€2k▲
2024 · €-23k
Cash flow
€2k▲
2024 · €-23k
Solvency
-165.0%▲
2024 · -322.1%
Current ratio
0.31▲
2024 · 0.13
Quick ratio
0.31▲
2024 · 0.13
Debt / equity
-1.61▼
2024 · -1.31
ROA
-1.8%▲
2024 · -202.7%
Interest coverage
3.91▲
2024 · -65.76
Debt
€65k▲
2024 · €52k
Debt ≤ 1 year
€65k▲
2024 · €52k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12k€24k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€7k€20k▲
Amounts receivable within one year40/41€7k€17k▲
Trade receivables40€4k€15k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€20€0▼
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€12k€24k▲
Equity10/15€-40k€-40k▼
Contributions10/11€2k€2k=
Reserves13€3k€3k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€-45k€-45k▼
Amounts payable17/49€52k€65k▲
Amounts payable within one year42/48€52k€65k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€9k€15k▲
Suppliers440/4€9k€15k▲
Advances received on contracts in progress46-€3k
Taxes, remuneration and social security45€3k€978▼
Taxes450/3€3k€978▼
Other amounts payable47/48€40k€42k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€662€2k▲
Gross operating margin9900€-22k€4k▲
Operating profit (loss)9901€-25k€-86▲
Financial income75/76B€91€235▲
Recurring financial income75€91€235▲
Financial charges65/66B€342€589▲
Recurring financial charges65€342€589▲
Profit (loss) for the period before taxes9903€-25k€-441▲
Profit (loss) for the period9904€-25k€-441▲
Profit (loss) for the period to be appropriated9905€-25k€-441▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-45k▼
Profit (loss) brought forward from the previous period14P€-20k€-45k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dadizeelsestraat 1588890 MoorsledeGround area
1,308 m²
Building footprint
205 m²
Volume, LiDAR
985 m³
Parcel 36012D0584/00F000, Flanders · tallest building 9.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Mountain Advisory
since 20212.321.749.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012D0584/00F000 | Flanders | 1,308 m² | 1 · 204 m² | 9.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteMoorslede2.321.749.834
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Reality Estates
BE 1009.577.879
Antwerpen · Eq €5k
Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2021
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
62020IT consultancy
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
78100Employment placement agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.