Skip to content

MONTI IMMO CONSTRUCT

Active
Private limited companyfounded 2022active for 3 yearsRue de la Plage 67, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0792.743.287
Summary

The computed 12-month bankruptcy probability of MONTI IMMO CONSTRUCT is 11.7% (high). The 2024 annual accounts show equity of €36,883 and a net result of €9,259. Its solvency ranks better than 45% of 1,293 sector peers (NACE 41, financial year 2024). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Other specialised construction activities NACE 43990
1 site
Size
€163,928turnover 2024
Equity
€36,883
Profit
€9,259
Financial health
31 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
11.7%
Structure
Accounts 70 days overdue1 of 2 deeds read
Why 31raises risk1 change of registered office in 24 months1 financial year not filed after the legal deadline; latest accounts 70 days late; 1 of the last 3 lateFigures for financial year 2024 (filed 09-10-2025)Founded in 2022Show the evidence

Checked score

Score 2024
31 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 43% of its sector peers (NACE 41, micro)
Financial strength · tick = 2023
Average
Solvency 53-7
equity 27.8% of total assets
Liquidity 30+11
short-term debt 61.2% · cash 9.9%
Profitability 74-21
return on assets 7.0%
Bankruptcy probability, 12 months
11.7% High
0%0.5%1.5%4%10%≥ 25%

About 1 in 9 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,377 companies, NACE 41, micro)
Last 24 months 11-2024: 5.3%lowest value 12-2024: 5.3%● unchanged vs 11-2024lowest value 01-2025: 5.3%● unchanged vs 12-2024 02-2025: 5.3%● unchanged vs 01-2025 03-2025: 5.3%● unchanged vs 02-2025 04-2025: 5.4%▲ +0.1 percentage points vs 03-2025 05-2025: 5.5%▲ +0.1 percentage points vs 04-2025 06-2025: 5.4%▼ -0.1 percentage points vs 05-2025 07-2025: 5.6%▲ +0.2 percentage points vs 06-2025 08-2025: 6.0%▲ +0.4 percentage points vs 07-2025 09-2025: 6.1%▲ +0.1 percentage points vs 08-2025 10-2025: 6.4%▲ +0.3 percentage points vs 09-2025 11-2025: 6.0%▼ -0.4 percentage points vs 10-2025 12-2025: 6.0%● unchanged vs 11-2025 01-2026: 6.2%▲ +0.2 percentage points vs 12-2025 02-2026: 7.7%▲ +1.5 percentage points vs 01-2026 03-2026: 7.7%● unchanged vs 02-2026 04-2026: 9.0%▲ +1.3 percentage points vs 03-2026 05-2026: 9.6%▲ +0.6 percentage points vs 04-2026 06-2026: 9.8%▲ +0.2 percentage points vs 05-2026 07-2026: 9.2%▼ -0.6 percentage points vs 06-2026 08-2026: 9.7%▲ +0.5 percentage points vs 07-2026 09-2026: 9.7%● unchanged vs 08-2026 10-2026: 11.7%▲ +2.0 percentage points vs 09-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions
Liquidity tight (current ratio 1.3, compared with 1.51 in 2023; short-term debt: 61.2% and cash: 9.9% of total assets), and 72.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 35% on solvency, 25% on liquidity, 49% on profitability and 64% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; latest accounts 70 days late; 1 of the last 3 late
NBB · filings
raises risk · Figures for financial year 2024 (filed 09-10-2025)
NBB · annual accounts
raises risk · Founded in 2022
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-10-2025, 70 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
70 days late
2023
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 49 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2022.
KBO publications · our coverage
  1. Registered officeRegistered-office move
  2. Annual accounts filedfinancial year 2024 · full…
  3. Annual accounts filedfinancial year 2023 · full…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 70 days late View
  • Caution: Among the weakest 20% on equitysector median €313,911 · 1,293 companies €36,883 View
  • Turnover 20242 financial years filed €163,928 View

By topic

Financials

Financial year
2024
Turnover
€163,928
Profit
€9,259
Solvency
27.8%
Turnover▲ 5.4%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
21-10-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.