Summary
The computed 12-month bankruptcy probability of DAG CONSTRUCT is 3.4% (moderate). The 2024 annual accounts show equity of €20k and a net result of €19k. Its solvency ranks better than 42% of 2095 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Axes, FY 2024
Profitability100
Solvency57
Growth-
Track record79
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
31.6%
Return on assets
30.8%
Age of the figures
32 mo
neutral · Filed after the deadline
The financial year that closed on 31-01-2024 was due by 31-08-2024 and was filed on 03-10-2024, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
33 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€20k
Total assets
€62k
Net result
€19k
Working capital
€3k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €62k
Fixed assets
€17k
Current assets
€45k
Equity and liabilities €62k
Equity
€20k
Debt
€42k
Debt finances 68.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€35k
Cash flow
€24k
Current ratio
1.07
Debt to equity
2.16
ROE
97.4%
ROA
30.8%
Interest coverage
6.24
Debt ≤ 1 year
€42k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet
Code2024
Assets
Total assets20/58€62k
Fixed assets21/28€17k
Tangible fixed assets22/27€17k
Plant, machinery and equipment23€3k
Furniture and vehicles24€14k
Financial fixed assets28€60
Current assets29/58€45k
Amounts receivable within one year40/41€39k
Trade receivables40€36k
Other amounts receivable41€4k
Cash at bank and in hand54/58€6k
Equity and liabilities
Total equity and liabilities10/49€62k
Equity10/15€20k
Contributions10/11€500
Profit (loss) carried forward14€19k
Amounts payable17/49€42k
Amounts payable within one year42/48€42k
Trade debts44€37k
Suppliers440/4€32k
Bills of exchange payable441€5k
Taxes, remuneration and social security45€6k
Taxes450/3€5k
Remuneration and social security454/9€67
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k
Other operating charges640/8€573
Gross operating margin9900€35k
Operating profit (loss)9901€30k
Financial charges65/66B€6k
Recurring financial charges65€6k
Profit (loss) for the period before taxes9903€25k
Income taxes67/77€5k
Profit (loss) for the period9904€19k
Profit (loss) for the period to be appropriated9905€19k
Appropriation of the result
Profit (loss) to be appropriated9906€19k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k |
| Other operating charges640/8 | €573 |
| Gross operating margin9900 | €35k |
| Operating profit (loss)9901 | €30k |
| Financial charges65/66B | €6k |
| Recurring financial charges65 | €6k |
| Profit (loss) for the period before taxes9903 | €25k |
| Income taxes67/77 | €5k |
| Profit (loss) for the period9904 | €19k |
| Profit (loss) for the period to be appropriated9905 | €19k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €62k | |
| Fixed assets21/28 | €17k | |
| Tangible fixed assets22/27 | €17k | |
| Plant, machinery and equipment23 | €3k | |
| Furniture and vehicles24 | €14k | |
| Financial fixed assets28 | €60 | |
| Current assets29/58 | €45k | |
| Amounts receivable within one year40/41 | €39k | |
| Trade receivables40 | €36k | |
| Other amounts receivable41 | €4k | |
| Cash at bank and in hand54/58 | €6k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €62k | |
| Equity10/15 | €20k | |
| Contributions10/11 | €500 | |
| Profit (loss) carried forward14 | €19k | |
| Amounts payable17/49 | €42k | |
| Amounts payable within one year42/48 | €42k | |
| Trade debts44 | €37k | |
| Suppliers440/4 | €32k | |
| Bills of exchange payable441 | €5k | |
| Taxes, remuneration and social security45 | €6k | |
| Taxes450/3 | €5k | |
| Remuneration and social security454/9 | €67 | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €19k |
| + Depreciation and write-downs630 | €5k |
| Operating cash flow (approximation) | €24k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
03-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 33 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 2023
Ground area
1,131 m²
Building footprint
323 m²
Volume, LiDAR
1,672 m³
2 parcels, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
DAG CONSTRUCT
since 20232.341.102.720
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0207/00T000 | Flanders | 797 m² | 1 · 174 m² | 8.6 m · 2 fl. |
| 23002F0367/00Y000 | Flanders | 334 m² | 1 · 150 m² | 8.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IRLAN
BE 0738.645.496
Hasselt · Eq €19,568
conPass
BE 0779.702.331
Puurs-Sint-Amands · Eq €19,581
K.J. Rénovation
BE 0782.663.603
Sint-Agatha-Berchem · Eq €19,563
BEST KOOL
BE 0794.674.379
Beersel · Eq €19,591
LEE BOARD PRODUCTIONS
BE 0507.913.873
Rotselaar · Eq €19,593
Of 29,779 companies in sector 41001 we hold annual accounts for 16,044. 11,480 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-01-2023
Fiscal year end31-01
Activities, NACEBEL 2025
41001General construction of residential buildings
43910Bricklaying and masonry work
43350Other building finishing work
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.