The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 11,278 companies had the same profile as Monstruct has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
Micro
under 2 years old
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,278 companies, not a prediction for Monstruct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1029017471
Incorporation
Founder: Hidden nameVisible after signing in · 100 shares · Appointment: Name after signing inVisible after signing in (director) · published on 14-10-2025 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as Monstruct: public relations and communication consultancy (NACE 73300). They are comparable in size and age: total assets between €47,200 and €56,900, founded in 2025.
Monstruct has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,732 and a net result of €19,232.
Its solvency ranks better than 40% of 9,122 sector peers (NACE 73, financial year 2025).
micro format, filed on 22-06-2026, 39 days before the deadline
Abbreviated and micro format
Small companies may file abbreviated or micro-format accounts. They often leave out revenue and other detail. The law allows it, so it is not missing data.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €75,000. Estimated: probably between €51,000 and €97,000.
Balance sheet
balance sheet total €53,120 on 31-12-2025
What the company ownsHow it is paid for
Position in the sector
Sector peers
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
A company files its annual accounts with the National Bank no later than seven months after its financial year ends. Repeated late filing is a warning sign.
per financial year, computed from the annual accounts
Line
Trend
2025
27,326
19,543
20,710
40.9%
1.66
1.44
88.5%
36.2%
over 100
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on Monstruct
Debt's share of the balance-sheet total is 59.1%.
Board & ownership
Board
Directors
Many board changes in a short time are a reason to keep a close eye on the company.
1 director, since incorporation
Name hiddenVisible after signing in
Director (not named in the articles)
appointed by deed of 14-10-2025term without a fixed end
Each bar is one period in a role, from appointment to resignation or to today. An open left edge means the mandate began before its first mention. An open right edge means the mandate ended without a stated end date.
1 name, the dashed line is today
2025202620272028
Hidden nameVisible after signing in Director (not named in the articles)
Board
Mandates as a list
Name after signing inVisible after signing in
Director (not named in the articles), appointed by deed of 14-10-2025, still in office
Name hiddenVisible after signing in100 shares (100%) · €2,500
Network & group
No group
Monstruct has no parent and no holdings in its annual accounts. Hidden nameVisible after signing in is the only director. Monstruct shares no director with another company.
The LEI register names no parent.
LEI register
Monstruct declares that natural persons control it, with no company in between that consolidates it.
Annual accounts 2025 filedNBB ↗micro format · 39 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1029017471
IncorporationFounder: Name hiddenVisible after signing in · 100 shares · Appointment: Hidden nameVisible after signing in (director) · published on 14-10-20255 points ▸
Founder, Name after signing inVisible after signing in
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
PurposeThe purpose describes the activities the company may carry out under its articles.
“Het verlenen van adviezen op gebied van public relations,communicatie,planning en organisatie; Het verlenen van allerhande adviezen inzake…”
28 activities
Het verlenen van adviezen op gebied van public relations,communicatie,planning en organisatie;
Het verlenen van allerhande adviezen inzake marketing,het opmaken en opvolgen van marketingplannen.
Het organiseren van allerhande marketingevenementen;
Het verlenen van financiële,administratieve en commerciële adviezen en hulp aan het bedrijfsleven;
Het uitwerken van publiciteitscampagnes,alsook alle promotie-activiteiten voor rekening van derden,het ontwikkelen van logo’s,het ontwikkelen en op de markt brengen van labels,..
Diverse dienstverlening inzake webdesign en ICT;
Het oprichten van een webshop,E-Commerce,
Het organiseren van Seminars,Events,workshops en teambuilding-activiteiten,webinars,uitwisselingen en ontmoetingen;
Het samenbrengen van vraag en aanbod inzake managementconsulting in de ruimste zin van het woord;
Het exploiteren van een uitzendbureau,outplacement activiteiten en selectieactiviteiten,het verlenen van advies,bijstand en opleiding op het vlak van personeelsbeleid;
Het verwerven van participaties,in eender welke vorm,in alle bestaande of op te richten rechtspersonen of ondernemingen;
Het stimuleren,plannen en coördineren van de ontwikkeling van voormelde rechtspersonen of ondernemingen.
Het toestaan van leningen en kredietopeningen aan rechtspersonen en ondernemingen of particulieren,in eender welke vorm;
Het zich in dit kader borg stellen of aval verlenen,in de meest ruime zin;
Alle handelsoperaties en financiële operaties verrichten,behalve deze die wettelijk voorbehouden zijn aan depositobanken,houders van deposito’s op korte termijn,spaarkassen,
Hypotheekmaatschappijen en kapitalisatieondernemingen.
Het verlenen van adviezen en het verstrekken van prestaties op financieel,technisch,juridisch,logistiek,commercieel of administratief vlak.
Het waarnemen van bestuursopdrachten en–mandaten,het uitoefenen van opdrachten en functies.
Het onderzoek,de ontwikkeling,de vervaardiging of commercialisering van nieuwe producten en technologieën en hun toepassingen;
Het ontwikkelen,kopen,verkopen,in licentie nemen of geven van octrooien,knowhow en aanverwante immateriële vaste activa;
De aan-en verkoop evenals de in-en uitvoer van om het even welke goederen evenals het optreden als tussenpersoon bij voormelde verrichtingen.
Het aanleggen,het oordeelkundig uitbouwen en beheren van een onroerend vermogen;
Alle verrichtingen met betrekking tot onroerende goederen en onroerende zakelijke rechten zoals de huurfinanciering van onroerend goederen aan derden,het aankopen,verkopen,ruilen,bouwen,
Verbouwen,onderhouden,verhuren,huren,verkavelen,prospecteren en uitbaten van onroerende goederen;
De aan-en verkoop,huur en verhuur van roerende goederen betreffende de inrichting en uitrusting van onroerende goederen,alsmede alle handelingen die rechtstreeks of onrechtstreeks met dit doel in verband staan en die van aard zijn de opbrengst van de roerende goederen te bevorderen;
Alsmede zich borg stellen voor het goede verloop van verbintenissen,door derde personen aangegaan,die het genot zouden hebben van voormelde roerende en onroerende goederen.
Het aanleggen,het oordeelkundig uitbouwen en beheren van een roerende vermogen;
Alle verrichtingen met betrekking tot roerende goederen en rechten,van welke aard ook,zoals het verwerven door inschrijving of aankoop,het beheren van aandelen,aandelenopties,obligaties,kasbons,afgeleide producten of andere roerende waarden,van welke vorm ook,uitgegeven door Belgische of buitenlandse emittenten.