MONOPHAR

Active

Private limited companyfounded 20214 yrs activeVeldstraat 3, 8730 Beernem, BelgiumKBO/BCE: BE 0778.974.138

Summary

MONOPHAR has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €46,826 and a net result of €40,601. Equity is growing by ~37.9% per year across the filed fiscal years. Its solvency ranks better than 22% of 1815 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

MONOPHARActiveChecked score 69/100

Risk analysis Report Compare

Activity

Public relations and communication consultancy

NACE 73300Retail sale of pharmaceutical products NACE 47730NACE 70210

1 site

Size

€411,797total assets 2025

Staff: 1 FTE
Equity: €46,826
Profit: €40,601

Turnover not published (abridged schema)

Financial health

69 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.7%

Structure

Holdings: 1

Accounts 31 d early0 of 1 deed read

Why 69- Founded in 2021- Equity €46,826 (11.4% of total assets)+ Sector Advertising, market research and public relations activities (NACE 73)+ Figures for FY 2025 (filed 30-06-2026)Show the evidence

Checked score

Score 2025

69 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 48% of its sector peers (NACE 73, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 36+4

equity 11.4% of total assets

Liquidity 54+3

short-term debt 24.1% · cash 9.9%

Profitability 72+39

return on assets 9.9%

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,109 companies)

Last 14 months 09-2025: 1.3% 10-2025: 1.2%▼ -0.9% vs 09-2025 11-2025: 1.2%● 0.0% vs 10-2025 12-2025: 1.2%▼ -1.3% vs 11-2025 01-2026: 1.2%▼ -1.9% vs 12-2025 02-2026: 1.2%● 0.0% vs 01-2026 03-2026: 1.2%▼ -1.2% vs 02-2026 04-2026: 1.2%▲ +2.3% vs 03-2026 05-2026: 1.3%▲ +3.0% vs 04-2026 06-2026: 1.3%▲ +5.2% vs 05-2026highest value 07-2026: 0.7%▼ -45.9% vs 06-2026lowest value 08-2026: 0.7%● 0.0% vs 07-2026lowest value 09-2026: 0.7%● 0.0% vs 08-2026lowest value 10-2026: 0.7%● 0.0% vs 09-2026lowest value

Sector Advertising, market research and public relations activities (NACE 73) lowers the probability
Founded in 2021 raises the probability for this profile
Equity €46,826 (11.4% of total assets) raises the probability
Figures for FY 2025 (filed 30-06-2026) lowers the probability

Credit up to €3,000 at 30 days acceptable

Liquidity short (current ratio 0.58 against 0.53 in 2024; short-term debt: 24.1% and cash: 9.9% of total assets), and 88.6% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 73, micro). Better than this share of them on solvency 21%, liquidity 44%, profitability 42%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Advertising, market research and public relations activities (NACE 73)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Equity €46,826 (11.4% of total assets)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Figures for FY 2025 (filed 30-06-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 1815 sector peers (2025).

NBB · sector comparison

Position among 1815 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

31 d early

2024

55 d early

2023

30 d late

2022

67 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (3 of the last 4 filed years within 55 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage