MOERMAN TORRE TECHNIEKEN
ActiveMOERMAN TORRE TECHNIEKEN has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €240k and a net result of €-42k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 7673 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-27
Solvency85▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.67 in 2024), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
-8.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
2 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€240k▼ 14.9%
2024 · €283k
2019: €87k
2020: €123k
2021: €152k
2022: €151k
2023: €267k
2024: €283k
2019 → 2025
Total assets
€508k▼ 16.3%
2024 · €606k
2019: €312k
2020: €304k
2021: €411k
2022: €416k
2023: €582k
2024: €606k
2019 → 2025
Net result
€-42k
2024 · €15k
2019: €29k
2020: €90k
2021: €28k
2022: €-656
2023: €216k
2024: €15k
2019 → 2025
Working capital
€160k▼ 16.5%
2024 · €192k
2019: €138k
2020: €82k
2021: €88k
2022: €106k
2023: €168k
2024: €192k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€151k▼ 0.4%€267k▲ 77.1%€283k▲ 5.7%€240k▼ 14.9%
Operating result€26k-€-5k€248k€19k▼ 92.2%€-42k
Net result€28k-€-656€216k€15k▼ 93.0%€-42k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €42k after €19k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €508k
Fixed assets
€99k▼ 22.9%
Current assets
€409k▼ 14.5%
Equity and liabilities €508k
Equity
€240k▼ 14.9%
Debt
€267k▼ 17.4%
The debt ratio falls from 53.4% to 52.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€9k▼
2024 · €67k
Cash flow
€9k▼
2024 · €62k
Solvency
47.4%▲
2024 · 46.6%
Current ratio
1.64▼
2024 · 1.67
Quick ratio
1.57▲
2024 · 1.50
Debt / equity
1.11▼
2024 · 1.14
ROE
-17.6%▼
2024 · 5.4%
ROA
-8.3%▼
2024 · 2.5%
Interest coverage
1.58▼
2024 · 9.38
Debt
€267k▼
2024 · €323k
Debt ≤ 1 year
€249k▼
2024 · €287k
Debt > 1 year
€18k▼
2024 · €33k
Income taxes
€72▼
2024 · €6k
Staff costs
€138k▲
2024 · €101k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€606k€508k▼
Fixed assets21/28€128k€99k▼
Tangible fixed assets22/27€128k€99k▼
Plant, machinery and equipment23€56k€60k▲
Furniture and vehicles24€56k€35k▼
Leasing and similar rights25€11k-
Other tangible fixed assets26€5k€4k▼
Current assets29/58€478k€409k▼
Stocks and contracts in progress3€48k€19k▼
Stocks30/36€47k€19k▼
Contracts in progress37€1k-
Amounts receivable within one year40/41€412k€371k▼
Trade receivables40€331k€310k▼
Other amounts receivable41€82k€61k▼
Cash at bank and in hand54/58€7k€9k▲
Deferred charges and accrued income490/1€11k€10k▼
Equity and liabilities
Total equity and liabilities10/49€606k€508k▼
Equity10/15€283k€240k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€261k€218k▼
Amounts payable17/49€323k€267k▼
Amounts payable after more than one year17€33k€18k▼
Financial debts170/4€33k€18k▼
Amounts payable within one year42/48€287k€249k▼
Current portion of amounts payable after more than one year42€30k€15k▼
Trade debts44€231k€204k▼
Suppliers440/4€231k€204k▼
Taxes, remuneration and social security45€618€5k▲
Taxes450/3€295€72▼
Remuneration and social security454/9€323€5k▲
Other amounts payable47/48€25k€25k▲
Accrued charges and deferred income492/3€4k-
Income statement
Code20242025
Remuneration, social security and pensions62€101k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€52k▲
Other operating charges640/8€3k€5k▲
Gross operating margin9900€171k€152k▼
Operating profit (loss)9901€19k€-42k▼
Financial income75/76B€9k€6k▼
Recurring financial income75€9k€6k▼
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€21k€-42k▼
Income taxes67/77€6k€72▼
Profit (loss) for the period9904€15k€-42k▼
Profit (loss) for the period to be appropriated9905€15k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€261k€218k▼
Profit (loss) brought forward from the previous period14P€245k€261k▲
Social balance
Average headcount (FTE)90873.73.8▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-42k ▼377%
Net result drops to €-42k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-06
Financial
Back to profitnet €216k
Net result €216k after one loss-making year.
30-06
Financial
Equity above €200kEq €267k ▲77.1%
Equity rises from €151k to €267k.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Equity above €150kEq €152k ▲22.8%
3 profitable years in a row build equity to €152k.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Equity above €100kEq €123k ▲41.2%
2 profitable years in a row build equity to €123k.
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 3 days late
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
02-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Volpenswege 579940 EvergemGround area
1,555 m²
Building footprint
184 m²
Volume, LiDAR
953 m³
Parcel 44066C0318/00G000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MOERMAN TORRE TECHNIEKEN
since 20122.210.893.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44066C0318/00G000 | Flanders | 1,555 m² | 1 · 184 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 140 EUR awarded · 140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 45 EUR | 45 EUR |
| 2023 | 1 | 95 EUR | 95 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 22,728 companies in sector 43211 we hold annual accounts for 10,269. 7,925 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2012
Fiscal year end30-06
Activities, NACEBEL
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.