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CAMPS SERVICE

Active
Private limited companyfounded 200917 yrs activeBergske 15, 3580 Beringen, BelgiumKBO/BCE: BE 0809.484.893

CAMPS SERVICE has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €34k. Equity is growing by ~9.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 27446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-14
Solvency86▲+23
Growth78=
Stability100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.48 in 2024), but 56.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 17 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.2%
Return on assets
6.1%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
41 d early
2023
21 d late
2022
3 d early
2021
2 d late
2020
3 d early
2019
41 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close16-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€241k▲ 17.4%
2024 · €205k
2019: €130k 2020: €150k 2021: €176k 2022: €193k 2023: €172k 2024: €205k
2019 → 2025
Total assets
€557k▼ 10.1%
2024 · €619k
2019: €214k 2020: €190k 2021: €533k 2022: €564k 2023: €610k 2024: €619k
2019 → 2025
Net result
€34k▼ 1.5%
2024 · €34k
2019: €4k 2020: €21k 2021: €26k 2022: €38k 2023: €28k 2024: €34k
2019 → 2025
Working capital
€33k▲ 2.2%
2024 · €33k
2019: €5k 2020: €40k 2021: €-9k 2022: €23k 2023: €2k 2024: €33k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€176k-€193k▲ 9.6%€172k▼ 10.8%€205k▲ 19.3%€241k▲ 17.4%
Operating result€40k-€67k▲ 65.9%€62k▼ 6.6%€66k▲ 5.9%€50k▼ 23.4%
Net result€26k-€38k▲ 45.5%€28k▼ 25.2%€34k▲ 20.7%€34k▼ 1.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €40k€40kNet result 2021: €26k€26kOperating result 2022: €67k€67kNet result 2022: €38k€38kOperating result 2023: €62k€62kNet result 2023: €28k€28kOperating result 2024: €66k€66kNet result 2024: €34k€34kOperating result 2025: €50k€50kNet result 2025: €34k€34k20212022202320242025
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets €487k▼ 6.0%
Current assets €70k▼ 30.8%
Equity and liabilities €557k
Equity €241k▲ 17.4%
Debt €316k▼ 23.6%
The debt ratio falls from 66.9% to 56.8%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€82k
2024 · €97k
Cash flow
€65k
2024 · €66k
Solvency
43.2%
2024 · 33.1%
Current ratio
1.92
2024 · 1.48
Quick ratio
1.92
2024 · 1.48
Debt / equity
1.32
2024 · 2.02
ROE
14.0%
2024 · 16.7%
ROA
6.1%
2024 · 5.5%
Interest coverage
50.79
2024 · 7.62
Debt
€316k
2024 · €414k
Debt ≤ 1 year
€36k
2024 · €68k
Debt > 1 year
€280k
2024 · €335k
Income taxes
€15k
2024 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€619k€557k
Fixed assets21/28€518k€487k
Tangible fixed assets22/27€118k€87k
Land and buildings22€76k€69k
Plant, machinery and equipment23€190-
Furniture and vehicles24€42k€18k
Financial fixed assets28€400k€400k=
Current assets29/58€101k€70k
Amounts receivable within one year40/41€15k€18k
Trade receivables40€15k€16k
Other amounts receivable41€2€2k
Cash at bank and in hand54/58€81k€52k
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€619k€557k
Equity10/15€205k€241k
Contributions10/11€6k€8k
Reserves13€199k€232k
Non-distributable reserves130/1-€190k
Other1319-€190k
Distributable reserves133€199k€42k
Profit (loss) carried forward14-€764
Amounts payable17/49€414k€316k
Amounts payable after more than one year17€335k€280k
Financial debts170/4€15k-
Other amounts payable178/9€320k€280k
Amounts payable within one year42/48€68k€36k
Current portion of amounts payable after more than one year42€18k€15k
Trade debts44€3k€3k
Suppliers440/4€3k€3k
Taxes, remuneration and social security45€8k€5k
Taxes450/3€8k€5k
Other amounts payable47/48€40k€13k
Accrued charges and deferred income492/3€11k-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€31k
Other operating charges640/8€960€1k
Gross operating margin9900€98k€83k
Operating profit (loss)9901€66k€50k
Financial charges65/66B€13k€2k
Recurring financial charges65€13k€2k
Profit (loss) for the period before taxes9903€53k€49k
Income taxes67/77€19k€15k
Profit (loss) for the period9904€34k€34k
Profit (loss) for the period to be appropriated9905€34k€34k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€34k
Transfer from equity791/2€1k-
Transfer to equity691/2€34k€33k
To other reserves6921€34k€33k
Profit to be distributed694/7€1k-
Return on contributions (dividend)694€1k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
24-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
20-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Equity above €200kEq €205k ▲19.3%
6 profitable years in a row build equity to €205k.
2023
21-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2022
28-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Highest result since 2019net €38k ▲45.5%
Operating result €67k, net result €38k, both a record.
31-03
Financial Liquidity doublescurrent ratio 1.53
Current ratio from 0.76 to 1.53.
2021
02-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2020
28-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial Equity above €150kEq €150k ▲15.3%
2 profitable years in a row build equity to €150k.
2019
20-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
24-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
28-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
27-09
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2009
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergske 153580 Beringen
Ground area
4,363 m²
Building footprint
306 m²
Volume, LiDAR
881 m³
Parcel 71004A0595/00A000, Flanders · tallest building 14.0 m. Linked by address, not a title deed.
1 establishment unit
CAMPS SERVICE
Bergske 15, 3580 BeringenGeneral electrical installation work
since 20092.176.382.664
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71004A0595/00A000 Flanders 4,362 m² 1 · 306 m² 14.0 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,740 companies in sector 43211 we hold annual accounts for 10,275. 7,928 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-01-2009
Fiscal year end31-03
Activities, NACEBEL
43211General electrical installation work
77110Renting and leasing of cars and light motor vehicles
77393Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry
E-mail:geert.camps@telenet.be
Enterprise