MODO

Active

Private limited companyfounded 20241 yr activeRink 47, 1600 Sint-Pieters-Leeuw, BelgiumKBO/BCE: BE 1015.972.555

Summary

MODO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,854 and a net result of €21,854. Its solvency ranks better than 60% of 16142 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Risk analysisWatch Report Compare

MODOActiveChecked score 68/100

Risk analysis Report Compare

Activity

Cafés and bars

NACE 56301

1 site

Size

€64,484total assets 2025

Equity: €26,854
Profit: €21,854

Turnover not published (abridged schema)

Financial health

68 Healthy Checked score 2025

Bankruptcy chance 12 m: 1.1%

Structure

Accounts 32 d early0 of 2 deeds read

Why 68- Sector Food and beverage service activities (NACE 56)- Founded in 2024- Size: total assets €64,484+ Liquidity: current ratio 1.61, cash €54,859Show the evidence

Checked score

Score 2025

68 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Better than 76% of its sector peers (NACE 56, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 67

equity 41.6% of total assets

Liquidity 70

short-term debt 58.4% · cash 85.1%

Profitability 100

return on assets 33.9%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)

Last 24 months 12-2025: 3.9% 01-2026: 4.0%▲ +2.3% vs 12-2025 02-2026: 4.1%▲ +1.8% vs 01-2026 03-2026: 4.6%▲ +11.2% vs 02-2026 04-2026: 4.6%● 0.0% vs 03-2026 05-2026: 4.9%▲ +7.1% vs 04-2026 06-2026: 5.3%▲ +8.9% vs 05-2026highest value 07-2026: 1.1%▼ -79.7% vs 06-2026 08-2026: 1.1%● 0.0% vs 07-2026 09-2026: 1.1%▼ -1.4% vs 08-2026lowest value 10-2026: 1.1%▲ +2.5% vs 09-2026

Liquidity: current ratio 1.61, cash €54,859 lowers the probability
Sector Food and beverage service activities (NACE 56) raises the probability
Founded in 2024 raises the probability for this profile
Size: total assets €64,484 raises the probability for this profile

Credit up to €1,500 at 30 days acceptable

Liquidity ample (current ratio 1.61; short-term debt: 58.4% and cash: 85.1% of total assets), but 58.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 61%, liquidity 74%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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