BELENA
ActiveThe computed 12-month bankruptcy probability of BELENA is 10.5% (high). The 2025 annual accounts show negative equity (€-32k) and a net result of €-33k. Its solvency ranks better than 14% of 13061 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
17
/ 100
Critical▼ -33 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency37▼-15
Growth32
Stability82
Bankruptcy probability, 12 months
10.5%
High
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.65), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-55%
Return on assets
-56.1%
Age of the figures
8 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€32k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-32k
2024 · €660
2024: €660
2024 → 2025
Total assets
€59k▲ 2,392%
2024 · €2k
2024: €2k
2024 → 2025
Net result
€-33k▼ 2,354%
2024 · €-1k
2024: €-1k
2024 → 2025
Working capital
€-32k
2024 · €660
2024: €660
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€660-€-32k
Operating result€-1k-€-31k▼ 2,177%
Net result€-1k-€-33k▼ 2,354%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €1k in 2024; the loss grows.
Key figures and ratios
Solvency
-55.0%
Current ratio
0.65
Quick ratio
0.40
Debt / equity
-2.82
ROE
102.0%
ROA
-56.1%
Debt
€91k▲
2024 · €2k
Debt ≤ 1 year
€91k▲
2024 · €2k
Staff costs
€54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€59k▲
Current assets29/58€2k€59k▲
Stocks and contracts in progress3-€23k
Stocks30/36-€23k
Amounts receivable within one year40/41€2k€36k▲
Trade receivables40€2k€36k▲
Other amounts receivable41€0€0=
Cash at bank and in hand54/58€799€10▼
Equity and liabilities
Total equity and liabilities10/49€2k€59k▲
Equity10/15€660€-32k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€-1k€-34k▼
Amounts payable17/49€2k€91k▲
Amounts payable within one year42/48€2k€91k▲
Trade debts44€1k€21k▲
Suppliers440/4€1k€21k▲
Advances received on contracts in progress46€352€352=
Taxes, remuneration and social security45-€43k
Taxes450/3-€13k
Remuneration and social security454/9-€30k
Other amounts payable47/48-€27k
Income statement
Code20242025
Remuneration, social security and pensions62-€54k
Other operating charges640/8-€2k
Gross operating margin9900€-1k€26k▲
Operating profit (loss)9901€-1k€-31k▼
Financial charges65/66B-€2k
Recurring financial charges65-€2k
Profit (loss) for the period before taxes9903€-1k€-33k▼
Profit (loss) for the period9904€-1k€-33k▼
Profit (loss) for the period to be appropriated9905€-1k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1k€-34k▼
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lincent · 5 establishment units since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Huy 1474287 LincentGround area
8,306 m²
Building footprint
467 m²
Volume, LiDAR
3,890 m³
6 parcels, Wallonia · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
5 establishment units
L'Anton
since 20242.368.015.864
L'Amitié Villoise
since 20242.368.015.963
Le Petit Caprice
since 20242.368.016.062
Al Molino D'Oro
since 20242.368.016.161
Les Caves de Hesbaye
since 20242.368.016.359
6 parcels
Wallonia
6
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64034B0722/00C002 | Wallonia | 4,254 m² | 1 · 104 m² | 6.5 m · 1 fl. |
| 64041B0667/00H000 | Wallonia | 1,239 m² | 1 · 65 m² | 11.6 m · 3 fl. |
| 64071B0538/00R000 | Wallonia | 1,064 m² | 1 · 81 m² | 10.6 m · 3 fl. |
| 64047B0015/00E000 | Wallonia | 868 m² | - | - |
| 64034B0892/00F000 | Wallonia | 814 m² | 1 · 165 m² | 11.0 m · 3 fl. |
| 64034B0860/00S000 | Wallonia | 68 m² | 1 · 52 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 5
6 of 6 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROYAL
BE 0772.663.792
Oostende · Eq €658
LAGORA srl
BE 1029.537.610
Charleroi · Eq €657
O.M.A. Development & Service
BE 0685.461.881
Dilbeek · Eq €663
Cécila
BE 0534.668.750
Ottignies-Louvain-la-Neuve · Eq €657
BURGERCORNER
BE 0759.758.339
De Haan · Eq €667
Of 20,234 companies in sector 56111 we hold annual accounts for 11,312. 1,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2024
Fiscal year end31-12
Activities, NACEBEL
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.